SUMMARY Segment reporting continued

267 LAPORAN TAHUNAN 2013 BANK BRI AGRO The original financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA AGRONIAGA Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2013 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT BANK RAKYAT INDONESIA AGRONIAGA Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2013 and for the Year Then Ended Expressed in thousands of Rupiah, unless otherwise stated 57

3. KAS

3. CASH

31 DesemberDecember 31, 2013 31 DesemberDecember 31, 2012 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Ekuivalen Notional amount Ekuivalen foreign currency Rupiah foreign currency Rupiah Angka penuh Rupiah Angka penuh Rupiah Full amount Equivalent Full amount Equivalent Rupiah 22.590.676 28.589.402 Rupiah Mata uang asing Foreign currency Dolar Amerika Serikat 13.578 165.244 16.417 158.219 United States Dollar Total 22.755.920 28.747.621 Total Pada tanggal-tanggal 31 Desember 2013 dan 2012, saldo dalam mata uang Rupiah tersebut, sudah termasuk uang pada mesin ATM Anjungan Tunai Mandiri masing-masing sebesar Rp4.597.450 dan Rp6.113.300. As of December 31, 2013 and 2012, the Rupiah balance includes cash in ATMs Automatic Teller Machines amounting to Rp4,597,450 and Rp6,113,300, respectively.

4. GIRO PADA BANK INDONESIA

4. CURRENT ACCOUNTS WITH BANK INDONESIA

31 DesemberDecember 31, 2013 31 DesemberDecember 31, 2012 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Ekuivalen Notional amount Ekuivalen foreign currency Rupiah foreign currency Rupiah Angka penuh Rupiah Angka penuh Rupiah Full amount Equivalent Full amount Equivalent Rupiah 273.032.718 208.921.016 Rupiah Mata uang asing Foreign currency Dolar Amerika Serikat 1.150.000 13.995.500 700.000 6.746.250 United States Dollar Total 287.028.218 215.667.266 Total Saldo giro pada Bank Indonesia disediakan untuk memenuhi persyaratan Giro Wajib Minimum GWM dari Bank Indonesia. Current accounts with Bank Indonesia are maintained to comply with Bank Indonesia’s Minimum Legal Reserve Requirements GWM. Rasio GWM Bank tidak diaudit pada tanggal- tanggal 31 Desember 2013 dan 2012 adalah sebagai berikut: As of December 31, 2013 and 2012, the GWM ratios of the Bank unaudited are as follows: 2013 2012 GWM Utama - Rupiah 8,18 8,24 Primary GWM - Rupiah GWM Sekunder - Rupiah 16,97 6,74 Secondary GWM - Rupiah GWM Utama - Mata Uang Asing 9,35 9,20 Primary GWM - Foreign Currency LAPORAN TAHUNAN 2013 BANK BRI AGRO 268 The original financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA AGRONIAGA Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2013 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT BANK RAKYAT INDONESIA AGRONIAGA Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2013 and for the Year Then Ended Expressed in thousands of Rupiah, unless otherwise stated 58

4. GIRO PADA BANK INDONESIA lanjutan

4. CURRENT ACCOUNTS WITH BANK INDONESIA

continued Rasio GWM pada tanggal 31 Desember 2013 dihitung berdasarkan Peraturan Bank Indonesia PBI No.15152013 tanggal 24 Desember 2013 tentang “Giro Wajib Minimum Bank Umum dalam Rupiah dan Valuta Asing bagi Bank Umum Konvensional”. Sedangkan rasio GWM tanggal 31 Desember 2012 dihitung berdasarkan Peraturan Bank Indonesia PBI No. 1310PBI2011 tanggal 9 Februari 2011 tentang “Perubahan atas PBI No. 1219PBI2010 tanggal 4 Oktober 2010 tentang GWM Bank Umum Pada Bank Indonesia dalam Rupiah dan Valuta Asing”. GWM ratios as of December 31, 2013, is computed based on Bank Indonesia’s regulation PBI No. 1515PBI2013 dated December 24, 2013, regarding “GWM of Commercial Banks in Rupiah and Foreign Currency for Conventional Banking”. While the computation of the GWM ratios as of December 31, 2012, is based on Bank Indonesia’s regulation PBI No. 1310PBI2011 dated February 9, 2011, regarding “The ammendment on PBI No. 1219PBI2010 dated October 4, 2010 regarding GWM of Commercial Banks with Bank Indonesia in Rupiah and Foreign Currency”. Pada tanggal 31 Desember 2013 dan 2012, sesuai dengan ketentuan Bank Indonesia tersebut di atas, Bank harus memenuhi persyaratan GWM Utama dalam Rupiah dan mata uang asing masing-masing sebesar 8 dan GWM Sekunder masing-masing adalah sebesar 4 dan 2,5 dalam Rupiah. As of December 31, 2013 and 2012, based on the above Bank Indonesia regulations, the Bank is required to maintain minimum primary reserves in Rupiah and foreign currency of 8 in both years and secondary reserves in Rupiah of 4 and 2.5, respectively. Bank telah memenuhi ketentuan Bank Indonesia tentang GWM tersebut pada tanggal-tanggal 31 Desember 2013 dan 2012. The Bank has complied with Bank Indonesia’s regulation regarding the minimum legal reserve requirement as of December 31, 2013 and 2012.

5. GIRO PADA BANK LAIN

5. CURRENT ACCOUNTS WITH OTHER BANKS

a Berdasarkan mata uang a By currencies 31 DesemberDecember 31, 2013 31 DesemberDecember 31, 2012 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Ekuivalen Notional amount Ekuivalen foreign currencies Rupiah foreign currencies Rupiah Angka penuh Rupiah Angka penuh Rupiah Full amount Equivalent Full amount Equivalent Pihak ketiga Third parties Rupiah 1.242.982 1.458.109 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 7.314.329 89.015.380 5.163.216 49.760.497 United States Dollar Yen Jepang 54.492 6.307 54.492 6.090 Japanese Yen 89.021.687 49.766.587 90.264.669 51.224.696 Pihak berelasi Catatan 32 Related parties Note 32 Rupiah 2.928.367 1.251.582 Rupiah Mata uang asing Foreign currency Dolar Amerika Serikat 585.536 7.125.971 64.315 619.837 United States Dollar 10.054.338 1.871.419 Total 100.319.007 53.096.115 Total