By related party and third party - marketable securities
b. Berdasarkan transaksi dengan pihak yang mempunyai hubungan istimewa dan pihak
ketigab. By related party and third party
Pada tanggal 31 Desember 2007 dan 2006, tagihan akseptasi dengan pihak yang mempunyai hubungan istimewa adalah sebesar Rp854 dan RpNihil Catatan 36. As of December 31, 2007 and 2006, acceptances receivable with related parties amounted to Rp854 and RpNil, respectively, Note 36. c. Berdasarkan kolektibilitas c. By collectibility 2007 2006 Lancar 2.099.541 2.877.398 Current Dalam perhatian khusus 255.564 190.440 Special mention Kurang lancar 68.621 2.723 Substandard Diragukan - 16.565 Doubtful Macet 3.745 9.622 Loss Jumlah 2.427.471 3.096.748 Total Penyisihan kerugian 47.353 56.610 Allowance for losses Bersih 2.380.118 3.040.138 Net Manajemen berpendapat bahwa jumlah penyisihan kerugian di atas telah memadai. The Management believed that the above allowance for losses is adequate. 10. TAGIHAN DAN KEWAJIBAN DERIVATIF 10. DERIVATIVES RECEIVABLE AND PAYABLE Dalam melakukan usaha bisnis, BNI melakukan transaksi instrumen keuangan derivatif seperti kontrak berjangka mata uang asing, swap mata uang asing dan swap atas tingkat bunga untuk keperluan pembiayaan, perdagangan dan lindung nilai. In the normal course of business, BNI enters into transactions involving derivative financial instruments such as foreign currency forward contracts, forward currency swaps and interest rate swaps for financing, trading and hedging purposes. are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ANAK PERUSAHAAN CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2007 dan 2006 Disajikan dalam jutaan Rupiah, kecuali data per saham PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2007 and 2006 Expressed in million Rupiah, except per share data 6110. TAGIHAN DAN
KEWAJIBAN DERIVATIF lanjutan 10. DERIVATIVES RECEIVABLE AND PAYABLE continued 31 Desember 2007December 31, 2007 Jumlah nosional Nilai WajarFair Values Mata uang asing Jumlah penuh Tagihan Kewajiban Foreign Currency derivatif derivatif Notional Amount Derivatives Derivatives Instrumen Full Amount Receivable Payable Instruments Terkait Nilai Tukar Exchange Rate Related Kontrak berjangka - beli Forward contract - buy USD 7.045.000 63 180 USD Kontrak berjangka - jual Forward contract - sell USD 6.457.017 183 68 USD Swap mata uang asing - beli Foreign currency swaps - buy USD 66.000.000 560 1.211 USD GBP 7.500.000 106 - GBP Swap mata uang asing - jual Foreign currency swaps - sell USD 135.500.000 1.298 6.307 USD Spot mata uang asing - beli Foreign currency spots - buy USD 128.849.960 - 2.880 USD EUR 500.000 45 - EUR Spot mata uang asing - jual Foreign currency spots - sell USD 12.700.000 409 - USD EUR 500.000 - 54 EUR Terkait Suku Bunga Interest Rate Related Swap mata uang asing dan suku bunga Cross currency swaps - interest rate USD 109.927.201 - 18.231 USD SGD 10.000.000 - 259 SGD Jumlah 2.664 29.190 Total Penyisihan kerugian 27 - Allowance for losses Bersih 2.637 29.190 Net 31 Desember 2006December 31, 2006 Jumlah nosional Nilai WajarFair Values Mata uang asing Jumlah penuh Tagihan Kewajiban Foreign Currency derivatif derivatif Notional Amount Derivatives Derivatives Instrumen Full Amount Receivable Payable Instruments Terkait Nilai Tukar Exchange Rate Related Kontrak berjangka - beli Forward contract - buy USD 9.534.000 - 1.794 USD Kontrak berjangka - jual Forward contract - sell USD 9.533.868 1.853 - USD Swap mata uang asing - beli Foreign currency swaps - buy USD 35.686.976 4.396 2.082 USD Swap mata uang asing - jual Foreign currency swaps - sell USD 26.197.978 3.378 - USD Spot mata uang asing - beli Foreign currency spots - buy USD 8.278.460 11 211 USD Spot mata uang asing - jual Foreign currency spots - sell USD 14.660.840 324 13 USD Terkait Suku Bunga Interest Rate Related Swap suku bunga Interest rate swaps USD 86.940.000 19.405 - USD Swap mata uang asing dan suku bunga Cross currency swaps - interest rate USD 50.000.000 20.253 - USD SGD 20.000.000 876 7.454 SGD Jumlah 50.496 11.554 Total Penyisihan kerugian 505 - Allowance for losses Bersih 49.991 11.554 NetParts
» Jumlah, Komposisi, Kriteria dan Independensi Komisaris termasuk Komisaris Independen
» Jumlah, Komposisi, Kriteria dan Independensi anggota Direksi
» Struktur, keanggotaan, keahlian dan independensi Komite Audit Struktur Komite Audit terdiri dari:
» Rapat Komite Audit selama tahun 2007 Realisasi Program Kerja Komite Audit tahun 2007
» I M P L E M E N TAT I O N O F R I S K M A N A G E M E N T
» Kegiatan Penunjang Bisnis bni ar 2007 th
» Permasalahan Hukum Permasalahan hukum adalah masalah hukum perdata dan pidana yang dihadapi BNI
» Buy back saham dan buy back obligasi
» Pendirian Bank Establishment of the Bank
» Pendirian Bank lanjutan Establishment of the Bank continued
» Penawaran Umum Saham Terbatas I Rights Issue I
» Penawaran Umum Saham Terbatas II Rights Issue II
» Rekapitalisasi Recapitalization bni ar 2007 th
» Penawaran Umum Obligasi bni ar 2007 th
» Public Debt Offering bni ar 2007 th
» Penawaran Umum Obligasi lanjutan
» Public Debt Offering continued
» Struktur dan Manajemen Organizational and Management Structure
» Struktur dan Manajemen lanjutan Organizational and Management Structure
» Anak Perusahaan Subsidiaries bni ar 2007 th
» Anak Perusahaan lanjutan Subsidiaries continued
» Dasar penyajian bni ar 2007 th
» Basis of preparation of the consolidated financial statements continued
» Principles of consolidation bni ar 2007 th
» Principles of consolidation continued
» Current accounts with other banks and Bank Indonesia
» Penempatan pada bank lain dan Bank Indonesia
» Placements with other banks and Bank Indonesia
» Wesel ekspor dan tagihan lainnya Bills and other receivables
» Instrumen keuangan derivatif bni ar 2007 th
» Derivative financial instruments bni ar 2007 th
» Pinjamanpembiayaanpiutang yang bni ar 2007 th
» Penyisihan kerugian atas aktiva dan estimasi kerugian atas komitmen dan
» Allowance for losses on assets and estimated losses on commitments and
» Allowance for losses on assets and estimated losses on commitment and
» Tagihan dan kewajiban akseptasi
» Acceptances receivable and payable
» Penyertaan saham Equity investments
» Equity investments continued bni ar 2007 th
» Aktiva tetap dan penyusutan Fixed assets and depreciation
» Fixed assets and depreciation continued
» Agunan yang diambil alih Foreclosed collaterals
» Financing Receivables bni ar 2007 th
» Kewajiban Segera Liabilities Immediately Payable
» Kewajiban Manfaat Polis Masa Depan
» Future Policy Benefit Obligation
» Simpanan nasabah Deposits from customers
» Deposits from customers continued
» Marketable securities issued bni ar 2007 th
» Pendapatan dan beban bunga Interest income and expense
» Perpajakan Taxation bni ar 2007 th
» Imbalan kerja dan dana pensiun Employee benefits and pension plan
» Employee benefits and pension plan continued
» Pendapatan Premi Asuransi dan Beban Underwriting Asuransi
» Insurance Premium Income and Insurance Underwriting Expense
» Berdasarkan mata uang By currency
» By related party and third party
» Berdasarkan kolektibilitas By collectibility
» Berdasarkan jenis dan mata uang By type and currency
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Berdasarkan transaksi dengan pihak yang mempunyai hubungan istimewa dan pihak
» Annual interest rates bni ar 2007 th
» Berdasarkan jenis dan mata uang - surat- surat berharga
» By type and currency - marketable securities
» Berdasarkan jenis dan mata uang - surat- surat berharga lanjutan
» By related party and third party - marketable securities
» Berdasarkan penerbit bni ar 2007 th
» Berdasarkan peringkat bni ar 2007 th
» Berdasarkan kolektibilitas - surat-surat berharga
» By collectibility - marketable securities
» Tingkat suku bunga per tahun - surat-surat
» Surat-surat berharga yang dibeli dengan janji dijual kembali
» Securities purchased under agreement to resell
» Berdasarkan kolektibilitas By collectibility Annual interest rates:
» Berdasarkan jenis, mata uang dan transaksi dengan pihak yang mempunyai hubungan
» By type, currency and transactions with related parties and third parties
» By type, currency and transactions with related parties and third parties continued
» Berdasarkan sektor ekonomi By economic sector
» Berdasarkan sektor ekonomi lanjutan By economic sector continued
» Pinjaman bermasalah bni ar 2007 th
» Non-performing loans and allowance for losses by economic sector continued
» Tingkat suku bunga dan bagi hasil per tahun:
» Annual interest and profit sharing rates
» Pinjaman yang direstrukturisasi bni ar 2007 th
» Restructured loans bni ar 2007 th
» Pinjaman yang direstrukturisasi lanjutan
» Restructured loans continued bni ar 2007 th
» Kredit sindikasi Syndicated loans
» Pinjaman yang dibeli dari BPPN Loans purchased from IBRA
» Penyisihan kerugian Allowance for losses Fasilitas pembiayaan dengan perusahaan pembiayaan
» Financing arrangements with multi-finance companies
» Fasilitas pembiayaan dengan perusahaan pembiayaan lanjutan
» Financing arrangements with multi-finance companies continued
» Other significant information relating to
» Penyertaan modal sementara Temporary equity participation
» Penyertaan modal sementara lanjutan Temporary equity participation continued
» Penyertaan jangka panjang Long-term equity investments
» Penyertaan jangka panjang lanjutan Long-term equity investments continued
» Tabungan berdasarkan jenis Savings accounts by type
» Simpanan yang diblokir dan dijadikan jaminan atas pinjaman yang diberikan
» Deposits blocked and pledged as loan collateral
» By type continued bni ar 2007 th
» Tingkat suku bunga per tahun Annual interest rates
» Pinjaman luar negeri dan lain-lain Annual interest rates
» Hutang pajak lebih bayar pajak Taxes payable overpayment of tax
» Pajak penghasilan Income tax benefit expense
» Pajak penghasilan lanjutan Income tax benefit expense continued
» Rekonsiliasi tarif pajak Tax rate reconciliation
» Aktiva kewajiban pajak tangguhan Deferred taxes assets liability
» Surat Ketetapan Pajak Tax assessment letter
» Surat Ketetapan Pajak lanjutan Tax assessment letter continued
» Value Added Tax VAT on Murabahah
» Administrasi Administration bni ar 2007 th
» Pinjaman subordinasi tahun 2003 - USD100 juta
» The 2003 subordinated debt - USD100 million
» Pinjaman subordinasi tahun 2003 - USD100 juta lanjutan
» The 2003 subordinated debt - USD100 million continued
» Pinjaman subordinasi tahun 2002 - USD150 juta
» The 2002 subordinated debt - USD150 million
» Pinjaman yang diberikan Loans
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