Risiko stratejik AR 2015 Bank Victoria Final

47 6 PT Bank V ict oria Int erna tional T bk. dalam Juta Rp in million Rp 31 Desember 2014 December 31, 2014 no. sektor ekonomi Tagihan Kepada Pemerintah Receivables from Government Tagihan Kepada entitas sektor Publik Receivables from Public sector entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga internasional Receivables from Multilateral Development Banks and international institutions Tagihan Kepada Bank Receivables from Banks Kredit Beragun Rumah Tinggal Residential Property Collateralized Loans Kredit Beragun Properti Komersial Commercial Property Collateralized Loans Kredit Pegawai Pensiun employee Retirement Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables from Microbusiness, small Business, and Retail Portfolio Tagihan kepada Korporasi Receivables from Corporations Tagihan yang Telah Jatuh Tempo Due Receivables aset Lainnya other assets eksposur di Unit Usaha syariah apabila ada Exposure in sharia Business Unit if any economi sector 1 2 3 4 5 6 7 8 9 10 11 12 13 14 2 1 Pertanian, perburuan dan Kehutanan - 101,779 - - - - - 60,859 143,246 4,007 - - Agriculture, hunting and forestry 2 Perikanan - - - - - - - 17,591 169,682 17,654 - - Fishery 3 Pertambangan dan Penggalian - 43,933 - - - - - 84,601 514,947 17,782 - - Mining and excavation 4 Industri pengolahan - - - - 1,080 19,033 - 406,193 1,256,379 128,058 - - Processing industry 5 Listrik, Gas dan Air - - - - - - - 1,856 - - - - Power, gas and water 6 Konstruksi - - - - 700 1,011,173 - - 115,639 15,720 - - Construction 7 Perdagangan besar dan eceran - - - - 116,889 3,480 - 525,548 878,934 87,818 - - Wholesale and retail trading 8 Penyediaan akomodasi dan penyediaan makan minum - - - - 14,148 76,013 - 136,410 825,588 30,931 - - Provision of accomodation and foods beverages 9 Transportasi, pergudangan dan komunikasi - 28,105 - - - - - 63,690 330,883 29,593 - - Transportation, warehousing and communications 10 Perantara keuangan 3,672,600 150,461 - 2,074,684 39,367 - - 48,356 4,088,833 14,956 - - FInancial agency 11 Real estate, usaha persewaan dan jasa perusahaan - - - - 56,100 1,140,253 - 89,861 386,188 18,639 - - Real estate, leasing and corporate services 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib - - - - - - - - - - - - Government administration, land business and mandatory social service 13 Jasa pendidikan - - - - - - - 12,827 124,618 - - - Educational services 14 Jasa kesehatan dan kegiatan sosial - - - - - - - 19,320 - - - - Health and social services 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya - - - - 49,832 13,686 - 124,228 68,460 1,282 - - Societal, sociocultural, entertainment and other individual services 16 Jasa perorangan yang melayani rumah tangga - - - - - - - 2,191 - - - - Individual household- related services 17 Badan internasional dan badan ekstra internasional lainnya - - - - - - - - - - - - International and other extrainternational agencies 18 Kegiatan yang belum jelas batasannya 434,759 - - - - - - - - - - - Non-deined activities 19 Bukan Lapangan Usaha - - - - 520,736 - - 115,284 30,099 44,323 - - Non-business 20 Lainnya 282,446 - - - 35,543 - - 867 32,337 - 350,951 - Others ToTaL 4,389,805 324,279 - 2,074,684 834,395 2,263,637 - 1,709,681 8,965,832 410,764 350,951 - ToTaL