Rapat Komite Audit selama tahun 2007 Realisasi Program Kerja Komite Audit tahun 2007

56 TATA K E L O L A P E R U S A H A A N In 2007, the Audit Committee submitted the following recommendations to the Board of Commissioners: • Monitor and evaluate audit planning and implementation as well as monitor action or follow up audit findings in respect to evaluating the level of internal control, including the state of financial reporting processing. • Review the following: i. Implementation of tasks related to the Internal Audit Team SPI. ii. Verify that the audit process performed by the extenal auditors is in accordance with prevailing audit standards. iii. The implementation of action or follow up by the Directors on the results and findings submitted by the Internal Auditors, External Auditors, and Bank Indonesia. • Provide recommendation in relation to the appointment of a Public Accountant or Public Accounting Firm in accordance with requirements set by the GSM through the Board of Commissioners. c. Audit Committee Meetings convened in 2007 see table above d. The Audit Committee’s accomplishments up to 31 December 2007 • Monitor and evaluate audit plan and action as well as monitor response to audit findings, in relation to assessing the appropriateness of internal control including assessing the financial reporting process: i. Evaluation of the Internal Audit Team’s audit plan and report to the Board of Commissioners. ii. Monitor the implementation of the Annual Business Plan and report its results on a quarterly basis to the Board of Commissioners. iii. Monitor the preparation of the Directors and Commissioners Report concerning main aspects of the audit findings Sm II2006 and Sm I2007. iv. - Ensure that the results of memantau tindak lanjut hasil audit dalam rangka menilai kecukupan pengendalian intern termasuk kecukupan proses pelaporan keuangan. • Melakukan review: i. Pelaksanaan tugas Satuan Pengawasan Intern SPI. ii. Kesesuaian pelaksanaan audit oleh Kantor Akuntan Publik KAP dengan standar audit yang berlaku. iii. Pelaksanaan tidak lanjut oleh Direksi atas hasil temuan SPI, Akuntan Publik dan hasil pengawasan Bank Indonesia. • Memberikan rekomendasi penunjukan Akuntan Publik dan Kantor Akuntan Publik KAP sesuai ketentuan yang berlaku kepada RUPS melalui Komisaris.

c. Rapat Komite Audit selama tahun 2007

d. Realisasi Program Kerja Komite Audit tahun 2007

• Melakukan pemantauan dan evaluasi atas perencanaan dan pelaksanaan audit serta pemantauan atas tindak lanjut hasil audit dalam rangka menilai kecukupan pengendalian intern termasuk kecukupan proses pelaporan keuangan: i. Melakukan evaluasi atas perencanaan audit oleh SPI dan melaporkan kepada Komisaris. Jumlah Kehadiran Number of Attendances Jumlah Rapat Number of Meetings Suwarsono 32 36 Effendi 30 36 Teuku Radja Sjahnan 28 36 Alexander Zulkarnain 29 36 Henrajaya 28 36 57 G O O D C O R P O R AT E G O V E R N A N C E ii. Memantau pelaksanaan Rencana Kerja Tahunan dan melaporkan hasilnya setiap triwulan kepada Komisaris. iii. Memantau penyiapan laporan Direksi dan Komisaris tentang pokok-pokok hasil audit Semester II2006 dan Semester I2007. iv. - Memastikan bahwa hasil pemeriksaan SPI ditindaklanjuti. - Memberikan laporan triwulan kepada Komisaris mengenai hal-hal yang belum diselesaikan sesuai exit meeting. v. Memastikan bahwa hasil pemeriksaan BI ditindaklanjuti sebagaimana mestinya. vi. Memastikan bahwa hasil pemeriksaan BPK ditindaklanjuti sebagaimana mestinya. • Mengkaji Laporan Hasil Audit KAP tahun buku 2006. • Mengevaluasi efektivitas pelaksanaan audit dari auditor ekstern termasuk menelaah independensi dan obyektivitas auditor ekstern serta menelaah kecukupan pemeriksaan yang dilakukannya untuk memastikan bahwa semua risiko yang penting telah dipertimbangkan. • Melakukan penelaahan atas informasi keuangan yang akan dikeluarkan perusahaan seperti laporan keuangan proyeksi dan informasi keuangan lainnya. • Menyiapkan laporan kepada Menteri Negara BUMN tentang pelaksanaan pengendalian intern semester I tahun 2007. • Membuat laporan tahunan kepada Komisaris mengenai pelaksanaan tugas Komite Audit selama 2006. • Kegiatan terkait peningkatan kualitas SDM: i. Mengikuti program pendidikan dan pelatihan. ii. Melakukan identifikasi kebutuhan pendidikan dan pelatihan bagi Komite Audit. iii. Menyampaikan usulan kepada Komisaris mengenai pendidikan dan pelatihan. • Review atas pelaksanaan paket kompensasi Komisaris dan Direksi. the Internal Audit Team’s findings are followed up - Provide quarterly reports to the BOC, particularly in regard to matters that have not been resolved in accordance with the exit meeting. v. Ensure that the findings of Bank Indonesia’s audit are appropriately followed up. vi. Ensure that the BPK Government Financial Audit Agency findings are appropriately followed up. • Assess the External Auditor’s 2006 Audit Report. • Evaluate the effectiveness of the audit carried out by the external auditor, including asssessing the independency and objectivity of the external auditor and the adequacy of the inspection process, to ensure that all major risks have already been considered. • Assess the inancial information to be revealed by the Company, such as the projected financial statement and other financial information. • Prepare the report to the Minister of State-Owned Enterprises concerning internal control in the first half of 2007. • Prepare the annual report for the BoC regarding the Audit Committee’s work throughout 2006 • Related activities to improve HR quality: i. Participate in training and education programs ii. Identify the Audit Committee’s training and education needs. iii. Submit to the BoC the proposed education and training that it seeks to participate in. • Review the implementation of the BoC’s and Director’s compensation package 2. Risk Monitoring Committee a. Structure, composition, expertise and independency of the Risk Monitoring Committee The Structure of the Risk Monitoring Committee as of 31 December 2007 is comprised of: • Chairperson: Felia Salim Independent Commissioner • Members: 58 TATA K E L O L A P E R U S A H A A N - H.M.S Latif Commissioner - Emma S. Tjakradinata Independent Member - Ibrahim Husein Independent Member - Setiawan Boedihardjo Independent Member, effective since 30 October 2007 • Secretary: hasan Mas’ud not a concurrent member The Risk Monitoring Committee Members: • Are appointed and terminated by the Directors on the basis of a Board of Commissioners’ decision. • May not concurrently serve as members of the Remuneration and Nomination Committee • Consist of 1 one member from the Board of Commissioners and 3 three members from independent parties and is not a member of BNI’s Board of Directors. • At least one independent member possesses financial expertise, fulfilled by Emma S. Tjakradinata, Ibrahim Husein and Setiawan Boedihardjo. • At least one independent member possesses risk management expertise, fulfilled by Emma S. Tjakradinata. • have adequate knowledge and general understanding in risk management principles and process, banking and capital market regulations and laws, state- owned enterprise and other regulation related to BNI’s operational activities. • Possess good integrity, character and morals. None of the Independent Members of the Committee have financial, managerial, shareholding andor family links with the Board of Commissioners, Board of Directors andor Controlling Shareholders or relationships with the Bank that may affect their ability to behave independently. The competency and independency of the members of the Risk Monitoring Committee is in accordance with the requirements set within the Risk Monitoring 2. Komite Pemantau Risiko a. Struktur, keanggotaan, keahlian dan independensi Komite Pemantau Risiko Struktur Komite Pemantau Risiko per 31 Desember 2007: Ketua : Felia Salim Komisaris Independen Anggota : • H.M.S. Latif Komisaris • Emma S. Tjakradinata Anggota Independen • Ibrahim Husein Anggota Independen • Setiawan Boedihardjo Anggota Independen, efektif sejak 30 Oktober 2007 Sekretaris : Hasan Mas’ud tidak merangkap sebagai anggota Anggota Komite Pemantau Risiko: • Diangkat dan diberhentikan oleh Direksi berdasarkan keputusan rapat Dewan Komisaris. • Tidak merangkap sebagai anggota Komite Audit maupun Komite Remunerasi dan Nominasi. • Terdiri atas 1 satu orang yang merupakan komisaris dan 3 tiga orang dari pihak independen, dan tidak ada yang berasal dari anggota Direksi BNI. • Memiliki keahlian di bidang keuangan khususnya bagi sekurang-kurangnya seorang anggota yang berasal dari pihak independen, yaitu Emma S. Tjakradinata, Ibrahim Husein dan Setiawan Boedihardjo. • Memiliki keahlian dibidang manajemen risiko khususnya bagi sekurang-kurangnya seorang anggota yang berasal dari pihak independen, yaitu Emma S. Tjakradinata. • Memiliki pengetahuan dan pemahaman mengenai prinsip dan proses manajemen risiko secara umum, peraturan perundangan di bidang perbankan, pasar modal, BUMN dan peraturan perundangan lainnya yang berkaitan dengan aktivitas operasional BNI. • Memiliki integritas, akhlak dan moral yang baik. Seluruh anggota komite yang merupakan pihak independen tidak memiliki hubungan keuangan, kepengurusan, kepemilikan saham danatau hubungan keluarga dengan 59 G O O D C O R P O R AT E G O V E R N A N C E Dewan Komisaris, Direksi, danatau pemegang saham pengendali atau hubungan dengan BNI yang dapat mempengaruhi kemampuannya untuk bertindak independen. Kompetensi dan independensi anggota Komite Pemantau Risiko telah sesuai Piagam Komite Pemantau Risiko sebagaimana Surat Keputusan Komisaris No. Kep07DK2006 tanggal 20 Desember 2006. b. Tugas dan Tanggung Jawab Komite Pemantau Risiko Dalam Piagam Komite Pemantau Risiko dijelaskan bahwa tanggungjawab Komite Pemantau Risiko mencakup: • Melakukan evaluasi tentang kesesuaian antara kebijakan manajemen risiko dengan pelaksanaan kebijakan tersebut dan memberikan rekomendasi kepada Dewan Komisaris mengenai kebijakan manajemen risiko dan implementasinya untuk memastikan bahwa BNI telah mengelola risiko-risiko secara memadai. • Melakukan pemantauan dan evaluasi pelaksanaan tugas Komite Manajemen Risiko dan Satuan Kerja Manajemen Risiko, untuk selanjutnya memberikan rekomendasi kepada Dewan Komisaris guna peningkatan efektivitas pelaksanaan manajemen risiko BNI. Tugas Komite Pemantau Risiko sesuai dengan lingkup tanggungjawabnya adalah: • Melakukan evaluasi atas kebijakan dan strategi manajemen risiko yang disusun oleh manajemen secara tahunan . • Melakukan evaluasi terhadap laporan pertanggungjawaban Direksi atas pelaksanaan kebijakan manajemen risiko. • Melakukan evaluasi atas Laporan Proil Risiko Triwulanan BNI dan pelaksanaan proses manajemen risiko, untuk selanjutnya memberi masukan kepada Dewan Komisaris atas kondisi risiko yang dihadapi oleh Bank serta usulan langkah-langkah mitigasi atas risiko-risiko tersebut sehingga Dewan Komisaris dapat memberi masukan untuk langkah perbaikan kepada Direksi, apabila diperlukan. Committee’s Charter through the Commissioners Decree No. Kep07DK2006, dated 20 December 2006. b. Task and Responsibility of the Risk Monitoring Committee The Risk Monitoring Committee’s Charter also emphasizes the responsibility of the Risk Monitoring Committee which includes: • Evaluate the level of sufficiency between risk management policy and with the policy’s implementation and provide recommendations to the Commissioners in regard to risk management policy and its implementation, to ensure that BNI has managed the risks accordingly. • Monitor and evaluate the implementation of the Risk Management Committee’s and the Risk Management Working Team’s tasks and subsequently provide its recommendation to the Commissioners, so as to enhance the effectiveness of implementing risk management within BNI. The tasks of Risk Monitoring Committee: • Evaluate risk management strategy and policies. formulated by management • Evaluate Director’s Report on Risk Management policy implementation. • Evaluate Quarterly Risk Profile Report and implementation of risk management process, and subsequently provide input to the Board of Commissioners on risk environment so that Board of Commissioners could submit a recommendation to the Board of Directors. • Evaluate the Board of Directors action in fulfilling Bank Indonesia regulations and other prevailing regulations with regard to prudential principles of risk management. • Evaluate Director’s monitoring result on the bank’s business activities. • Evaluate monitoring results on the bank’s compliance toward risk management implementation in all agreements and commitments made with Bank Indonesia. 60 TATA K E L O L A P E R U S A H A A N • Provide recommendations to the Board of Commissioner in risk management aspects, with regard to transactions or business activities exceeding the Director’s authority limit. • Monitor and evaluate implementation of Risk Monitoring Committee and Risk Management Working Team duties, which include: - Reviewing the implementation of each component of Enterprise Risk Management. - Reviewing risk management aspects of the Company’s published report. - Provide input in the selection process and propose a candidate for independent risk management consultant, as well as monitor the work of the independent risk management consultant, including suggesting termination of services if their work is considered below the required standard. • Perform other duties as required by Board of Commissioners. • Conduct self-evaluation in implementation of duties and periodically improve the Working Guidance of the Risk Monitoring Committee. c. Accomplishment of the Risk Monitoring Committee’s During 2007, the Risk Monitoring Committee performed the following activities: • Provided a report on the Risk Monitoring Committee’s activities in 2006. • Mengevaluasi langkah-langkah yang diambil oleh Direksi dalam rangka memenuhi peraturan Bank Indonesia dan peraturan perundang-undangan lain yang berlaku dalam rangka pelaksanaan prinsip kehati-hatian, khususnya yang berkaitan dengan manajemen risiko. • Mengevaluasi hasil pemantauan Direksi terhadap kegiatan usaha Bank agar tidak menyimpang dari ketentuan yang berlaku. • Mengevaluasi hasil pemantauan atas kepatuhan Bank terkait pelaksanaan manajemen risiko terhadap seluruh perjanjian dan komitmen yang dibuat oleh Direksi kepada Bank Indonesia. • Melakukan evaluasi dan memberikan masukan dari segi manajemen risiko kepada Dewan Komisaris terhadap permohonan atau usulan Direksi yang berkaitan dengan transaksi atau kegiatan usaha yang melampaui kewenangan Direksi untuk dapat digunakan oleh Dewan Komisaris sebagai dasar untuk pengambilan keputusan. • Melakukan pemantauan dan evaluasi pelaksanaan tugas Komite Manajemen Risiko dan Satuan Kerja Manajemen Risiko, yang mencakup hal-hal sebagai berikut: - melakukan penelaahan atas pelaksanaan masing-masing komponen dari Enterprise Risk Management di dalam perusahaan. - melakukan penelahaan atas informasi yang berkaitan dengan manajemen risiko dalam laporan-laporan yang akan dipublikasikan perusahaan. - memberikan masukan dalam proses pelaksanaan seleksi dan mengusulkan calon konsultan manajemen risiko independen, serta mengawasi pekerjaan konsultan manajemen risiko independen, termasuk mengusulkan pemberhentiannya apabila dalam pelaksanaan tugasnya dianggap tidak memenuhi standar atau ketentuan yang berlaku. • Melaksanakan tugas lain yang diberikan oleh Komisaris berdasarkan ketentuan peraturan perundangan yang berlaku. • Melakukan self-evaluation terhadap efektivitas pelaksanaan tugas dan memutakhirkan Pedoman Kerja Komite Pemantau Risiko secara periodik. 61 G O O D C O R P O R AT E G O V E R N A N C E c. Hal-hal yang dilakukan Komite Pemantau Risiko Hal-hal yang telah dilakukan Komite Pemantau Risiko selama tahun 2007 sebagai berikut: • Membuat Laporan Tahunan Pelaksanaan Program Kerja Komite Pemantau Risiko Tahun 2006. • Menyusun Program Kerja Komite Pemantau Risiko Tahun 2007. • Mengevaluasi atas kebijakan dan strategi manajemen risiko tahun 2006 dengan penekanan pada sektor Korporasi. • Melakukan evaluasi atas kebijakan dan strategi manajemen risiko tahun 2006 dengan penekanan pada sektor Usaha Kecil USK. • Menghadiri business meeting semesteran di Sentra Kredit Menengah SKM dan Sentra Kredit Kecil SKC dan membuat laporan hasil pelaksanaannya. • Melakukan evaluasi atas Laporan Proil Risiko Triwulanan yang disampaikan oleh Direksi ke Bank Indonesia dan memberikan masukan kepada Direksi melalui Dewan Komisaris mengenai upaya peningkatan pengukuran risiko komposit sehingga benar- benar mencerminkan tingkat risiko yang harus dikelola oleh BNI. • Memantau dan mengevaluasi pelaksanaan tugas Komite Manajemen Risiko dan Satuan Kerja Manajemen Risiko Divisi Manajemen Risiko dan Divisi Risiko Kredit. • Melakukan evaluasi terhadap laporan pertanggungjawaban Direksi atas pelaksanaan Kebijakan Manajemen Risiko. • Memantau program perbaikan NPL. • Memantau perkembangan penerapan Central Liability System. • Memberi masukan kepada Dewan Komisaris atas konsultasi kredit yang diajukan oleh Direksi. • Menganalisa pemberian dan persetujuan kredit kepada pihak terkait. • Melakukan evaluasi atas pelaksanaan Arsitektur Manajemen Risiko BNI. • Mengevaluasi tingkat kesehatan bank CAMEL semesteran. • Memberi masukan kepada Dewan Komisaris terkait restrukturisasi kredit dengan pemberian keringanan berupa alternatif pemberian potongan bunga dan pokok pinjaman • Formulated an Action Program of the Risk Monitoring Committee in 2007. • Evaluated the 2006 risk management policy and strategy with specific focus on the Corporate Sector. • Evaluated the 2006 risk management policy and strategy focusing on the small-size loan business. • Participated in half-year Business Meetings in Medium Loan Centers and Small Loan Centers and put together a result report. • Evaluated the Quarterly Risk Profile Report submitted by the Board of Directors to Bank Indonesia, and provided input to improve composite risk measurement, so that it reflects the risk level to be managed by BNI. • Monitor and evaluate the implementation of the Risk Management Committee and Risk Management Working Team. • Evaluate the Director’s accountability report in respect to the implementation of risk management policy. • Monitor the program to improve NPL levels • Monitor the application of the Central Liability System. • Provide input to the Board of Commissioners in respect to loan consultation. • Analyze the loan approval process to related parties • Evaluate the Risk Management Architecture • Perform an evaluation of the Bank’s state of health CAMEL every semester. • Provide input to the Board of Commissioners with regard to loan restructuring 62 TATA K E L O L A P E R U S A H A A N through alternative scenario of haircut on interest payments and principal loans. • Provide recommendations for the Company’s 2008 Business Plan and Budget; • Evaluate the achievement of action plan and performance result of Risk Monitoring Committee The Risk Monitoring Committee evaluates and provides independent recommendations to the Board of Commissioners with regard to BNI performance and activities based on its analysis of internal and external reports, along with discussion with BNI management throughout 2007. d. Risk Monitoring Committee Meetings in 2007 Based on the Risk Monitoring Committee Charter, the Committee should convene a meeting at least once every month. However, considering the numbers of issues related to risk management which need to be monitored and evaluated, the Committee Meeting is conducted once every week. During 2007, the Risk Monitoring Committee held 33 meetings with details of attendance presented in the above table. 3. Remuneration and Nomination Committee a. Structure, membership, expertise, and independency of the Committee The establishment of the Remuneration and Nomination Committee was a culmination of the the Minister of State- Owned Enterprises Decree No. Kep-117M-MBU2002, dated 31 July 2002, concerning the Implementation of Good Corporate Governance Practices for State-Owned Enterprises SOE. The Remuneration and Nomination Committee was formed on the basis of the Commissioners’ Decree No. Kep01DK2002, dated 2 December 2002. In line with Bank Indonesia’s Regulation No. 84 PBI2006, dated 30 January • Memberi masukan atas draft Rencana Kerja dan Anggaran Perusahaan RKAP BNI tahun 2008. • Mengevaluasi pencapaian rencana kerja dan kinerja Komite Pemantau Risiko di tahun 2007. Komite Pemantau Risiko telah memberikan penilaian dan rekomendasi yang independen kepada Dewan Komisaris mengenai aktivitas dan kinerja BNI dari hasil analisa laporan internal dan eksternal serta pembahasan dalam rapat-rapat internal dan dengan manajemen BNI selama tahun 2007. d. Rapat Komite Pemantau Risiko selama tahun 2007 Berdasarkan Piagam Komite Pemantau Risiko dinyatakan bahwa komite wajib mengadakan rapat sekurang-kurangnya satu kali dalam satu bulan. Namun mengingat banyaknya permasalahan yang terkait dengan aspek risiko yang perlu dipantau dan dievaluasi, maka disepakati rapat komite dilakukan satu kali setiap minggu. Rapat Komite Pemantau Risiko selama tahun 2007 dilaksanakan sebanyak 33 kali dengan rincian kehadiran masing-masing anggota komite sebagai berikut: Jumlah Kehadiran Number of Attendances Jumlah Rapat Number of Meetings Felia Salim 33 33 H.M.S Latif 14 33 Emma Tjakradinata 30 33 Ibrahim Husein 31 33 Setiawan Boedihardjo 8 33 Mulai aktif 30 Oktober 2007 menggantikan Sutirta Budiman yang berhenti sebagai anggota komite sejak Juni 2007 Effective as of 30 October 2007 replacing Sutirta Budiman who resumed his duty since June 2007. 63 G O O D C O R P O R AT E G O V E R N A N C E 3. Komite Remunerasi dan Nominasi a. Struktur, keanggotaan, keahlian dan independensi Komite Audit Pembentukan Komite Remunerasi dan Nominasi merupakan tindak lanjut dari diterbitkannya Keputusan Menteri BUMN No. Kep-117M-MBU2002 tanggal 31 Juli 2002 tentang Penerapan Praktek Good Corporate Governance pada Badan Usaha Milik Negara BUMN. Komite Remunerasi dan Nominasi dibentuk dengan Surat Keputusan Komisaris No. Kep01DK2002 tanggal 2 Desember 2002. Sejalan dengan Peraturan Bank Indonesia No. 84PBI2006 tanggal 30 Januari 2006 tentang Pelaksanaan Good Corporate Governance Bagi Bank Umum, yang harus direalisasikan paling lambat akhir Juni 2007, keberadaan Komite Remunerasi dan Nominasi lebih dioptimalkan dengan: • Surat Keputusan Komisaris No. Kep08DK2006 tanggal 20 Desember 2006 tentang Penetapan Piagam Komite Remunerasi dan Nominasi PT Bank Negara Indonesia Persero Tbk. • Surat Keputusan Komisaris No. Kep005DK2007 tanggal 29 Agustus 2007 tentang Perubahan Susunan dan Penetapan Anggota Komite Komisaris dan Sekretaris Komite. Susunan keanggotaan Komite Remunerasi dan Nominasi adalah sebagai berikut: Ketua : Achjar Iljas Komisaris Independen Anggota : • Zaki Baridwan Komisaris Utama • Suwarsono Komisaris Independen • Parikesit Soeprapto Komisaris • Darwin Suzandi Pemimpin Divisi Sumber Daya Manusia • Idayu Nilawati Independen Komite Remunerasi dan Nominasi diketuai oleh Komisaris Independen dan anggotanya terdiri dari Komisaris Utama, Komisaris Independen serta pejabat eksekutif yang 2006, concerning the Implementation of Good Corporate Governance for Commercial Banks which must be applied no later than the end of June 2007, the Remuneration and Nomination Committee’s existence is further enhanced through: • The Commissioners Decree No. Kep08DK2006 dated 20 December 2006 concerning The Establishment of the Remuneration and Nomination Committee’s Guidelines for PT Bank Negara Indonesia Persero Tbk. • The Commissioners Decree No. Kep005DK2007 dated 29 August 2007 concerning Changes to the Composition and Determination of Members of the Commissioner’s Committee and Committee’s Secretary. The composition of members of the Remuneration and Nomination Committee is as follows: • Chairman: Achjar Iljas Independent Commissioner • Members: - Zaki Baridwan President Commissioner - Suwarsono Independent Commissioner - Parikesit Soeprapto Commissioner - Darwin Suzandi HRD Division Head - Idayu Nilawati Independent Member The Remuneration and Nomination Committee is headed by an Independent Commissioner and its members comprise the President Commissioner, Independent Commissioner, as well as an Executive that is in charge of the Human Resources Division. As the Head of the HRD Division, this Executive has the knowledge and insight in regard to rules related to the remuneration and nomination system and or succession plan within the Bank. Members of the Remuneration and Nomination Committee possess good integrity, character, and morals. 64 TATA K E L O L A P E R U S A H A A N b. Concurrent Positions of Members within the Committee • There are no Directors of BNI or Directors of other banks who are members of the Remuneration and Nomination Committee. • The Chairman of the Remuneration and Nomination Committee does not serve any concurrent position as Chairman of other Committees. c. Independency of the Committee Members • None of the Independent members of the Committee have financial, managerial, sharesholder, andor family links with the Board of Commissioners, Directors andor the Controlling Shareholders, or links with the Bank that may affect their ability to act independently. • The Independent members of the Committee are not former members of the Board of Directors or Executives from the same Bank. d. Tasks and Responsisbilities of the Remuneration and Nomination Committe The Committee’s scope of work is based on the Remuneration and Nomination Committee’s Charter, in accordance with the Commissioners Decree Letter, No. Kep08DK2006 dated 20 December 2006 directing it to: • Evaluate the remuneration and nomination systempolicy for the Commissioners, Directors and Executives as well as all employees. • Formulate and provide recommendations to the Commissioners regarding the remuneration policy system for Commissioners and Directors for submission to the General Shareholders Meeting GSM. • Formulate and provide recommendations to the Commissioners regarding the selection andor replacement system for the Commissioners and Directors. • Provide its recommendation merupakan pemimpin Divisi Sumber Daya Manusia. Sebagai pemimpin Divisi SDM, Pejabat Eksekutif tersebut memiliki pengetahuan dan mengetahui ketentuan sistem remunerasi danatau nominasi serta succession plan. Anggota Komite Remunerasi dan Nominasi memiliki integritas, akhlak dan moral yang baik.

b. Rangkap Jabatan Anggota Komite