SIMPANAN NASABAH lanjutan DEPOSITS FROM CUSTOMERS continued SIMPANAN DARI BANK LAIN DEPOSITS FROM OTHER BANKS

530 2012฀Annual฀Report฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 20. SIMPANAN NASABAH lanjutan 20. DEPOSITS FROM CUSTOMERS continued

b. Berdasarkan hubungan lanjutan

b. By relationship continued

2012 2011 Pihak ketiga Rupiah Giro Tabungan Deposito berjangka 52,542,995 99,933,986 67,335,104 48,425,279 81,312,149 71,325,120 Third parties Rupiah Current accounts Savings account Time deposits 219,812,085 201,062,548 Mata uang asing Giro Tabungan Deposito berjangka 20,754,359 56,645 16,688,712 17,425,978 52,550 12,395,739 Foreign currencies Current accounts Savings account Time deposits 37,499,716 29,874,267 Total pihak ketiga 257,311,801 230,936,815 Total third parties Total 257,660,841 231,295,740 Total

c. Tabungan berdasarkan jenis

c. Savings accounts by type

2012 2011 Tabungan BNI Tabungan Syariah Tabungan Haji 95,228,266 3,809,267 1,045,920 77,800,416 2,482,776 1,129,618 BNI savings accounts Sharia savings accounts Hajj savings accounts Total 100,083,453 81,412,810 Total

d. Simpanan

yang diblokir dan dijadikan jaminan d. Deposits blocked and pledged as collateral 2012 2011 Giro Tabungan Deposito berjangka 8,444,827 10,043,659 4,007,933 15,552,831 5,892,116 3,383,449 Current accounts Savings accounts Time deposits Total 22,496,419 24,828,396 Total

e. Tingkat suku bunga dan bagi hasil per

tahun e. Annual interest and profit sharing rates Dolar Amerika Serikat United States Dolar Singapura Rupiah Dollar Euro Singapore Dollar Tingkat suku bunga per tahun: Annual interest rates: 2012 0.00 - 7.00 0.00 - 2.14 0.00 - 0.75 0.00 - 1.60 2012 2011 0.00 - 7.25 0.00 - 3.00 0.00 - 0.75 0.00 - 1.60 2011 531 Laporan฀Tahunan฀2012฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 21. SIMPANAN DARI BANK LAIN 21. DEPOSITS FROM OTHER BANKS

a. Berdasarkan jenis dan mata uang

a. By type and currency

2012 2011 Rupiah Rupiah Pinjaman pasar uang antar bank - 2,464,000 Interbank money market Giro 602,284 481,604 Current accounts Deposito berjangka 702,878 426,995 Time deposits Simpanan lainnya 291,669 619,409 Other deposits 1,596,831 3,992,008 Mata uang asing Foreign currencies Pinjaman pasar uang antar bank 262,246 587,045 Interbank money market Giro 92,212 573,433 Current accounts Deposito berjangka 1,293,954 1,866,043 Time deposits 1,648,412 3,026,521 Total 3,245,243 7,018,529 Total Simpanan dari bank lain berdasarkan prinsip syariah termasuk di dalamnya adalah giro wadiah dan deposito mudharabah. Deposits from other banks based on sharia principles include wadiah current accounts and mudharabah deposits. Giro wadiah merupakan simpanan wadiah yad-dhamanah dimana pemilik dana akan memperoleh pendapatan bonus. Jumlah giro wadiah pada tanggal-tanggal 31 Desember 2012 dan 2011, masing-masing sebesar Rp31.461 dan Rp35.013. Wadiah current accounts represent a wadiah yad-dhamanah deposit in which the customers are entitled to receive bonus income. The balances of wadiah current accounts as at 31 December 2012 and 2011 were Rp31,461 and Rp35,013, respectively. Deposito berjangka mudharabah merupakan simpanan deposito yang memberikan bagian dari pendapatan atas penggunaan dana tersebut dengan nisbah yang ditetapkan dan disetujui sebelumnya. Pada tanggal 31 Desember 2012 dan 2011, jumlah deposito berjangka mudharabah masing-masing sebesar Rp181.105 dan Rp444.706. Mudharabah time deposits are fund deposits which entitle the depositor to receive a share of income in return for the use of the funds in accordance with the defined terms nisbah. As at 31 December 2012 and 2011, the balances of mudharabah time deposits were Rp181,105 and Rp444,706, respectively. Perincian simpanan dari bank lain berdasarkan mata uang adalah sebagai berikut: Deposits from other banks based on currencies are as follows: 2012 2011 Rupiah 1,596,831 3,992,008 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 1,481,283 2,362,747 United States Dollar Dolar Singapura 122,741 192,433 Singapore Dollar Yen Jepang 20,685 426,388 Japanese Yen Euro 12,190 13,501 Euro Dolar Hong Kong 8,047 27,058 Hong Kong Dollar Pound Sterling Inggris 3,466 4,343 Great Britain Pound Sterling Dolar Australia - 51 Australian Dollar 1,648,412 3,026,521 Total 3,245,243 7,018,529 Total 532 2012฀Annual฀Report฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 21. SIMPANAN DARI BANK LAIN lanjutan 21. DEPOSITS FROM OTHER BANKS continued