Berdasarkan hubungan By relationship

DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 94 - Page 8. EFEK-EFEK lanjutan

8. MARKETABLE SECURITIES continued e. Berdasarkan kolektibilitas Bank Indonesia

e. By Bank Indonesia collectibility

2015 2014 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 9,610,622 2,586 12,414,685 1,656 Pass Kurang lancar 353,000 33,723 328,477 3,346 Substandard Macet 181 - 136 - Loss 9,963,803 36,309 12,743,298 5,002

f. Cadangan kerugian penurunan nilai

f. Allowance for impairment losses

Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: Movements in the allowance for impairment losses are as follows: 2015 2014 Saldo awal 5,002 14,435 Beginning balance Penyisihanpembalikan Allowancereversal selama tahun berjalan 27,633 247 during the year Penyesuaian karena penjabaran Foreign exchange translation mata uang asing 3,674 9,186 adjustments Saldo akhir 36,309 5,002 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai di atas telah memadai. Management believes that the allowance for impairment losses is adequate. g. Tingkat suku bunga per tahun g. Annual interest rates Rupiah Dolar Amerika Serikat United States Dollar Suku Bunga Kontrak: Contractual Rate: 2015 0.09 - 13.60 0.08 - 13.10 2015 2014 6.05 - 13.60 0.25 - 7.75 2014 Suku Bunga Efektif: Effective Interest Rate: 2015 6.85 - 12.75 0.86 - 10.10 2015 2014 6.05 - 13.57 0.61 - 10.10 2014 9. WESEL EKSPOR DAN TAGIHAN LAINNYA 9. BILLS AND OTHER RECEIVABLES a. Berdasarkan jenis dan mata uang a. By type and currency 2015 2014 Rupiah Rupiah Surat Keterangan Berdokumen Domestic Documentary Dalam Negeri SKBDN 393,323 280,926 Letters of Credit Wesel Ekspor 190,481 21,273 Export Bills Tagihan lainnya: Other receivables: - Open account financing 2,771,480 1,261,821 Open account financing - 3,355,284 1,564,020