JAMINAN PEMERINTAH TERHADAP KEWAJIBAN PEMBAYARAN UMUM

bk ngan r n dan kan e - en - and - iko, - k - unkan - ans, - lui - ough n dan and ank r esia ia 090 856.581.895.079 oans 129.101.107.152 105.596.715.854 s npa nd ang 28.514.388.942 41.822.896.004 d 247.437.687.614 211.154.757.077 l ian e included herein are in the Indonesian language. PT BANK DINAR INDONESIA Tbk CATATAN ATAS LAPORAN KEUANGAN 31 Desember 2015 dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain PT BANK DINAR INDONESIA Tbk NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and 2014 Expressed in Rupiah, unless otherwise stated 67 37. MANAJEMEN RISIKO KEUANGAN lanjutan 37. FINANCIAL RISK MANAGEMENT continued

a. Risiko kredit lanjutan

a. Credit risk continued

i Sektor industri lanjutan i Industry sector continued 2015 Pemerintah Government Bank Indonesia dan bank lain Bank Indonesia and Others Bank Korporasi dan perorangan Corporate and Individual Jumlah Total Giro pada Bank Indonesia - 111.237.968.152 - 111.237.968.152 Current accounts with Bank Indonesia Giro pada bank lain - 3.121.831.970 - 3.121.831.970 Current accounts with other banks Penempatan pada Bank Indonesia dan bank lain - 516.465.493.310 - 516.465.493.310 Placements with Bank Indonesia and other banks Efek-efek 80.000.000.000 49.101.107.152 - 129.101.107.152 Marketables securities Pinjaman yang diberikan - - 1.136.823.494.090 1.136.823.494.090 Loans 80.000.000.000 679.926.400.584 1.136.823.494.090 1.896.749.894.674 2014 Pemerintah Government Bank Indonesia dan bank lain Bank Indonesia and Others Bank Korporasi dan perorangan Corporate and Individual Jumlah Total Giro pada Bank Indonesia - 98.354.282.092 - 98.354.282.092 Current accounts with Bank Indonesia Giro pada bank lain - 378.575.099 - 378.575.099 Current accounts with other banks Penempatan pada Bank Indonesia dan bank lain - 392.494.411.507 - 392.494.411.507 Placements with Bank Indonesia and other banks Efek-efek 30.000.000.000 75.596.715.854 - 105.596.715.854 Marketables securities Pinjaman yang diberikan - - 856.581.895.079 856.581.895.079 Loans 30.000.000.000 566.823.984.552 856.581.895.079 1.453.405.879.631 Tabel berikut ini menggambarkan rincian eksposur kredit Bank terhadap komitmen dan kontinjensi tanpa memperhitungkan agunan atau pendukung kredit lainnya, yang dikategorikan berdasarkan sektor industri. The following table illustrates the details of the Banks credit exposure to commitments and contingencies before collateral held or other credit support, which are categorized by industry sector. 2015 Pemerintah Government Bank Indonesia dan bank lain Bank Indonesia and Others Bank Korporasi dan perorangan Corporate and Individual Jumlah Total Fasilitas pinjaman yang diberikan yang belum digunakan - - 218.923.298.672 218.923.298.672 Facility loans that have not been used Garansi yang diterbitkan - - 28.514.388.942 28.514.388.942 Guarantees issued - - 247.437.687.614 247.437.687.614