PINJAMAN YANG DIBERIKAN lanjutan LOANS continued PINJAMAN YANG DIBERIKAN lanjutan LOANS continued

513 Laporan฀Tahunan฀2012฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 12. PINJAMAN YANG DIBERIKAN lanjutan 12. LOANS continued

a. Berdasarkan jenis dan mata uang lanjutan

a. By type and currency continued

2012 2011 Mata uang asing Modal kerja Investasi Sindikasi Konsumen Program pemerintah 16,963,482 5,547,117 3,129,218 41,630 3,159 17,611,728 4,342,789 4,306,343 15,527 6,322 Foreign currencies Working capital Investment Syndicated Consumer Government programs 25,684,606 26,282,709 Total Cadangan kerugian penurunan nilai 200,742,305 6,907,635 163,533,423 7,028,915 Total Allowance for impairment losses Neto 193,834,670 156,504,508 Net Perincian pinjaman yang diberikan berdasarkan mata uang adalah sebagai berikut: Loans based on currencies are as follows: 2012 2011 Rupiah Mata uang asing Dolar Amerika Serikat Yen Jepang Dolar Singapura Dolar Hong Kong Pound Sterling Inggris Euro 175,057,699 25,053,330 239,448 161,072 146,191 66,583 17,982 137,250,714 25,604,249 299,910 139,485 157,797 25,383 55,885 Rupiah Foreign currencies United States Dollar Japanese Yen Singapore Dollar Hong Kong Dollar Great Britain Pound Sterling Euro 25,684,606 26,282,709 Total Penyisihan kerugian penurunan nilai 200,742,305 6,907,635 163,533,423 7,028,915 Total Allowance for impairment losses Neto 193,834,670 156,504,508 Net

b. Berdasarkan hubungan

b. By relationship

2012 2011 Pihak berelasi Rupiah Konsumen Investasi Karyawan Modal kerja 197,478 59,204 33,207 21,475 75,667 77,560 40,880 12,668 Related parties Rupiah Consumer Investment Employee Working capital Total pihak berelasi 311,364 206,775 Total related parties 514 2012฀Annual฀Report฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 12. PINJAMAN YANG DIBERIKAN lanjutan 12. LOANS continued

b. Berdasarkan hubungan lanjutan

b. By relationship continued

2012 2011 Pihak ketiga Rupiah Modal kerja Konsumen Investasi Sindikasi Karyawan Program pemerintah 79,194,356 43,561,006 37,770,735 11,040,849 2,541,874 637,515 61,440,328 30,396,604 32,728,321 10,390,852 1,563,155 524,679 Third parties Rupiah Working capital Consumer Investment Syndicated Employee Government programs 174,746,335 137,043,939 Mata uang asing Modal kerja Investasi Sindikasi Konsumen Program pemerintah 16,963,482 5,547,117 3,129,218 41,630 3,159 17,611,728 4,342,789 4,306,343 15,527 6,322 Foreign currencies Working capital Investment Syndicated Consumer Government programs 25,684,606 26,282,709 Total pihak ketiga 200,430,941 163,326,648 Total third parties Total Cadangan kerugian penurunan nilai 200,742,305 6,907,635 163,533,423 7,028,915 Total Allowance for impairment losses Neto 193,834,670 156,504,508 Net

c. Berdasarkan sektor ekonomi

c. By economic sector

2012 2011 Rupiah Rupiah Perdagangan, restoran dan hotel 33,564,214 26,078,739 Trading, restaurants and hotels Perindustrian 28,573,434 24,864,093 Manufacturing Pertanian 15,415,947 10,922,392 Agriculture Pengangkutan, pergudangan Transportation, warehousing dan komunikasi 14,223,926 8,776,832 and communications Jasa dunia usaha 13,578,658 12,785,130 Business services Konstruksi 11,745,300 9,435,714 Construction Listrik, gas dan air 6,630,354 5,995,314 Electricity, gas and water Pertambangan 3,118,193 1,854,923 Mining Jasa pelayanan sosial 1,679,742 1,523,001 Social services Lain-lain 46,527,931 35,014,576 Others 175,057,699 137,250,714 515 Laporan฀Tahunan฀2012฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated 12. PINJAMAN YANG DIBERIKAN lanjutan 12. LOANS continued