Kepentingan non Pengendali Yang Dapat Diperhitungkan Faktor Pengurang Modal inti Utama: 166,554

47 8 PT Bank V ict oria Int erna tional T bk. Tabel 2.4.b. Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah – Bank secara Konsolidasi dengan Perusahaan anak Table 2.4.b. Receivables and allowances by area - Bank, Consolidated with subsidiaries dalam Juta Rp in million Rp no Keterangan 31 Desember 2015 December 31, 2015 31 Desember 2014 December 31, 2014 Description Tagihan Bersih Berdasarkan Wilayah net Receivables by Region Tagihan Bersih Berdasarkan Wilayah net Receivables by Region Zona indonesia Barat indonesia Zone West Zona indonesia Tengah indonesia Zone Center Zona indonesia Timur indonesia Zone east Diluar indonesia indonesia outside Total Total Zona indonesia Barat indonesia Zone West Zona indonesia Tengah indonesia Zone Center Zona indonesia Timur indonesia Zone east Diluar indonesia indonesia outside Total Total 1 2 3 4 5 6 7 8 9 10 11 12 2 1 Tagihan 19,036,239 1,376,665 561 898 20,414,362 20,046,031 802,903 653 919 20,850,506 Receivables 2 Tagihan yang mengalami penurunan nilai impaired 1,582,237 78,371 - - 1,660,608 541,233 4,498 1,568 - 547,298 Impaired Receivables a. Belum jatuh tempo 864,787 27,598 - - 892,386 147,825 - - - 147,825 a. Not Due b. Telah jatuh tempo 717,449 50,773 - - 768,222 393,408 4,498 1,568 - 399,474 b. Due 3 Cadangan kerugian penurunan nilai CKPN - Individual 208,850 6,247 - - 215,096 71,995 1,773 5 2 73,776 Individual Impairment Losses Allowance ILA 4 Cadangan kerugian penurunan nilai CKPN - Kolektif 53,395 4,248 13 2 57,658 110,753 184 - - 110,937 Collective Impairment Losses Allowance ILA 5 Tagihan yang dihapus buku 35,560 - - - 35,560 27,752 - - - 27,752 Receivables Written Of Lapor an T ahunan 20 15 Annual R eport 47 9 Tabel 2.5.a. Pengungkapan Tagihan dan Pencadangan Berdasarkan sektor ekonomi – Bank secara individual Table 2.5.a. Receivables and allowances by economic sector - Bank, individually dalam Juta Rp in million Rp 31 Desember 2015 December 31, 2015 no sektor ekonomi Tagihan Receivables Tagihan yang Mengalami Penurunan nilai impaired Receivables Cadangan kerugian penurunan nilai CKPn - individual i ndividual impairment Losses allowance iLa Cadangan kerugian penurunan nilai CKPn - Kolektif Collective impairment Losses allowance iLa Tagihan yang dihapus buku Receivables Written Of economic sector Belum Jatuh Tempo not Due Telah jatuh tempo Due 1 2 3 4 5 6 7 8 2 1 Pertanian, perburuan dan Kehutanan 60,384 - 11,999 1,425 2,217 - Agriculture, hunting and forestry 2 Perikanan 209,173 - 17,630 328 - - Fishery 3 Pertambangan dan Penggalian 293,777 1,499 45,396 376 2,005 - Mining and excavation 4 Industri pengolahan 1,640,334 78,573 177,391 48,801 8,020 16,081 Processing industry 5 Listrik, Gas dan Air 2,262 - - - 3 - Power, gas and water 6 Konstruksi 1,127,657 80,530 26,661 5,554 4,787 - Construction 7 Perdagangan besar dan eceran 973,587 26,477 34,737 1,444 5,301 14,669 Wholesale and retail trading 8 Penyediaan akomodasi dan penyediaan makan minum 1,003,927 174,003 25,156 11,882 4,446 - Provision of accomodation and foods beverages 9 Transportasi, pergudangan dan komunikasi 232,358 47,074 100,654 13,162 2,525 - Transportation, warehousing and communications 10 Perantara keuangan 8,902,290 - - - 5,594 - FInancial agency 11 Real estate, usaha persewaan dan jasa perusahaan 2,198,934 320,835 47,741 73,640 8,902 - Real estate, leasing and corporate services 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib - - - - - - Government administration, land business and mandatory social service 13 Jasa pendidikan 76,694 61,140 3,386 - 2,436 - Educational services 14 Jasa kesehatan dan kegiatan sosial 20,787 - 1,700 - 117 - Health and social services 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 299,803 - 13,575 4,224 1,168 4,811 Societal, sociocultural, entertainment and other individual services 16 Jasa perorangan yang melayani rumah tangga 4,339 - - - 7 - Individual household-related services 17 Badan internasional dan badan ekstra internasional lainnya - - - - - - International and other extrainternational agencies 18 Kegiatan yang belum jelas batasannya 1,471,226 - - - - - Non-deined activities 19 Bukan Lapangan Usaha 659,517 7,919 32,732 1,064 2,744 - Non-business 20 Lainnya 886,138 - - - - - Others ToTaL 20,063,197 798,050 538,763 161,904 50,280 35,560 ToTaL