BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2012 dan 2011 serta Enam Bulan yang Berakhir pada Tanggal 30 Juni 2012 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and Six Months Ended June 30, 2012 Expressed in million Rupiah, unless otherwise stated 100

35. INFORMASI MENGENAI TRANSAKSI DAN SALDO DENGAN PIHAK BERELASI

35. INFORMATION ABOUT TRANSACTIONS AND BALANCES WITH RELATED PARTIES

Sifat Relasi Nature of Relationship Pihak-pihak berelasi adalah perusahaan dan perorangan yang mempunyai keterkaitan kepemilikan atau kepengurusan secara langsung maupun tidak langsung dengan Bank. Related parties are companies and individuals who directly or indirectly have relationships with the Bank through ownership or management. Pihak Berelasi Related Parties Sifat dari Hubungan Nature of Relationship Sifat dari Transaksi Nature of Transaction PT Buanagraha Arthaprima Memiliki kesamaan pemegang sahamHas same shareholders BOT, giro, depositoBuild, operate, and transfer, demand deposits and deposits PT Andana Utamagraha Memiliki kesamaan pemegang sahamHas same shareholders Giro, depositoDemand deposits and deposits PT Cerana Arthaputra Pemegang saham Bank Bank Shareholders Jaminan Perusahaan, giro Corporate Guarantee and demand deposits PT Karya Nusantara Permai Pemegang saham Bank Bank shareholders Jaminan Perusahaan, giro Corporate Guarantee and demand deposits PT Pirus Platinum Murni Pemegang saham Bank Bank shareholders Jaminan Perusahaan, giro Corporate Guarantee and demand deposits PT Puspita Bisnispuri Pemegang saham Bank Bank shareholders Jaminan Perusahaan, giro Corporate Guarantee and demand deposits PT Arthamulia Sentosajaya Pemegang saham Bank Bank shareholders Jaminan Perusahaan, giro Corporate Guarantee and demand deposits PT Era Sukses Abadi AfiliasiAffiliate Kredit, giro, depositoLoans, demand deposits and deposits PT Karya Megah Permai AfiliasiAffiliate Kredit, giro, depositoLoans, demand deposits and deposits PT Electronic City Indonesia AfiliasiAffiliate Kredit, giro, depositoLoans, demand deposits and deposits PT Jakarta International Hotels Development AfiliasiAffiliate Giro, depositoDemand deposits and deposits PT Makmur Jaya Serasi AfiliasiAffiliate Giro, depositoDemand deposits and deposits PT Agung Sedayu Propertindo AfiliasiAffiliate Giro, depositoDemand deposits and deposits PT Erajaya Swasembada AfiliasiAffiliate Giro, depositoDemand deposits and deposits PT Danayasa Arthatama AfiliasiAffiliate KreditLoans Yayasan Budha Tzu Chi Indonesia Afiliasi Affiliate KreditLoans Mina Harapan AfiliasiAffiliate Deposito, tabunganDeposits and savings deposits Andy Kasih Direktur UtamaPresident Director Giro, depositoDemand deposits and deposits Kiki Syahnakri Komisaris UtamaPresident Commisioner Deposito, tabunganDeposits and savings deposits Lilis Huguet AfiliasiAffiliate Deposito Deposits Richard Halim Kusuma AfiliasiAffiliate Giro, tabungan Demand deposits and savings depposits Santoso Gunara dan Hartono TJ AfiliasiAffiliate Tabungan Savings deposits PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2012 dan 2011 serta Enam Bulan yang Berakhir pada Tanggal 30 Juni 2012 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and Six Months Ended June 30, 2012 Expressed in million Rupiah, unless otherwise stated 101

35. INFORMASI MENGENAI TRANSAKSI DAN SALDO DENGAN PIHAK BERELASI lanjutan

35. INFORMATION ABOUT TRANSACTIONS AND BALANCES

WITH RELATED PARTIES continued Sifat Relasi lanjutan Nature of Relationship continued Pihak Berelasi Related Parties Sifat dari Hubungan Nature of Relationship Sifat dari Transaksi Nature of Transaction Sugianto Kusuma Pemegang saham utama dan Wakil Komisaris Utama Ultimate Shareholder and Vice President Commisioner Giro, tabungan, depositoDemand deposits, savings deposits and deposits Susanto Kusumo dan Sylvia ET Afiliasi Affiliate Deposito, tabunganDeposits and saving deposits Tomy Winata Pemegang saham utama dan Wakil Komisaris UtamaUltimate Shareholder and Vice President Commisioner Giro, tabungan, depositoDemand deposits, savings deposits and deposits Panji Yudha Winata Afiliasi Affiliate Giro, tabungan, depositoDemand deposits, savings deposits and deposits Dr. Soetjahjo Afiliasi Affiliate Deposito Deposits Arpin Wiradisastra Afiliasi Affiliate Giro Demand deposits Transaksi dengan Pihak-pihak Berelasi Transactions with Related Parties Transaksi-transaksi dengan pihak-pihak berelasi adalah sebagai berikut: The transactions with related parties are as follows: 31 Dessember 2012 December 31, 2012 30 Juni 2012 June 30, 2012 31 Desember 2011 December 31, 2011 Laporan Posisi Keuangan Statement of Financial Position Kredit yang diberikan - bersih Catatan 12 Loans – net Note 12 PT Ratu Sayang International - 469.625 452.996 PT Ratu Sayang International PT Era Sukses Abadi 29.983 29.946 30.000 PT Era Sukses Abadi PT Danayasa Arthatama Tbk 10.000 15.000 15.000 PT Danayasa Arthatama Tbk Jumlah - bersih 39.983 514.571 497.996 Total -Net Persentase dari jumlah kredit yang diberikan 0,26 3,59 3,80 Percentage from total loans Simpanan nasabah Catatan 18 Deposits from costumers Note 18 Giro 66.223 47.259 48.923 Demand Deposits Tabungan 8.605 7.638 5.336 Savings Deposits Deposito 658.191 953.594 631.613 Deposits Jumlah 733.019 1.008.491 685.872 Total Persentase dari jumlah simpanan nasabah 4,21 5,13 4,21 Percentage from total deposit from customers Liabilitas lain-lain Catatan 23 Other Liabilities Note 23 Setoran jaminan - 481.253 463.484 Guarantee Deposits