Surat-surat berharga yang dibeli dengan janji dijual kembali

are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ANAK PERUSAHAAN CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2007 dan 2006 Disajikan dalam jutaan Rupiah, kecuali data per saham PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2007 and 2006 Expressed in million Rupiah, except per share data 64

11. PINJAMANPEMBIAYAANPIUTANG YANG

DIBERIKAN lanjutan 11. LOANSFINANCINGRECEIVABLE continued b. Berdasarkan sektor ekonomi lanjutan b. By economic sector continued 2007 2006 Mata uang asing Foreign currencies Perindustrian 8.980.354 7.025.232 Manufacturing Listrik, gas dan air 3.960.001 2.343.043 Electricity, gas and water Pertambangan 3.887.838 1.053.240 Mining Perdagangan, restoran Trading, restaurants and dan hotel 1.936.912 1.163.332 hotels Jasa dunia usaha 1.005.269 684.309 Business services Pertanian 952.299 507.743 Agriculture Konstruksi 632.653 568.683 Construction Pengangkutan, pergudangan Transportation, warehousing dan komunikasi 294.218 241.466 and communications Jasa pelayanan sosial 41.136 45.995 Social services Lain-lain 1.638.767 1.056.019 Others Jumlah mata uang asing 23.329.447 14.689.062 Total foreign currencies Jumlah 88.651.188 66.459.947 Total Penyisihan kerugian 5.436.203 3.846.152 Allowance for losses Bersih 83.214.985 62.613.795 Net c. Berdasarkan kolektibilitas c. By collectibility 2007 2006 Pokok Penyisihan Pokok Penyisihan Principal Allowance Principal Allowance Lancar 74.032.721 951.796 50.434.192 718.632 Current Dalam perhatian khusus 7.053.533 453.123 9.049.496 518.750 Special mention Kurang lancar 1.165.601 338.134 1.195.324 519.384 Substandard Diragukan 725.805 338.245 763.721 595.696 Doubtful Macet 5.673.528 3.354.905 5.017.214 1.493.690 Loss Jumlah 88.651.188 5.436.203 66.459.947 3.846.152 Total

d. Pinjaman bermasalah

dan penyisihan penghapusan berdasarkan sektor ekonomi d. Non-performing loans and allowance for losses by economic sector 2007 2006 Pokok Penyisihan Pokok Penyisihan Principal Allowance Principal Allowance Perindustrian 3.657.129 2.268.832 2.859.223 1.155.592 Manufacturing Perdagangan, Trading, restaurants restoran dan hotel 1.745.589 566.444 1.544.229 576.830 and hotels Konstruksi 634.477 405.550 508.418 282.989 Construction Jasa dunia usaha 338.750 170.430 342.715 128.215 Business services Pengangkutan, Transportation, pergudangan dan warehousing and komunikasi 173.780 32.412 476.538 89.248 communications Pertanian 153.393 45.658 361.293 52.284 Agriculture Pertambangan 89.270 25.266 91.134 9.724 Mining Listrik, gas dan air 37.003 36.384 37.763 41.005 Electricity, gas and water Jasa pelayanan sosial 35.866 4.621 15.314 14.856 Social services Lain-lain 699.677 475.687 739.632 258.027 Others Jumlah 7.564.934 4.031.284 6.976.259 2.608.770 Total