EFEK-EFEK lanjutan MARKETABLE SECURITIES continued WESEL EKSPOR DAN TAGIHAN LAINNYA BILLS AND OTHER RECEIVABLES WESEL BILLS AND OTHER RECEIVABLES continued

506 2012฀Annual฀Report฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated

8. EFEK-EFEK lanjutan

8. MARKETABLE SECURITIES continued

g. Tingkat suku bunga per tahun

g. Annual interest rates

Dolar Amerika Serikat Yen Jepang Rupiah United States Dollar Japanese Yen Suku Bunga Kontrak: Contractual Rate: 2012 6.60 - 14.85 0.77 - 10.75 1.58 2012 2011 5.25 - 17.00 0.25 - 10.75 - 2011 Suku Bunga Efektif: Effective Interest Rate: 2012 6.60 - 14.25 0.61 - 11.60 1.58 2012 2011 4.47 - 12.05 0.52 - 6.97 - 2011

9. WESEL EKSPOR DAN TAGIHAN LAINNYA

9. BILLS AND OTHER RECEIVABLES

a. Berdasarkan jenis dan mata uang

a. By type and currency

2012 2011 Rupiah Rupiah Surat Keterangan Berdokumen Domestic Documentary Dalam Negeri SKBDN 301,478 114,706 Letters of Credit Wesel Ekspor 61,670 - Export Bills Lain-lain 182,369 45,887 Others 545,517 160,593 Mata uang asing Foreign currencies Wesel Ekspor 1,311,279 1,040,065 Export Bills Surat Keterangan Berdokumen Domestic Documentary Dalam Negeri SKBDN 889,140 139,982 Letters of Credit Lain-lain 96,375 531,525 Others 2,296,794 1,711,572 Total 2,842,311 1,872,165 Total Cadangan kerugian Allowance for penurunan nilai 2,812 19,021 impairment losses Neto 2,839,499 1,853,144 Net 507 Laporan฀Tahunan฀2012฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated

9. WESEL

EKSPOR DAN TAGIHAN LAINNYA lanjutan

9. BILLS AND OTHER RECEIVABLES continued

a. Berdasarkan jenis dan mata uang lanjutan

a. By type and currency continued

Perincian wesel ekspor dan tagihan lainnya berdasarkan mata uang adalah sebagai berikut: Bills and other receivables based on currencies are as follows: 2012 2011 Rupiah 545,517 160,593 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 2,266,303 1,696,845 United States Dollar Yen Jepang 6,395 3,918 Japanese Yen Yuan Cina 11,807 - Chinese Yuan Riyal Arab Saudi 9,349 664 Saudi Arabian Riyal Dolar Hong Kong 2,257 3,779 Hong Kong Dollar United Arab Emirates Dirham 683 - United Arab Emirates Dirham Euro - 6,239 Euro Dolar Singapura - 127 Singapore Dollar 2,296,794 1,711,572 Total 2,842,311 1,872,165 Total Cadangan kerugian Allowance for penurunan nilai 2,812 19,021 Impairment losses Neto 2,839,499 1,853,144 Net

b. Berdasarkan hubungan

b. By relationship

2012 2011 Pihak ketiga 2,842,311 1,872,165 Third parties Cadangan kerugian Allowance for penurunan nilai 2,812 19,021 impairment losses Neto 2,839,499 1,853,144 Net

c. Berdasarkan kolektibilitas Bank Indonesia

c. By Bank Indonesia collectibility

2012 2011 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 2,842,311 2,812 1,866,303 18,663 Pass Dalam perhatian khusus - - 5,210 260 Special mention Kurang lancar - - 652 98 Substandard 2,842,311 2,812 1,872,165 19,021 508 2012฀Annual฀Report฀•฀ BNI PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated

9. WESEL