SECURITIES Segment reporting continued

277 LAPORAN TAHUNAN 2013 BANK BRI AGRO The original financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA AGRONIAGA Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2013 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT BANK RAKYAT INDONESIA AGRONIAGA Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2013 and for the Year Then Ended Expressed in thousands of Rupiah, unless otherwise stated 67

9. KREDIT YANG DIBERIKAN lanjutan

9. LOANS continued

a Berdasarkan mata uang dan jenis lanjutan a By currency and type continued 31 Desember 31 Desember December 31, 2013 December 31, 2012 Pihak ketiga lanjutan Third parties continued Mata uang asing Foreign currency Investasi 73.175.275 66.498.750 Investment Modal kerja 68.222.704 17.287.194 Working capital 141.397.979 83.785.944 3.509.120.167 2.271.213.406 Pihak berelasi Catatan 32 Related parties Note 32 Rupiah Rupiah Modal kerja 168.583.651 238.337.477 Working capital Investasi 20.889.135 - Investment Sindikasi - 21.522.214 Syndicated 189.472.786 259.859.691 Total 3.698.592.953 2.531.073.097 Total Cadangan kerugian penurunan nilai 99.337.241 93.295.384 Allowance for impairment losses Neto 3.599.255.712 2.437.777.713 Net Jumlah nosional atas kredit yang diberikan dalam mata uang Dolar Amerika Serikat pada tanggal 31 Desember 2013 dan 2012 masing- masing sebesar ASD11.618.569 dan ASD8.693.743 angka penuh. The notional amount of loans which are denominated in United States Dollar as of December 31, 2013 and 2012 is amounted to USD11,618,569 and USD8,693,743 full amount, respectively. b Berdasarkan sektor ekonomi b By economic sector 31 Desember 31 Desember December 31, 2013 December 31, 2012 Pihak ketiga Third parties Rupiah Rupiah Jasa dunia usaha 674.238.952 293.205.046 Business services Pertanian 639.367.247 539.746.731 Agriculture Perdagangan 496.719.677 246.279.008 Trading Perindustrian 423.478.089 150.645.597 Manufacturing Konstruksi 158.014.149 132.681.028 Constructions Pengangkutan 119.186.668 34.920.995 Transportation Jasa pelayanan sosial 101.443.677 151.431.387 Social services Pertambangan 1.257.258 450.000 Mining Lain-lain 754.016.471 638.067.670 Others 3.367.722.188 2.187.427.462 Mata uang asing Foreign currency Pertanian 73.175.275 66.498.750 Agriculture Perdagangan 52.107.906 - Trading Pengangkutan 12.571.764 17.287.194 Transportation Konstruksi 3.543.034 - Constructions 141.397.979 83.785.944 3.509.120.167 2.271.213.406 LAPORAN TAHUNAN 2013 BANK BRI AGRO 278 The original financial statements included herein are in the Indonesian language. PT BANK RAKYAT INDONESIA AGRONIAGA Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2013 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT BANK RAKYAT INDONESIA AGRONIAGA Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2013 and for the Year Then Ended Expressed in thousands of Rupiah, unless otherwise stated 68

9. KREDIT YANG DIBERIKAN lanjutan

9. LOANS continued

b Berdasarkan sektor ekonomi lanjutan b By economic sector continued 31 Desember 31 Desember December 31, 2013 December 31, 2012 Pihak berelasi Catatan 32 Related parties Note 32 Rupiah Rupiah Pertanian 150.876.087 139.050.447 Agriculture Jasa dunia usaha 38.596.699 25.000.000 Business services Perindustrian - 50.000.000 Manufacturing Perdagangan - 45.809.244 Trading 189.472.786 259.859.691 Total 3.698.592.953 2.531.073.097 Total Cadangan kerugian penurunan nilai 99.337.241 93.295.384 Allowance for impairment losses Neto 3.599.255.712 2.437.777.713 Net c Berdasarkan sisa umur jatuh tempo c By remaining period to maturity Klasifikasi jangka waktu kredit yang diberikan berdasarkan sisa umur sampai dengan jatuh temponya adalah sebagai berikut: The classification of loans based on the remaining period to maturity is as follows: 31 Desember 31 Desember December 31, 2013 December 31, 2012 Pihak ketiga Third parties Rupiah Rupiah ≤ 1 bulan 56.147.615 90.542.572 ≤ 1 month 1 bulan - 3 bulan 147.366.448 74.184.038 1 month - 3 months 3 bulan - 1 tahun 958.392.400 460.164.111 3 months - 1 year 1 tahun - 2 tahun 330.388.230 208.221.671 1 year - 2 years 2 tahun - 5 tahun 1.343.909.655 1.028.257.437 2 years - 5 years 5 tahun 531.517.840 326.057.633 5 years 3.367.722.188 2.187.427.462 Mata uang asing Foreign currency 3 bulan - 1 tahun 16.114.798 17.287.194 3 months - 1 year 1 tahun - 2 tahun 73.175.275 - 1 year - 2 years 2 tahun - 5 tahun 52.107.906 66.498.750 2 years - 5 years 141.397.979 83.785.944 3.509.120.167 2.271.213.406 Pihak berelasi Catatan 32 Related parties Note 32 Rupiah Rupiah 3 bulan - 1 tahun 100.295.970 145.809.244 3 months - 1 year 1 tahun - 2 tahun 2.775.837 31.667.300 1 year - 2 years 2 tahun - 5 tahun 58.920.870 53.308.810 2 years - 5 years 5 tahun 27.480.109 29.074.337 5 years 189.472.786 259.859.691 Total 3.698.592.953 2.531.073.097 Total Cadangan kerugian penurunan nilai 99.337.241 93.295.384 Allowance for impairment losses Neto 3.599.255.712 2.437.777.713 Net