ASET TETAP lanjutan PROPERTY, PLANT AND EQUIPMENT continued

bk s 853.470.182 897.152.765 28.178.563.741 39.714 29.032.033.923 32.548.092.479 al hun nt 853.470.482 897.152.765 ounts 2,94 2,76 gs 5.877.121.502 5.123.737.881 190.298.943.328 115.700.166.913 196.176.064.830 120.823.904.794 al bungan gs 5.877.121.502 81 gs 3,00 4,24 s 112.186.412.599 117.954.757.828 1.133.496.662.231 932.991.227.666 1.245.683.074.830 1.050.945.985.494 al lah e 112.186.412.599 117.954.757.828 its 9,01 11,22 4,71 5,74 s 21 4,19 gs 50 9,08 s The original the financial statements included herein are in the Indonesian language. PT BANK DINAR INDONESIA Tbk CATATAN ATAS LAPORAN KEUANGAN 31 Desember 2015 dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain PT BANK DINAR INDONESIA Tbk NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and 2014 Expressed in Rupiah, unless otherwise stated 51 14. SIMPANAN DARI BANK LAIN 14. DEPOSITS FROM OTHER BANKS

a. Berdasarkan jenis dan mata uang

a. By type and currency

2015 2014 Rupiah Rupiah Giro 4.280.468.826 - Current accounts Tabungan 396.268.230 578.891.530 Savings Deposito berjangka 26.000.000.000 1.300.000.000 Time deposits Call Money 120.000.000.000 - Call money Jumlah 150.676.737.056 1.878.891.530 Total

b. Berdasarkan pihak dan mata uang

b. Based on relationship and currency

2015 2014 Giro Current accounts Rupiah Rupiah Pihak berelasi - - Related parties Pihak ketiga 4.280.468.826 - Third parties Jumlah 4.280.468.826 - Total 2015 2014 Tabungan Savings Rupiah Rupiah Pihak berelasi - - Related parties Pihak ketiga 396.268.230 578.891.530 Third parties Jumlah 396.268.230 578.891.530 Total 2015 2014 Deposito berjangka Time deposits Rupiah Rupiah Pihak berelasi - - Related parties Pihak ketiga 26.000.000.000 1.300.000.000 Third parties Jumlah 26.000.000.000 1.300.000.000 Total 2015 2014 Call money Call money Rupiah Rupiah Pihak berelasi - - Related parties Pihak ketiga 120.000.000.000 - Third parties Jumlah 120.000.000.000 - Total

c. Berdasarkan jatuh tempo

c. Based on maturity

2015 2014 Giro Current accounts Sampai dengan 1 bulan 4.280.468.826 - Less than or until 1 monthh Tabungan Savings Sampai dengan 1 bulan 396.268.230 578.891.530 Less than or until 1 month Deposito berjangka Time deposits Sampai dengan 1 bulan 25.000.000.000 1.300.000.000 Less than or until 1 month Lebih dari 1 sd 3 bulan - - More than 1 - 3 month Lebih dari 3 sd 6 bulan 1.000.000.000 - More than 3 - 6 month Lebih dari 6 sd 12 bulan - - More than 6 - 12 month Call money Call money Sampai dengan 1 bulan 120.000.000.000 - Less than or until 1 month Jumlah 150.676.737.056 1.878.891.530 Total included herein are in the Indonesian language. PT BANK DINAR INDONESIA Tbk CATATAN ATAS LAPORAN KEUANGAN 31 Desember 2015 dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain PT BANK DINAR INDONESIA Tbk NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and 2014 Expressed in Rupiah, unless otherwise stated 52 14. SIMPANAN DARI BANK LAIN lanjutan 14. DEPOSITS FROM OTHER BANKS continued

d. Suku bunga efektif rata-rata

d. Average interest rate

2015 2014 Giro 4,50 - Current accounts Tabungan 4,50 4,24 Savings Deposito berjangka 8,00 9,00 Time deposits Call Money 7,93 - Call Money 15. ESTIMASI KERUGIAN KOMITMEN DAN KONTIJENSI 15. ESTIMATED LOSSES COMMITMENTS AND CONTINGENCIES a. Berdasarkan jenis dan mata uang a. By type and currency 2015 2014 Rupiah Rupiah Fasilitas belum digunakan 218.923.298.672 169.331.861.073 Unused facilities Bank garansi 28.514.388.942 41.822.896.004 Bank guarantee Jumlah 247.437.687.614 211.154.757.077 Total Estimasi kerugian menurut bank - - Estimated losses by banks Estimasi kerugian menurut peraturan Bank Indonesia 2.474.376.876 2.111.547.571 The estimated loss according to Bank Indonesia regulation

b. Cadangan kerugian

b. Allowance for impairment losses

2015 2014 Saldo awal - - Beginning balance Penyisihan pemulihan selama tahun berjalan - - Provision recovery for the current year Saldo akhir - - Ending balance Manajemen Bank yakin bahwa cadangan kerugian penurunan untuk tahun yang berakhir pada tanggal 31 Desember 2015 dan 2014 tidak diperlukan. The Bank’s management believes that the allowance for impairment losses for the year ended December 31, 2015 and 2014 is not required.

c. Berdasarkan kolektibilitas

c. Based on collectibility

Seluruh rekening administratif pada tanggal 31 Desember 2015 dan 2014 digolongkan sebagai lancar. The entire administrative accounts as of December 31, 2015 and 2014 is classified as current. 16. PERPAJAKAN 16. TAXATION

a. Hutang pajak

a. Tax payable

2015 2014 2013 Pajak Penghasilan Badan -Pasal 29 1.788.340.763 6.929.956 1.387.928.591 Coorporate Income Tax – article 29 PPn - 280.000 - Value added tax Pajak Penghasilan Pasal 21 480.608.470 436.181.517 313.350.232 Income Tax - article 21 Pajak Penghasilan Pasal 23 21.576.685 6.057.347 53.555.564 Income Tax - article 23 Pajak Penghasilan Pasal 25 386.743.953 5.163.843 - Income Tax - article 25 Pajak Penghasilan Pasal 4 Ayat 2 2.019.689.137 1.985.196.707 797.500.425 Income Tax - article 4 2 Jumlah 4.696.959.008 2.439.809.370 2.552.334.812 Total