By economic sector continued

¦§ ¨ © ª « ¬­® ¦¯ª © ª ° ©¯ ± © ² © ³ ´ µ ¶ § ¨« CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 562 – Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued b. Berdasarkan sektor ekonomi lanjutan

b. By economic sector continued

Kualitas pinjaman yang diberikan berdasarkan kolektibilitas sesuai ketentuan Bank Indonesia lanjutan Loans quality based on collectibility according to Bank Indonesia regulation continued 2010 Dalam Perhatian Kurang Khusus lancar Lancar Special Sub Diragukan Macet Jumlah Current mention Standard Doubtful Loss Total Rupiah Rupiah Konsumsi 1,915,701 31,814 6,373 8,789 14,338 1,977,015 Consumer Jasa pelayanan sosial 238,145 7,473 4,251 782 3,243 253,894 Social services Industri pengolahan 54,007 279 - - 3,778 58,064 Processing industry Pertanian, perburuan Agriculture, hunting dan sarana and agriculture pertanian 26,554 70 54 17 3,633 30,328 improvements Jasa dunia usaha 10,246 - - - - 10,246 Business services Perdagangan, restoran Trading, restaurant dan hotel 9,821 131 111 - - 10,063 and hotel Pertambangan - 5,960 - - 5,960 Mining Konstruksi 3,194 - - - 46 3,240 Construction Pengangkutan, Transportation, pergudangan dan warehouse and komunikasi 1,464 51 - - 16 1,531 communication Sub jumlah 2,259,132 45,778 10,789 9,588 25,054 2,350,341 Sub total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 189,198 - - - - 189,198 Business services Industri pengolahan 15,808 - - - - 15,808 Processing industry Perdagangan, restoran Trading, restaurant dan hotel 360 - - - - 360 and hotel Pertambangan 75 - - - - 75 Mining Sub jumlah 205,441 - - - - 205,441 Sub total 2,464,573 45,778 10,789 9,588 25,054 2,555,782 Dikurangi : Cadangan kerugian penurunan Less : Allowance for nilai 22,915 1,696 1,504 4,595 17,657 48,367 impairment losses Jumlah 2,441,658 44,082 9,285 4,993 7,397 2,507,415 Total ·¸ ¹ º » ¼ ½¾¿ ·À» º » Á ºÀ  º à º Ä Å Æ Ç ¸ ¹¼ CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 563 – Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued c. Berdasarkan jangka waktu perjanjian kredit

dan sisa jangka waktu c. By term of credit agreements and remaining maturity period Berdasarkan jangka waktu perjanjian kredit By term of credit agreements 2012 2011 2010 Sampai dengan 1 bulan 1,116 190 1,131 Up to 1 month 1 s.d 3 bulan 8,343 4,832 382 1 month to 3 months 3 s.d 6 bulan 31,405 10,208 17,976 3 months to 6 months 6 s.d 12 bulan 162,576 82,374 129,080 6 months to 12 months 1 s.d 2 tahun 203,609 107,714 218,819 1 year to 2 years 2 s.d 5 tahun 1,881,093 1,276,264 1,003,731 2 years to 5 years Lebih dari 5 tahun 2,972,702 1,860,194 1,184,663 More than 5 years 5,260,844 3,341,776 2,555,782 Dikurangi: Cadangan kerugian Less: Allowance for penurunan nilai 56,867 29,855 48,367 impairment losses 5,203,977 3,311,921 2,507,415 Berdasarkan sisa jangka waktu By remaining maturity period 2012 2011 2010 Sampai dengan 1 bulan 15,865 14,690 129,378 Up to 1 month 1 s.d 3 bulan 39,436 51,765 119,015 1 month to 3 months 3 s.d 6 bulan 111,288 63,126 57,237 3 months to 6 months 6 s.d 12 bulan 204,442 162,344 65,406 6 months to 12 months 1 s.d 2 tahun 354,434 243,173 192,714 1 year to 2 years 2 s.d 5 tahun 1,862,874 1,213,271 1,010,396 2 years to 5 years Lebih dari 5 tahun 2,672,505 1,593,407 981,636 More than 5 years 5,260,844 3,341,776 2,555,782 Dikurangi: Cadangan kerugian Less: Allowance for penurunan nilai 56,867 29,855 48,367 impairment losses 5,203,977 3,311,921 2,507,415 d. Kredit kepada pihak berelasi dan pihak ketiga d. By related and third parties 2012 2011 2010 Pihak-pihak yang berelasi Catatan 42 34,447 106,702 318,911 Related parties Note 42 Pihak ketiga 5,226,397 3,235,074 2,236,871 Third parties 5,260,844 3,341,776 2,555,782 Dikurangi: Cadangan kerugian Less: Allowance for penurunan nilai 56,867 29,855 48,367 impairment losses 5,203,977 3,311,921 2,507,415