involves with business activities to

…† ‡ ˆ ‰ Š ‹Œ …Ž‰ ˆ ‰  ˆŽ  ˆ ‘ ˆ ’ “ ” • † ‡Š CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 545 – Schedule 4. KAS

4. CASH 2012

2011 2010 Rupiah 143,836 82,541 78,169 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 1,187 2,038 661 United States Dollar Euro 99 70 101 Euro Dolar Singapura 106 111 23 Singapore Dollar Riyal Saudi Arabian 33 44 - Saudi Arabian Riyal Yen Jepang 5 6 5 JapaneseYen 145,266 84,810 78,959 Saldo dalam mata uang Rupiah termasuk uang pada ATM Anjungan Tunai Mandiri berjumlah Rp 4.396 pada tanggal 31 Desember 2012 2011: Rp 4.391 dan 2010: Rp 3.696. The Rupiah balance includes cash in ATMs Automatic Teller Machines amounting to Rp 4,396 as at 31 December 2012 2011: Rp 4,391 and 2010:Rp 3,696. Saldo kas yang terdiri atas kas ATM, cash in save dan cash in transit telah diasuransikan terhadap risiko kecurian kepada PT Asuransi Jasindo dan PT Asuransi Bintang bukan perusahaan berelasi dengan nilai pertanggungan sebesar Rp 203,680 dan USD 915,000 nilai penuh pada tanggal 31 Desember 2012. The Bank’s cash which consists of cash in ATMs, cash in save and cash in transit are insured for burglary risks with PT Jasindo Insurance and PT Asuransi Bintang non-affiliated company with blanket policies amounting to Rp 203,680 and USD 915,000 full amount as at 31 December 2012. Manajemen Bank berpendapat bahwa nilai pertanggungan asuransi telah cukup untuk menutupi kemungkinan kerugian dari risiko tersebut. The management of the Bank believes that the insurance coverage is adequate to cover possible losses arising from such risks. 5. GIRO PADA BANK INDONESIA 5. CURRENT ACCOUNTS WITH BANK INDONESIA 2012 2011 2010 Rupiah 420,627 318,740 184,820 Rupiah Dolar Amerika Serikat 39,514 17,229 4,505 United States Dollar Jumlah 460,141 335,969 189,325 Total Giro Wajib Minimum “GWM” dalam mata uang Rupiah serta dolar Amerika Serikat pada tanggal 31 Desember 2012, 2011 dan 2010 adalah: As at 31 December 2012, 2011 and 2010, the minimum statutory reserves in Rupiah and United States dollar are: 2012 2011 2010 Rupiah Rupiah - Giro Wajib Minimum Utama 8.03 8.21 8,03 Primary Statutory Reserves - - Giro Wajib Minimum Sekunder 5.07 10.40 3,61 Secondary Statutory Reserves - Dolar Amerika Serikat 8.61 9.90 1,33 United Stated Dollar Tidak termasuk excess reserve Excluding excess reserve Pada tanggal 31 Desember 2012 dan 2011, Bank tidak memiliki GWM LDR karena jumlah LDR memenuhi minimum target Bank Indonesia 2012: 84,39 dan 2011: 81,70. As at 31 December 2012 and 2011, Bank did not had LDR statutory reserve since its LDR complied with Bank Indonesia minimum target 2012: 84.39 and 2011:81.70. Bank telah memenuhi ketentuan peraturan Bank Indonesia berkaitan dengan Giro Wajib Minimum. The Bank has complied with Bank Indonesia’s regulations with regard to Minimum Statutory Reserves.