Rudy Tjandra – Direktur Tugas utama: Mengkoordinir dan memantau pelaksanaan

TanggalDate MateriSubject PenyelenggaraOrganizer PesertaParticipant September September 13 Kesiapan Perbankan Menghadapi Pembatasan Pemilikan Saham Bank Banking Preparation in Dealing with Restriction of Bank’s Share Ownership Forum Komunikasi Direktur Kepatuhan Perbankan Communication Forum of Banking Compliance Directors Witadinata Sumantri Oktober October 3-5 Measuring Behavior Compliance Competency Measuring Behavior Compliance Competency Measuring Behavior Compliance Competency Measuring Behavior Compliance Competency Forum Komunikasi Direktur Kepatuhan Perbankan Witadinata Sumantri Pedoman dan Tata Tertib Kerja Direksi Direksi telah memiliki Pedoman dan Tata Tertib Kerja Direksi yang mengatur etika kerja, waktu kerja, serta pelaksanaan rapat. Dalam tahun 2012, Direksi menyempurnakan pedoman dan tata tertib kerja dengan Pedoman Kebijakan Perusahaan No. 0007.01.2 tanggal 29 Juni 2012. Segala keputusan yang diambil sesuai dengan Pedoman dan Tata Tertib Kerja mengikat dan menjadi tanggung jawab seluruh anggota Direksi. Pedoman dan Tata Tertib Kerja Direksi disusun berdasarkan peraturan yang berlaku khususnya peraturan mengenai Good Corporate Governance, dan akan ditinjau ulang secara berkala. Komite yang bertanggung jawab kepada Direksi Direksi dibantu oleh Komite yang bertugas memberi saran dan rekomendasi terkait dengan kebijakan dan pengelolaan Bank. Komposisi keanggotaan komite disusun sesuai dengan kompleksitas tugas dan tanggung jawab komite. Rekomendasi dari masing-masing komite dijadikan acuan oleh Direksi dalam mengambil keputusan. Komite-komite tersebut adalah: 1. Komite Kredit 2. Komite Aset-Kewajiban ALCO 3. Komite Manajemen Risiko 4. Komite Pengarah Teknologi Informasi

1. Komite Kredit

Komite Kredit dibentuk untuk membantu Direksi dalam menetapkan arah kebijakan perkreditan Bank Artha Graha Internasional sekaligus mengevaluasi danatau memberikan keputusan kredit sesuai dengan batas wewenang yang ditetapkan Direksi dengan memperhatikan pengembangan bisnis tanpa meninggalkan prinsip kehati- hatian. Fungsi pokok Komite Kredit adalah: a. Memberikan pengarahan apabila perlu dilakukan analisa kredit yang lebih mendalam dan komprehensif. b. Memberikan keputusan atau rekomendasi atas permohonan kredit yang diajukan. Guidelines and Code of Conduct of the Board of Directors The Board of Directors has the Guidelines and Code of Conduct specifying work ethics, work hours, and meeting implementation. In 2012, the Board of Directors improved the guidelines and code of conduct in the Company’s Policy Guidelines No. 0007.01.2 dated 29 June 2012. Any decision taken pursuant to the Guidelines and Code of Conduct shall bind and become the responsibility of all members of the Board of Directors. The Guidelines and Code of Conduct were prepared on the basis of the prevailing regulations particularly the regulation on Good Corporate Governance and to be reviewed on periodic basis. Committees responsible to the Board of Directors The Board of Directors is assisted by Committees that have the duty to give suggestion and recommendation related to the policy and management of the Bank. The composition of the committee’s membership are prepared in accordance with the complexity of the committee’s duty and responsibility. Recommendations from the respective committee are made as reference by the Board of Directors in making decision. The committees are: 1. Loan Committee 2. Assets-Liabilities Committee ALCO 3. Risk Management Committee 4. Information Technology Steering Committee

1. Loan Committee

Loan Committee is established to assist the Board of Directors in determining the direction of loan policy of Bank Artha Graha Internasional, altogether evaluating andor giving loan decision pursuant to the limit of authority set up by the Board of Directors in observance of the business development and prudential principle. The main function of Loan Committee is: a. To give the directive when a deeper and more comprehensive loan analysis is required. b. To give decision or recommendation for the proposed loan application.