Mendorong Pertumbuhan Aset Melalui Inisiasi bjb holding

annual report 2016 237 Growing Together with new expanding opportunities 2. Memastikan pemenuhan aspek yuridis dan ketersediaan seluruh dokumen kredit yang berkualitas 3. Peningkatan pengelolaan kerjasama jasa pihak ketiga untuk mendukung operasional bisnis bank yang berkualitas 4. Pengelolaan Risiko Hukum secara implementatif guna mendukung kemajuan bisnis Bank yang bersinergi dengan peraturan berlaku 5. Mendorong pelayanan bidang hukum yang efektif dan efisien untuk mendukung kemajuan bisnis bank 6. Mengimplementasikan Tim SQA di setiap Kantor Wilayah dan Duta Layanan di Kantor Cabang 7. Melaksanakan fungsi four eyes principles dalam proses pemberian kredit 8. Mengelola dan mengembangkan standar-standar pengukuran risiko kredit 9. Evaluasi dan pengembangan kualitas risk assessment 10. Meningkatkan peran Audit Internal sebagai Strategic Business Partner bagi manajemen dan seluruh jajaran bank dalam rangka mencapai tujuan bank 11. Menumbuhkan anti fraud awareness dalam kegiatan operasional bank 12. Meningkatkan pelaksanaan budaya kepatuhan baik terhadap ketentuan internal maupun ketentuan eksternal dan meningkatkan kesadaran atas risiko kepatuhan Risk Compliance Awareness sebagai komitmen mewujudkan fungsi kepatuhan bank 13. Melaksanakan pengkajian dalam rangka memastikan produk dan kegiatan bank telah sesuai dengan ketentuan yang berlaku 14. Peningkatan Brand Image produk dan layanan melalui program promosi above the line dan below the line 15. Penyempurnaan fungsi cost center sebagai sarana untuk mengendalikan biaya operasional, guna menumbuhkan awareness terhadap pencapaian realisasi anggaran 16. Optimalisasi sistem informasi akuntansi dalam mendukung informasi keuangan yang cepat, tepat dan dan akurat secara real time untuk meningkatkan kualitas transparasi laporan keuangan. 2. To ensure the compliance of juridical aspect and the availability of all quality credit documents 3. To improve the cooperation management of third party services to support the quality business operation of the bank 4. To implement Legal Risk management to support the Bank’s business development which is synergized with the applicable regulations 5. To promote an effective and efficient services of legal area in order to support the bank’s business development 6. To implement SQA team at each of Regional Offices and Service Ambassadors at Branch Offices 7. To carry out the function of four eyes principles in the process of extending loan 8. To manage and develop the credit risk measurement standards 9. To evaluate and develop the quality risk assessment 10. To improve the roles of Internal Audit as Strategic Business Partner for the management and employees in order to achieve the bank’s target 11. To build an anti-fraud awareness in the bank’s operational activities 12. To improve the implementation of compliance culture on both internal rules and external rules and improve risk compliance awareness as the commitment to realize the bank’s compliance function 13. To conduct review in order to ensure the bank’s products and activities in accordance with the applicable rules 14. To develop the Brand Image of products and services through promotion program above the line and below the line 15. To improve the function of cost center as the facilities to control the operating cost in order to build an awareness of achieving the budget realization 16. Optimization of accounting information system in supporting fast, precise, and accurate and real- time financial information to improve the quality of transparency of financial statements