GENERAL INFORMATION continued i.

DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 23 - Page 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued i.

Entitas Anak lanjutan i. Subsidiaries continued PT Bank BNI Syariah “BNI Syariah” lanjutan PT Bank BNI Syariah “BNI Syariah” continued Pada tanggal 21 Mei 2010, BNI Syariah memperoleh izin usaha dari Bank Indonesia, berdasarkan Keputusan Gubernur Bank Indonesia No. 1241KEP.GBI2010 tentang Pemberian Izin Usaha PT Bank BNI Syariah. Selanjutnya pemisahan terjadi secara efektif pada tanggal 19 Juni 2010, yakni saat pertama kalinya BNI Syariah melakukan kegiatan usaha, sebagaimana yang dilaporkan kepada Bank Indonesia dengan surat No. Dir103 tanggal 19 Juni 2010 perihal Laporan Pelaksanaan Pembukaan Bank Umum Syariah Hasil Pemisahan. On 21 May 2010, BNI Syariah received its business license from Bank Indonesia, based on the Decision Letter No. 1241 KEP.GBI2010 of the Governor of Bank Indonesia regarding the approval of the business license of PT Bank BNI Syariah. The separation became effective on 19 June 2010, in which BNI Syariah started its operational activity, as reported to Bank Indonesia under letter No. Dir103 dated 19 June 2010 regarding the Report on the Implementation of the Opening of General Sharia Bank Resulting from the Spin-Off. BNI Syariah menjalankan operasional sebagai bank devisa sejak tanggal 9 Juli 2010 berdasarkan Salinan Surat Keputusan Deputi Gubernur Bank Indonesia No. 125KEP.DpG2010 tertanggal 9 Juli 2010. BNI Syariah started its operational activities as a foreign exchange bank on 9 July 2010 based on the Copy of the Decision Letter No. 125KEP.DpG2010 of the Governor of Bank Indonesia dated 9 July 2010. Sehubungan dengan telah beroperasinya BNI Syariah, maka Bank Indonesia pada tanggal 27 Agustus 2010 mencabut izin usaha UUS Bank BNI melalui keputusan Deputi Gubernur Bank Indonesia No.127KEP.DpG2010 tentang pencabutan izin usaha Unit Usaha Syariah PT Bank Negara Indonesia Persero Tbk. As BNI Syariah has commenced its operations, UUS BNI’s business license was revoked pursuant to the Decision Letter No.127KEP.DpG2010 of the Deputy Governor of Bank Indonesia dated 27 August 2010 regarding the revocation of the business license of the Sharia Business Unit of PT Bank Negara Indonesia Persero Tbk. Berdasarkan Keputusan Para Pemegang Saham Sebagai Pengganti Rapat Umum Pemegang Saham Luar Biasa BNI Syariah pada tanggal 18 September 2014 sesuai dengan Akta Notarial No. 53, BNI dan BNI Life masing-masing menambah modal ditempatkan dan disetor penuh sebesar Rp500.000.000.000 nilai penuh dan Rp500.000.000 nilai penuh, secara tunai dengan mengeluarkan saham dari modal dasar sejumlah 500.500 lembar saham dengan nilai nominal Rp1.000.000 nilai penuh per saham. Based on Decision from Shareholders as a replacement of Extraordinary General Shareholders’ Meeting of BNI Syariah dated 18 September 2014 in accordance with Notarial Deed No. 53, BNI and BNI Life have increased the issued and fully paid capital amounted to Rp500,000,000,000 full amount and Rp500,000,000 full amount, respectively, in cash through the issuance of shares from authorized capital amounted to 500,500 shares with nominal value of Rp1,000,000 full amount per share. Penambahan modal saham ini telah mendapatkan persetujuan dari OJK berdasarkan Surat OJK melalui Pelaksana Harian Plh Kepala Departemen Pengawasan Bank I No. S-67PB.312014 tanggal 25 Agustus 2014 perihal Persetujuan Tambahan Penyertaan Modal oleh BNI dan BNI Life pada BNI Syariah. The additional share capital has been approved by OJK based on OJK Letter through Daily Executive Bank Supervision Department I No. S-67PB.312014 dated 25 August 2014, regarding the Approval of Additional Capital from BNI and BNI Life on BNI Syariah. DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 24 - Page 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued i.