Organizational and Management Structure

DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 21 - Page 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued i.

Entitas Anak lanjutan i. Subsidiaries continued PT BNI Securities “BNI Securities” dan Entitas Anak lanjutan PT BNI Securities “BNI Securities” and Subsidiary continued Berdasarkan Pasal 3 dari Anggaran Dasar BNI Securities, ruang lingkup kegiatan usahanya meliputi perdagangan efek, termasuk didalamnya bertindak sebagai penjamin dan penasehat investasi dan kegiatan lain yang berhubungan dengan kegiatan tersebut dengan memperhatikan peraturan Otoritas Jasa Keuangan OJK, dahulu Badan Pengawas Pasar Modal dan Lembaga Keuangan Bapepam dan LK dan peraturan perundang-undangan lain yang berlaku. In accordance with Article 3 of BNI Securities’ Articles of Association, the scope of its business activities comprises securities trading, including underwriting and advisory investment and other related activities allowed by Financial Service Authority OJK, previously the Capital Market and Financial Institutions Supervisory Agency Bapepam and LK and other regulations. Pada bulan Juli 2011, SBI Securities Co. Ltd. memberikan dana untuk penanaman modal di BNI Securities yang mengurangi kepemilikan BNI di BNI Securities dari 99,85 menjadi 75. In July 2011, SBI Securities Co. Ltd. made an equity investment in BNI Securities which reduced BNI ownership in BNI Securities from 99.85 to 75. BNI Securities memiliki 99,90 dari jumlah saham PT BNI Asset Management “BNI Asset Management”, entitas anak yang didirikan tanggal 28 Maret 2011 dan bergerak di bidang manajemen dan penasehat investasi. BNI Securities owns 99.90 of the total share capital of PT BNI Asset Management “BNI Asset Management ”, a subsidiary established on 28 March 2011 and engaged in investment management and advisory activities. BNI Asset Management merupakan hasil pemekaran usaha spin-off Divisi Manajemen Investasi BNI Securities. Proses pendiriannya telah disetujui dalam Rapat Umum Pemegang Saham Luar Biasa BNI Securities tanggal 1 Maret 2011. Pemekaran usaha tersebut dilakukan dengan mengacu kepada Peraturan Bapepam dan LK No. V.D.11 sebagai lampiran dalam surat keputusan Ketua Bapepam dan LK No. Kep-480BL2009 tentang Pedoman Pelaksanaan Fungsi-fungsi Manajer Investasi. BNI Asset Management was established from the spin-off of the Investment Management Division of BNI Securities. The spin-off wasapproved during BNI Securities Shareholders’ Extraordinary General Meeting dated 1 March 2011. The spin-off was conducted in accordance with Bapepam and LK Regulation No. V.D.11 as attached in the decree of the Chairman of Bapepam and LK No. Kep-480BL2009 regarding the Guidelines for Investment Manager’s Functions. Kantor pusat BNI Securities berlokasi di Sudirman Plaza Indofood Tower, lantai 16, Jl. Jenderal Sudirman Kav. 76-78, Jakarta 12910, Indonesia. Pada tanggal 31 Desember 2015 dan 2014, BNI Securities memiliki 53 outlet cabang 31 Desember 2014: 60 outlet cabang yang tersebar di beberapa kota di Indonesia dan memiliki karyawan sebanyak 311 orang pada tanggal 31 Desember 2015 31 Desember 2014: 278 karyawan tidak diaudit. BNI Securities head office is located in Sudirman Plaza Indofood Tower, 16 th floor, Jl. Jenderal Sudirman Kav. 76-78, Jakarta 12910, Indonesia. As of 31 December 2015 and 31 December 2014, BNI Securities has 53 counters 31 December 2014: 60 counters located in various cities in Indonesia and has 311 employees as of 31 December 2015 31 December 2014: 278 employees unaudited. DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in millions of Rupiah, unless otherwise stated Halaman - 22 - Page 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued i.

Entitas Anak lanjutan i. Subsidiaries continued BNI Remittance Ltd. dahulu BNI Nakertrans BNI Remittance Ltd. formerly BNI Nakertrans BNI telah menambah modalnya sebesar HKD7.434.944 nilai penuh setara dengan Rp10.000 pada tanggal 11 Juni 2009 yang dicatat menggunakan metode biaya. Kantor pusat BNI Remittance Ltd berada di Causeway Bay, Hong Kong dan memiliki karyawan sebanyak 8 orang pada tanggal 31 Desember 2015 31 Desember 2014: 7 karyawan tidak diaudit. On 11 June 2009 BNI increased its capital by HKD7,434,944 full amount equivalent to Rp10,000, which was recorded using the cost method. The main office of BNI Remittance Ltd is located in Causeway Bay, Hong Kong and has 8 employees as of 31 December 2015 31 December 2014: 7 employees unaudited. PT Bank BNI Syariah “BNI Syariah” PT Bank BNI Syariah “BNI Syariah” BNI Syariah didirikan dengan Akta Pendirian Nomor 160 tanggal 22 Maret 2010 yang dibuat di hadapan Aulia Taufani, S.H., sebagai Pengganti Sutjipto, S.H., notaris di Jakarta. Akta Pendirian tersebut telah memperoleh pengesahan dari Menteri Hukum dan Hak Asasi Manusia Republik Indonesia melalui Surat No. AHU-15574.AH.01.01.Tahun 2010 tanggal 25 Maret 2010. BNI Syariah was established based on Establishment Deed No. 160 dated 22 March 2010 which was notarized by Aulia Taufani, S.H., as the substitute of Sutjipto, S.H., notary in Jakarta. The Establishment Deed was approved by the Ministry of Laws and Human Rights ofthe Republic of Indonesia through Letter No. AHU-15574.AH.01.01.Tahun 2010 dated 25 March 2010. BNI Syariah adalah bank umum syariah yang merupakan hasil pemekaran usaha spin-off Unit Usaha Syariah BNI “UUS BNI”. Proses pendiriannya telah disetujui oleh Rapat Umum Pemegang Saham Luar Biasa BNI tanggal 5 Oktober 2009 sesuai akta No. 37 Notaris Fathiah Helmi, S.H. Pemekaran usaha dilakukan dengan mengacu kepada PBI No. 1110PBI2009 tentang Unit Usaha Syariah dengan cara mendirikan bank umum syariah baru. BNI Syariah is a general sharia bank as a result of the spin-off of the Sharia Business Unit of BNI “UUS BNI”. The establishment process was approved at the Stockholders’ Extraordinary General Meeting of BNI held on 5 October 2009 in accordance with the deed No. 37 of Notary Fathiah Helmi, S.H. The separation was made with reference to PBI No. 1110PBI2009 regarding Sharia Business Unit by establishing a new general sharia bank. Pemberitahuan atas rancangan spin-off kepada karyawan, nasabah dan pihak ketiga telah diumumkan di surat kabar nasional pada tanggal 12 Agustus 2009 sedangkan pemberitahuan atas rencana pengalihan hak dan liabilitas UUS BNI telah diumumkan di surat kabar nasional pada tanggal 15 Februari 2010. Pendirian tersebut dilakukan dengan izin Bank Indonesia melalui dua tahap yaitu persetujuan izin prinsip usaha dan izin usaha. Pada tanggal 8 Februari 2010 BNI Syariah telah mendapatkan izin prinsip dari Bank Indonesia untuk melaksanakan pemisahan UUS Bank BNI berdasarkan surat No. 122DpGDpbs. Pemisahan UUS BNI dilakukan dengan Akta Pemisahan Nomor 159 tanggal 22 Maret 2010 yang dibuat di hadapan Aulia Taufani, S.H. sebagai pengganti Sutjipto, S.H., notaris di Jakarta. The announcement to the employees, debtors and third parties regarding the planned spin-off was made through a national newspaper on 12 August 2009 while the announcement regarding the transfer of the rights and obligations of UUS BNI was made through a national newspaper on 15 February 2010. The establishment was approved by Bank Indonesia in two stages, which are the approval of the business license in principle and the business license. On 8 February 2010, BNI Syariah received its license in principle from Bank Indonesia to conduct the separation of UUS BNI based on Bank Indonesia letter No. 122DpG.Dpbs. The separation of UUS BNI was made under Separation Deed No. 159 dated 22 March 2010 which was notarized by Aulia Taufani, S.H., as the substitute of Sutjipto, S.H., notary in Jakarta.