By party and currency continued

DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 102 - Page 12. PINJAMAN YANG DIBERIKAN lanjutan

12. LOANS continued b. Berdasarkan hubungan lanjutan

b. By relationship continued

2015 2014 Pihak ketiga Third parties Rupiah Rupiah Modal kerja 103,328,090 90,080,375 Working capital Konsumen 63,981,161 57,341,044 Consumer Investasi 31,956,240 33,038,682 Investment Sindikasi 28,661,601 15,538,674 Syndicated Karyawan 3,281,715 2,997,811 Employee Program pemerintah 771,899 799,710 Government programs 231,980,706 199,796,296 Mata uang asing Foreign currencies Modal kerja 28,313,176 27,405,852 Working capital Investasi 13,159,453 10,200,256 Investment Sindikasi 4,078,102 3,263,995 Syndicated Konsumen 156,350 134,390 Consumer 45,707,081 41,004,493 Total pihak ketiga 277,687,787 240,800,789 Total third parties Total 326,105,149 277,622,281 Total Cadangan kerugian Allowance for penurunan nilai 12,038,618 6,970,295 impairment losses Neto 314,066,531 270,651,986 Net c. Berdasarkan sektor ekonomi c. By economic sector 2015 2014 Rupiah Rupiah Perindustrian 55,371,820 44,271,608 Manufacturing Perdagangan, restoran dan hotel 47,906,357 41,231,777 Trading, restaurants and hotels Pertanian 28,117,344 23,519,416 Agriculture Jasa dunia usaha 25,414,992 20,692,225 Business services Pengangkutan, pergudangan Transportation, warehousing dan komunikasi 22,747,753 19,504,388 and communications Konstruksi 15,909,064 11,742,030 Construction Listrik, gas dan air 11,470,100 8,594,461 Electricity, gas and water Pertambangan 2,439,529 3,732,237 Mining Jasa pelayanan sosial 2,595,315 1,955,556 Social services Lain-lain 68,425,794 61,374,090 Others 280,398,068 236,617,788 Mata uang asing Foreign currencies Pertambangan 12,353,941 14,652,013 Mining Perindustrian 11,016,933 6,759,686 Manufacturing Listrik, gas dan air 5,989,133 5,734,629 Electricity, gas and water Jasa dunia usaha 5,105,388 4,751,334 Business services Perdagangan, restoran dan hotel 2,050,049 2,124,700 Trading, restaurants and hotels Pertanian 769,449 835,660 Agriculture Pengangkutan, pergudangan Transportation, warehousing dan komunikasi 1,060,821 825,622 and communications Konstruksi 322,893 349,234 Construction Jasa pelayanan sosial 197,237 - Social services Lain-lain 6,841,237 4,971,615 Others 45,707,081 41,004,493 Total 326,105,149 277,622,281 Total Cadangan kerugian Allowance for penurunan nilai 12,038,618 6,970,295 impairment losses Neto 314,066,531 270,651,986 Net