pembahasan revisi rBB bank bjb 2. penyesuaian Struktur organisasi bank bjb

annual report 2016 461 Growing Together with new expanding opportunities 5. Hubungan anggota Direksi dengan sesama anggota Direksi, dengan Dewan Komisaris dan pihakpihak lain yang diatur dalam Anggaran Dasar dan Peraturan Perundang-undangan serta Peraturan Bank Indonesia yang berlaku. 6. Ketaatan Direksi dalam melaksanakan Anggaran Dasar, Peraturan perundang-undangan yang berlaku, ketetapan RUPS, ketetapan Dewan Komisaris, dan Peraturan Bank Indonesia. PiHaK YanG melaKUKan ASSESSMENT Pihak yang melakukan assessment atas kinerja Direksi adalah RUPS dan Dewan Komisaris. Hasil Penilaian Kinerja DireKsi Atas pelaksanaan tugas kepengurusan Perseroan oleh Direksi, RUPS dan Dewan Komisaris memutuskan bahwa Direksi telah melaksanakan tugasnya dengan baik. PENILAIAN KINERJA KOMITE DI BAWAH DIREKSI Dalam melaksanaan tugas kepengurusannya, Direksi membentuk komite-komite di tingkat Direksi sesuai dengan kebutuhan bisnis bank bjb dan ketentuan regulasi, yang diharapkan dapat menciptakan efektivitas dan efisiensi operasional, di antaranya Risk Management Committee RMC, Credit Policy Commtitee CPC, IT Steering Committee ITSC, Komite Manajemen Risiko Terintegrasi KMRT dan Asset and Liability Committe ALCO Direksi menilai bahwa selama 2016, komite-komite di bawah Direksi telah menjalankan tugas dengan baik. Risk Management Committee RMC bertugas untuk mengembangkan budaya risiko dan menetapkan arahan untuk seluruh aktivitas yang mengandung risiko. Direksi berpendapat bahwa selama tahun 2016, Risk Management Committee telah menjalankan tugas dengan baik diantaranya menyelenggarakan rapat dengan membahas Laporan Tingkat Kesehatan Bank Posisi Desember 2015, Profil Risiko Bank Triwulan I Tahun 2016 dan Pedoman Pengakuan Kerugian Risiko Operasional. Credit Policy Committee CPC bertugas untuk membantu Manajemen dalam merumuskan kebijakan, mengawasi pelaksanaan kebijakan, memantau perkembangan dan kondisi portofolio perkreditan serta memberikan saran-saran langkah perbaikan. Direksi berpendapat bahwa selama tahun 2016, 5. Relationship of members of Directors and among members of Directors, with Board of Commissioners and other parties regulated in the Articles of Association and the applicable laws and regulatoins as well as Bank Indonesia regulation. 6. Directors’ Adherence in implementing the Articles of Association, the applicable laws and regulations, GMS Resolution, Decision of the Board of Commissioners, and Bank Indonesia Regulation. assessOr The parties conducting the Board of Directors’ performance assessment is the GMS and the Board of Commissioners. resUlTs Of DirecTOrs’ PerfOrmance assessmenT For the performance of the Company’s management tasks by the Board of Directors, the GMS decided that the Board of Commissioners and Board of Directors had carried out their duties properly. PERFORMANCE ASSESSMENT OF THE COMMITTEES UNDER THE DIRECTORS In carrying out the management duties, the Directors establish committees at Directors level according to bank bjb’s business needs and provisions of the regulations which are expected to create effectiveness and efficiency of the operations, among others, Risk Management Committee RMC, Credit Policy Committee CPC, IT Steering Committee ITSC, and Integrated Risk Management Committee KMRT. The Directors assess that during 2016 the committees under the Directors had carried out the duties well. Risk Management Committee RMC has duties to develop risk culture and determine direction for all activities containing risks. The Directors believe that throughout 2016 the Risk Management Committee had carried out the duties well among others organizing meetings to discuss the Bank’s Sound Level Report for December 2015 Position, the Bank’s Risk Profile for 1st Quarter of 2016, and Guidelines for Recognition of Operational Risk Loss. Credit Policy Committee CPC has duties to assist the Management in formulating policies, monitoring implementation of policies, monitoring the development and condition of the credit portfolio, and providing suggestions for improvement. The Directors believe that throughout 2016, the Credit Policy STRUKTUR DAN MEKANISME GCG STRucTuRe anD MechaniSM of gcg Laporan Tahunan 2016 462 Semakin Berkembang Bersama peluang Baru yang Membentang Credit Policy Committee telah melaksanakan tugas dengan baik diantaranya menyelenggarakan rapat, dengan beberapa Divisi terkait. Tingkat kehadiran dari anggota struktur Risk Management Committee RMC dan Credit Policy Committee CPC dinilai baik karena telah dihadiri seluruh anggota struktur komite tersebut diatas. IT Steering Committee ITSC memiliki tugas, wewenang dan tanggung jawab memberikan rekomendasi kepada Direksi terkait perencanaan strategis teknologi informasi, perumusan kebijakan prosedur teknologi informasi, dan efektivitas pelaksanaannya. Direksi berpendapat bahwa IT Steering Committee telah menjalankan tugas dengan baik dengan melaksanakan rapat yang membahas temuan audit OJK 2014-2015, portofolio IT Project, progress ITSC 2015, Pengelolaan Risiko Teknologi Informasi Infrastruktur, aplikasi, dan governance, dan RBB 2017. Komite Manajemen Risiko Terintegrasi KMRT bertugas untuk mengembangkan budaya risiko dan menetapkan arahan untuk seluruh aktivitas yang mengandung risiko dalam Konglomerasi Keuangan. Direksi berpendapat bahwa Komite Manajemen Risiko Terintegrasi telah menjalankan tugas dengan baik dengan melaksanakan penyusunan Pedoman dan Susunan Komite Manajemen Risiko Terintegrasi serta pembahasan risiko terintegrasi 2016. Asset and Liability Committe ALCO membantu Direksi dalam menetapkan strategi terhadap pengendalian risiko likuidasi dan rentabilitas serta pengambilan keputusan manajemen dalam rangka pengelolaan asset dan liability. Selama tahun 2016, Direksi berpendapat bahwa Asset and Liability Committe telah menjalankan tugas dengan baik dengan menyelenggarakan rapat yang membahas antara lain review atas tingkat suku bunga, rencana penerbitan surat berharga serta pembahasan kondisi likuiditas bank bjb. KEBIJAKAN REMUNERASI DIREKSI Pemberian remunerasi bagi anggota Direksi dihitung berdasarkan formula yang ditetapkan oleh RUPS. Setiap anggota Komisaris dan Direksi berhak menerima sejumlah kompensasi yang diberikan secara bulanan. Direksi berhak mendapatkan tantiem berdasarkan kinerja dan pencapaian perusahaan dengan besaran yang ditentukan dalam RUPS. Direksi juga berhak mendapatkan tunjangan pada saat mereka telah tidak lagi menjabat sebagai Direksi. Committee had carried out the duties well among others by organizing meetings with several relevant Divisions. The attendance level of members of Risk Management Committee RMC and Credit Policy Committee CPC is considered good as the meeting was attended by all members of the said committee structure above. IT Steering Committee ITSC has duties, authorities, and responsibilities for giving recommendations to the Directors related to information technology strategic planning, policy formulation of information technology procedure, and the effectiveness of the implementation. The Directors believe that the IT Steering Committee had carried out the duties well by organizing meeting discussing 2014-2015 FSA audit findings, IT Project portfolio, 2015 ITSC progress, Information Technology Risk Management infrastructure, application, and governance, and 2017 RBB. Integrated Risk Management Committee KMRT has duties to develop risk culture and determine direction for all activities containing risks in the Financial Conglomeration. The Directors believe that the Integrated Risk Management Committee had carried out the duties well by drafting Guidelines and Composition of the Integrated Risk Management Committee and discussing 2016 integrated risk. Asset and Liability Committee ALCO assists the Directors in setting strategies to control liquidation risk and profitability as well as management decision making in the framework of asset and liability management. During 2016, the Directors believe that the Asset and Liability Committee had performed a good duty by conducting a meeting which discussed among other review of interest rate, plan for issuing securities, and discussion of bank bjb’s liquidity condition. DIRECTORS’ REMUNERATION POLICY Providing remuneration for members of the Directors is calculated based on the formula established by GMS. Each member of Directors is entitled to receive an amount of compensation given monthly. Directors are entitled to receive tantiem based on the company’s performance and achievement in which the amount is established by GMS. Directors are also entitled to get allowances after they are no longer holding the position as Directors. STRUKTUR DAN MEKANISME GCG STRucTuRe anD MechaniSM of gcg