Berdasarkan kolektibiltas Laporan Tahunan 2015 BANK DINAR

bk ANK R ng r 8,33 9,41 its nk it 8,12 6,10 y 2015 e l ah : 50.000.000.000 49.101.107.152 20.000.000.000 20.000.000.000 60.000.000.000 60.000.000.000 000.000.000 129.101.107.152 l ah o: : 76.724.000.000 75.596.715.854 10.000.000.000 10.000.000.000 20.000.000.000 20.000.000.000 106.724.000.000 105.596.715.854 ek- 129.101.107.152 105.596.715.854 nt 129.101.107.152 105.596.715.854 al 29.921.167.866 19.940.941.604 han 1 month - 26.438.858.893 h - .057 h 19.179.939.286 9.591.207.300 h 80.000.000.000 30.000.000.000 s 129.101.107.152 105.596.715.854 al The original the financial statements included herein are in the Indonesian language. PT BANK DINAR INDONESIA Tbk CATATAN ATAS LAPORAN KEUANGAN 31 Desember 2015 dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain PT BANK DINAR INDONESIA Tbk NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and 2014 Expressed in Rupiah, unless otherwise stated 41 8. EFEK-EFEK lanjutan 8. MARKETABLE SECURITIES continued

d. Berdasarkan pihak

d. By party

2015 2014 Pihak berelasi Related party Pihak ketiga Third parties Sertifikat Bank Indonesia 49.101.107.152 75.596.715.854 Certificates of Bank Indonesia Sukuk Ritel Negara 20.000.000.000 10.000.000.000 Sukuk Ritel Negara Obligasi Retail Indonesia 60.000.000.000 20.000.000.000 Obligasi Retail Indonesia Jumlah 129.101.107.152 105.596.715.854 Total

e. Berdasarkan penerbit

e. By issuers

2015 2014 Bank Indonesia 49.101.107.152 75.596.715.854 Bank Indonesia Pemerintah Republik Indonesia 80.000.000.000 30.000.000.000 Government of the Republic of Indonesia Jumlah 129.101.107.152 105.596.715.854 Total

f. Suku bunga efektif

f. The effective interest rate

2015 2014 Sertifikat Bank Indonesia 6,69 7,02 Certificates of Bank Indonesia Sukuk Ritel Negara 8,50 8,75 Sukuk Ritel Negara Obligasi Retail Indonesia 8,83 8,50 Retail IndonesiaObligation 9. PINJAMAN YANG DIBERIKAN 9. LOANS

a. Berdasarkan jenis dan mata uang

a. By type and currency

2015 2014 Rupiah Rupiah Modal Kerja 824.173.413.598 605.032.901.726 Working capital Investasi 214.841.565.457 167.482.175.553 Investment Konsumsi 95.460.579.910 81.863.224.520 Consumption Pinjaman karyawan 2.347.935.125 2.203.593.280 Employee Jumlah 1.136.823.494.090 856.581.895.079 Total Dikurangi cadangan kerugian penurunan nilai 803.234.314 534.642.056 Less allowance for impairment Losses Jumlah-bersih 1.136.020.259.776 856.047.253.023 Total-net

b. Berdasarkan pihak

b. By party

2015 2014 Rupiah Rupiah Pihak berelasi 51.226.147.087 46.162.643.514 Related party Pihak ketiga 1.085.597.347.003 810.419.251.565 Third party Jumlah 1.136.823.494.090 856.581.895.079 Total Dikurangi cadangan kerugian penurunan nilai 803.234.314 534.642.056 Less allowance for impairment losses Jumlah-bersih 1.136.020.259.776 856.047.253.023 Total-net Pinjaman pihak berelasi yang dijamin deposito pada tanggal 31 Desember 2015 dan 2014 adalah masing-masing sebesar Rp41.000.000.000 dan Rp32.000.000.000. Guaranteed Loans from related parties on December 31, 2015 and 2014 is amounted to Rp41,000,000,000 and Rp32,000,000,000 respectively.