By rating MARKETABLE SECURITIES continued d. Berdasarkan peringkat

DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 95 - Page 9. WESEL EKSPOR DAN TAGIHAN LAINNYA lanjutan

9. BILLS AND OTHER RECEIVABLES continued a. Berdasarkan jenis dan mata uang lanjutan

a. By type and currency continued

2015 2014 Mata uang asing Foreign currencies Wesel Ekspor 1,587,892 237,685 Export Bills Surat Keterangan Berdokumen Domestic Documentary Dalam Negeri SKBDN 351 578 Letters of Credit Tagihan lainnya: Other receivables: - Open account financing 79,506 148,660 Open account financing - - Tagihan transaksi LC Sight 3,834,790 351,429 LC Sight receivables - 5,502,539 738,352 Total 8,857,823 2,302,372 Total Cadangan kerugian Allowance for penurunan nilai 26,379 1,061 impairment losses Neto 8,831,444 2,301,311 Net Perincian wesel ekspor dan tagihan lainnya berdasarkan mata uang adalah sebagai berikut: Bills and other receivables based on currencies are as follows: 2015 2014 Rupiah 3,355,284 1,564,020 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 5,073,755 736,070 United States Dollar Yuan Cina 427,166 - Chinese Yuan Euro 370 760 Euro Yen Jepang 1,248 1,522 Japanese Yen 5,502,539 738,352 Total 8,857,823 2,302,372 Total Cadangan kerugian Allowance for penurunan nilai 26,379 1,061 impairment losses Neto 8,831,444 2,301,311 Net b. Berdasarkan hubungan b. By relationship 2015 2014 Pihak ketiga 8,857,823 2,302,372 Third parties Cadangan kerugian Allowance for penurunan nilai 26,379 1,061 impairment losses Neto 8,831,444 2,301,311 Net c. Berdasarkan kolektibilitas Bank Indonesia c. By Bank Indonesia collectibility 2015 2014 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 8,857,823 26,379 2,302,372 1,061 Pass 8,857,823 26,379 2,302,372 1,061 DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 96 - Page 9. WESEL EKSPOR DAN TAGIHAN LAINNYA lanjutan

9. BILLS AND OTHER RECEIVABLES continued d. Cadangan kerugian penurunan nilai

d. Allowance for impairment losses

Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: Movements in the allowance for impairment losses are as follows: 2015 2014 Saldo awal 1,061 5,484 Beginning balance Penyisihan selama tahun berjalan 31,346 4,666 Allowance during the year Penyesuaian karena penjabaran Foreign exchange translation mata uang asing 6,028 9,089 adjustment Saldo akhir 26,379 1,061 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai yang dibentuk tersebut telah memadai. Management believes that the above allowance for impairment losses is adequate . e. Tingkat suku bunga per tahun e. Annual interest rates Dolar Amerika Serikat United States Rupiah Dollar Euro 2015 0.00 - 9.00 0.00 - 2.00 - 2015 2014 8.62 - 9.62 3.67 - 5.36 3.67 - 5.36 2014 10. TAGIHAN AKSEPTASI 10. ACCEPTANCES RECEIVABLE a. Berdasarkan pihak dan mata uang a. By party and currency 2015 2014 Rupiah Rupiah Debitur non-bank 2,085,978 730,245 Non-bank debtors Bank 185,265 6,027 Banks 2,271,243 736,272 Mata uang asing Foreign currencies Debitur non-bank 8,227,851 11,569,434 Non-bank debtors Bank 400,707 225,735 Banks 8,628,558 11,795,169 Total 10,899,801 12,531,441 Total Cadangan kerugian Allowance for penurunan nilai 79,188 64,622 impairment losses Neto 10,820,613 12,466,819 Net