By collectibility Laporan Tahunan 2015 BANK DINAR

included herein are in the Indonesian language. PT BANK DINAR INDONESIA Tbk CATATAN ATAS LAPORAN KEUANGAN 31 Desember 2015 dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain PT BANK DINAR INDONESIA Tbk NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and 2014 Expressed in Rupiah, unless otherwise stated 42 9. PINJAMAN YANG DIBERIKAN lanjutan 9. LOANS continued

c. Berdasarkan sektor ekonomi

c. By economic sector

2015 2014 Rupiah Rupiah Perdagangan 434.066.286.979 411.964.309.023 Wholesale Industri 129.101.732.732 92.325.558.089 Industry Konstruksi 131.375.407.299 72.568.516.858 Construction Jasa bisnis 97.593.713.791 91.056.113.826 Business services Pertambangan 16.972.792.722 20.744.410.106 Mining Transportasi dan jasa sosial 97.139.118.183 32.571.097.267 Transportation and social services Lain-lain 230.574.442.384 135.351.889.910 Other Jumlah 1.136.823.494.090 856.581.895.079 Total Dikurangi cadangan kerugian penurunan nilai 803.234.314 534.642.056 Less allowance for impairment losses Jumlah-bersih 1.136.020.259.776 856.047.253.023 Total-net

d. Berdasarkan kolektabilitas

d. By collectibilty

2015 2014 Individual Individual Dalam Perhatian Khusus 38.069.236.071 8.035.784.633 Special mention Kurang Lancar 5.419.315.453 - Sub-standard Diragukan - 1.139.589.970 Doubtful Macet 3.050.422.406 6.228.307.381 Loss Kolektif Collective Lancar 1.090.284.520.160 841.178.213.095 Current Dalam Perhatian Khusus - - Special mention Kurang Lancar - - Sub-standard Diragukan - - Doubtful Macet - - Loss Jumlah 1.136.823.494.090 856.581.895.079 Total Dikurangi cadangan kerugian penurunan nilai Less allowance for impairment losses Individual 803.234.314 534.642.056 Individual Kolektif - - Collective 803.234.314 534.642.056 Jumlah-bersih 1.136.020.259.776 856.047.253.023 Total-net

e. Pinjaman bermasalah berdasarkan sektor ekonomi

e. Non-Performing Loans by economic sector

2015 2014 Rupiah Rupiah Perdagangan - 466.545.099 Wholesale Jasa bisnis 4.305.719.034 673.044.872 Business services Lain-lain 4.164.018.825 6.228.307.381 Other Jumlah 8.469.737.859 7.367.897.352 Total Dikurangi cadangan kerugian penurunan nilai 410.601.292 506.079.396 Less allowance for impairment losses Jumlah-bersih 8.059.136.567 6.861.817.956 Total-net