Liquidity Risks AR 2015 Bank Victoria Final

4 74 PT Bank V ict oria Int erna tional T bk. dalam Juta Rp in million Rp 31 Desember 2014 December 31, 2014 no. seKToR eKonoMi Tagihan Kepada Pemerintah Receivables from Government Tagihan Kepada entitas sektor Publik Receivables from Public sector entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga internasional Receivables from Multilateral Development Banks and international institutions Tagihan Kepada Bank Receivables from Banks Kredit Beragun Rumah Tinggal Residential Property Collateralized Loans Kredit Beragun Properti Komersial Commercial Property Collateralized Loans Kredit Pegawai Pensiun employee Retirement Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables from Microbusiness, small Business, and Retail Portfolio Tagihan kepada Korporasi Receivables from Corporations Tagihan yang Telah Jatuh Tempo Due Receivables aset Lainnya other assets eksposur di Unit Usaha syariah apabila ada Exposure in sharia Business Unit if any economi sector 1 2 3 4 5 6 7 8 9 10 11 12 13 14 2 1 Pertanian, perburuan dan Kehutanan - 101,779 - - - - - 60,859 143,046 4,007 - - Agriculture, hunting and forestry 2 Perikanan - - - - - - - 17,591 169,682 17,654 - - Fishery 3 Pertambangan dan Penggalian - 43,933 - - - - - 84,601 505,903 14,225 - - Mining and excavation 4 Industri pengolahan - - - - - 19,033 - 405,729 1,181,775 97,103 - - Processing industry 5 Listrik, Gas dan Air - - - - - - - 1,856 - - - - Power, gas and water 6 Konstruksi - - - - - 1,003,705 - - 115,639 15,216 - - Construction 7 Perdagangan besar dan eceran - - - - - 3,424 - 498,899 704,621 66,811 - - Wholesale and retail trading 8 Penyediaan akomodasi dan penyediaan makan minum - - - - - 76,013 - 135,782 825,588 18,219 - - Provision of accomodation and foods beverages 9 Transportasi, pergudangan dan komunikasi - 28,105 - - - - - 63,690 330,408 26,956 - - Transportation, warehousing and communications 10 Perantara keuangan 3,672,600 150,461 - 2,117,956 - - - 44,470 3,836,784 - - - FInancial agency 11 Real estate, usaha persewaan dan jasa perusahaan - - - - - 1,137,958 - 89,861 352,510 8,361 - - Real estate, leasing and corporate services 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib - - - - - - - - - - - - Government administration, land business and mandatory social service 13 Jasa pendidikan - - - - - - - 12,827 124,618 - - - Educational services 14 Jasa kesehatan dan kegiatan sosial - - - - - - - 19,320 - - - - Health and social services 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya - - - - - 13,686 - 124,228 50,130 1,282 - - Societal, sociocultural, entertainment and other individual services 16 Jasa perorangan yang melayani rumah tangga - - - - - - - 2,191 - - - - Individual household- related services 17 Badan internasional dan badan ekstra internasional lainnya - - - - - - - - - - - - International and other extrainternational agencies 18 Kegiatan yang belum jelas batasannya 434,759 - - - - - - - - - - - Non-deined activities 19 Bukan Lapangan Usaha - - - - 515,316 - - 115,284 2,810 26,341 - - Non-business 20 Lainnya - - - - - - - - - - 347,230 - Others ToTaL 4,107,359 324,279 - 2,117,956 515,316 2,253,820 - 1,677,187 8,343,514 296,175 347,230 - ToTaL Lapor an T ahunan 20 15 Annual R eport 47 5 Tabel 2.3.b. Pengungkapan Tagihan Bersih Berdasarkan sektor ekonomi – Bank secara Konsolidasi dengan Perusahaan anak Table 2.3.b. net Receivables by economic sector - Bank, Consolidated with subsidiaries dalam Juta Rp in million Rp 31 Desember 2015 December 31, 2015 no. sektor ekonomi Tagihan Kepada Pemerintah Receivables from Government Tagihan Kepada entitas sektor Publik Receivables from Public sector entities Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga internasional Receivables from Multilateral Development Banks and international institutions Tagihan Kepada Bank Receivables from Banks Kredit Beragun Rumah Tinggal Residential Property Collateralized Loans Kredit Beragun Properti Komersial Commercial Property Collateralized Loans Kredit Pegawai Pensiun employee Retirement Loans Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel Receivables from Microbusiness, small Business, and Retail Portfolio Tagihan kepada Korporasi Receivables from Corporations Tagihan yang Telah Jatuh Tempo Due Receivables aset Lainnya other assets eksposur di Unit Usaha syariah apabila ada Exposure in sharia Business Unit if any economi sector 1 2 3 4 5 6 7 8 9 10 11 12 13 14 2 1 Pertanian, perburuan dan Kehutanan - - - - - - - 55,196 3,960 12,000 - - Agriculture, hunting and forestry 2 Perikanan - - - - - - - - 209,174 17,302 - - Fishery 3 Pertambangan dan Penggalian - 43,192 - - - - - 57,759 195,426 45,020 - - Mining and excavation 4 Industri pengolahan - - - - 20,579 18,030 - 422,704 1,312,365 170,118 - - Processing industry 5 Listrik, Gas dan Air - - - - - - - 2,262 - - - - Power, gas and water 6 Konstruksi - - - - 39,644 922,072 - 6,717 407,532 33,725 - - Construction 7 Perdagangan besar dan eceran - - - - 44,424 - - 540,699 655,189 94,559 - - Wholesale and retail trading 8 Penyediaan akomodasi dan penyediaan makan minum - - - - 594 30,348 - 154,917 988,107 18,409 - - Provision of accomodation and foods beverages 9 Transportasi, pergudangan dan komunikasi - 27,874 - - 49,316 - - 45,382 203,897 98,756 - - Transportation, warehousing and communications 10 Perantara keuangan 3,158,545 46,615 - 2,211,833 19,604 - - 39,623 3,873,795 2,052 - - FInancial agency 11 Real estate, usaha persewaan dan jasa perusahaan - - - - 20,737 2,042,175 - 85,676 377,149 41,904 - - Real estate, leasing and corporate services 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib - - - - - - - - - - - - Government administration, land business and mandatory social service 13 Jasa pendidikan - - - - - - - 35,361 102,474 3,386 - - Educational services 14 Jasa kesehatan dan kegiatan sosial - - - - - - - 20,787 - 1,700 - - Health and social services 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya - - - - 5,223 709 - 107,004 199,577 81,382 - - Societal, sociocultural, entertainment and other individual services 16 Jasa perorangan yang melayani rumah tangga - - - - - - - 4,339 - - - - Individual household- related services 17 Badan internasional dan badan ekstra internasional lainnya - - - - - - - - - - - - International and other extrainternational agencies 18 Kegiatan yang belum jelas batasannya 1,471,227 - - - - - - - 900 - - - Non-deined activities 19 Bukan Lapangan Usaha - - - - 555,335 - - 140,742 8,442 31,847 - - Non-business 20 Lainnya - - - - - - - 792 27,420 3,846 925,480 - Others ToTaL 4,629,772 117,680 - 2,211,833 755,456 3,013,333 - 1,719,962 8,565,405 656,005 925,480 - ToTaL