d id BBB- Modal inti Tambahan aT-1 -

Lapor an T ahunan 20 15 Annual R eport 4 97 dalam Juta Rp in million Rp no Kategori Portofolio 31 Desember 2015 December 31, 2015 Bagian Yang Tidak Dijamin Part not Guaranteed 31 Desember 2014 December 31, 2014 Bagian Yang Tidak Dijamin Part not Guaranteed Portfolio Category Tagihan Bersih net Receivables Bagian Yang Dijamin Dengan Part Guaranteed by Tagihan Bersih net Receivables Bagian Yang Dijamin Dengan Part Guaranteed by agunan Collateral Garansi Guarantee asuransi Kredit Loan insurance Lainnya other agunan Collateral Garansi Guarantee asuransi Kredit Loan insurance Lainnya other 1 2 3 4 5 6 7 8 = 3- [4+5+6+7] 3 4 5 6 7 8 = 3- [4+5+6+7] 2 B Eksposur Rekening Adminsitratif Administrative Account Exposure 1 Tagihan Kepada Pemerintah - - - - - - - - - - Receivables from Government 2 Tagihan Kepada Entitas Sektor Publik - - - - - - - - - - Receivables from Public Sector Entities 3 Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional - - - - - - - - - - Receivables from Multilateral Development Banks and International Institutions 4 Tagihan Kepada Bank 787 - - - 787 113 - - - 113 Receivables from Banks 5 Kredit Beragun Rumah Tinggal - - - - - - - - - - Residential Property Collateralized Loans 6 Kredit Beragun Properti Komersial 91,572 - - - 91,572 84,091 - - - 84,091 Commercial Property Collateralized Loans 7 Kredit Pegawai Pensiunan - - - - - - - - - - EmployeeRetirement Loans 8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel 73,300 - - - 73,300 52,942 - - - 52,942 Receivables from Microbusiness, Small Business, and Retail Portfolio 9 Tagihan kepada Korporasi 603,079 - - - 603,079 330,703 - - - 330,703 Receivables from Corporations 10 Tagihan yang Telah Jatuh Tempo - - - - - - - - - - Due Receivables 11 Eksposur di Unit Usaha Syariah apabila ada - - - - - - - - - - Exposure in Sharia Business Unit if any ToTaL eKsPosUR ReKeninG aDMinisTRaTiF 768,738 - - - - 768,738 467,848 - - - - 467,848 ToTaL aDMinisTRaTive aCCoUnT eXPosURe 49 8 PT Bank V ict oria Int erna tional T bk. dalam Juta Rp in million Rp no Kategori Portofolio 31 Desember 2015 December 31, 2015 Bagian Yang Tidak Dijamin Part not Guaranteed 31 Desember 2014 December 31, 2014 Bagian Yang Tidak Dijamin Part not Guaranteed Portfolio Category Tagihan Bersih net Receivables Bagian Yang Dijamin Dengan Part Guaranteed by Tagihan Bersih net Receivables Bagian Yang Dijamin Dengan Part Guaranteed by agunan Collateral Garansi Guarantee asuransi Kredit Loan insurance Lainnya other agunan Collateral Garansi Guarantee asuransi Kredit Loan insurance Lainnya other 1 2 3 4 5 6 7 8 = 3- [4+5+6+7] 3 4 5 6 7 8 = 3- [4+5+6+7] 2 C Eksposur Counterparty Credit Risk Administrative Account Exposure 1 Tagihan Kepada Pemerintah 169,535 - - - - - - - - - Receivables from Government 2 Tagihan Kepada Entitas Sektor Publik - - - - - - - - - - Receivables from Public Sector Entities 3 Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional - - - - - - - - - - Receivables from Multilateral Development Banks and International Institutions 4 Tagihan Kepada Bank - - - - - - - - - - Receivables from Banks 5 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel - - - - - - - - - - Receivables from Microbusiness, Small Business, and Retail Portfolio 6 Tagihan kepada Korporasi 45,000 - - - - - - - - - Receivables from Corporations 7 Eksposur di Unit Usaha Syariah apabila ada - - - - - - - - - - Exposure in Sharia Business Unit if any Total eksposure Counterparty Credit Risk 214,535 - - - - - - - - - - - Total Counterparty Credit Risk Exposure ToTaL a+B+C 21,238,106 1,602,604 - - - 19,452,865 20,450,684 1,692,639 - - - 18,758,045 ToTaL a+B+C