Programs to increase Wealth Management Portfolio
2017: Plan and Strategy In accordance with bank bjb management policy for 2017,
eg.to encourage Fee Based Income growth and to strengthen the organization structure with the support of professional HR, the International Division shall improve strategic alliance with related Branch, Districts and Division offices to support the implementation of Bank’s policy. The above actions shall have an impact on the increase of fee based and interest income through trade finance and service products, that aim to support the achievement of company’s profit and a sustainable efforts to improve HR competence across bank bjb office network, related to International Product Division management by means of trainings, held both internally and externally through coordination with related Divisions. Several main focus of International Transaction Division’s increased fee based and interest income in 2017 are: Trade Finance 1. Conduct market penetration by way of aggressive marketing within regions of potential trade transactions. 2. Continuously active in providing advisory, concerning trade product solution to potential customers. 3. Continuously maintain ISO 9001:2008 certification to improve service quality through implementation of quality management system, in accordance with ISO 9001:2008, to ensure work accuracy, improve HR competence to be more competent and professional, so bjb resources can provide the best solution and create customer trust. 4. Execute Customer gathering to create customer loyalty and trade transaction diversification. annual report 2016 209 Growing Together with new expanding opportunities 5. Bekerjasama dengan cabang, wilayah dan divisi bisnis untuk melakukan pemasaran secara agresif dan terintegrasi dalam rangka mengoptimalkan cross selling sesuai kebutuhan nasabah. Remitansi 1. Peluncuran aplikasi mobile remittance serta diversifikasi dan pengembangan produk kerjasama dengan agen eksisting dalam rangka menambah fitur produk dan meningkatkan service level agreement produk kiriman uang kepada nasabah bank bjb. 2. Perluasan jaringan pemasaran melalui penambahan agen remitansi baru untuk memudahkan akses transaksi TKI khususnya di Singapore, Malaysia, Hong Kong dan Taiwan. 3. Pelaksanaan program promosi, serta edukasi dan sosialisasi produk kiriman uang bank bjb, serta turut aktif melakukan sponsorship dalam acara-acara yang melibatkan TKI guna meningkatkan brand awareness terhadap bank bjb, khususnya produk kiriman uang bank bjb. Layanan 1. Membentuk produk tailor made dengan bundling pricing yang kompetitif, dan pembentukan structure trade yang optimal dengan aliansi yang saling mendukung antar unit kerja di internal bank bjb. 2. Peningkatan kualitas layanan melalui komitmen tinggi terhadap pemenuhan standar ServiceLevel Agreement yang telah disepakati, memastikan akurasi pekerjaan, meningkatkan kompetensi SDM yang kompeten dan profesional sehingga dapat memberikan solusi yang terbaik dan menciptakan trust bagi nasabah. 3. Pengembangan sistem aplikasi secara berkesinambungan untuk mendukung kelancaran transaksi trade finance dan bisnis remitansi. 4. Kontinuitas penyempurnaan dan pengembangan produk serta tariff yang kompetitif, yang disesuaikan dengan dinamika kebutuhan bisnis. 5. Mempertahankan dan meningkatkan pelayanan prima kepada nasabah dalam pelaksanaan transaksi trade sesuai komitmen Implementasi ISO 9001:2008. 6. Optimalisasi remittance customer service center untuk meningkatkan service level kepada nasabah, agen dan jaringan Kantor Cabang Bank. Optimalisasi Kerjasama dengan Couterparty Bank 1. Membuat dan melakukan review credit line dan monitoring credit line untuk mendukung bisnis Bank. 2. Memperluas dan mengembangkan kerjasama dengan counterparty bank melalui berbagai produk transaksi antar TINJAUAN OPERASIONAL oPeRaTional RevieW 5. Conduct collaboration with branch offices, regional offices, and business divisions to launch aggressive and integrated marketing to optimize cross selling in accordance with customer’s needs Remittance 1. The launching of remittance mobile application, product diversification and development of collaboration products with existing agents aims to add product features and improve service level agreement on remittance product to customers of bank bjb. 2. The expansion of marketing network through increment of agents of new remittance to simplify transaction access from TKI Indonesian Migrant Worker specifically in Singapore, Malaysia, Hong Kong and Taiwan. 3. Implementation of promotion program, also education and bank bjb remittance product dissemination, and actively conducting sponsorship on events involving TKI to increase bank bjb brand awareness, specifically bank bjb remittance product. Services 1. Forming of tailor made products with competitive bundling pricing, and forming optimized structure trade with mutually supporting alliances amongst working units within internal bank bjb. 2. Improve service quality through great commitments towards compliance with the agreed upon Service Level Agreement, ensure the accuracy of work, improve HR competency and professionalism so they can provide the best solution and create customer trust. 3. Sustainability in application system development to support finance trade transaction and remittance business continuity. 4. Continuity in product improvement and development, and fares which are competitive, adapted to business needs dynamics. 5. Maintain and improve service excellence to customers in conducting trade transactions in accordance with the implementation commitment of ISO 9001:2008. 6. Optimize remittance customer service center to improve service level given to customers, agents and bank bjb branch offices. Optimizing Cooperation with Counterparty Banks 1. Creating and conducting credit line review, and monitoring credit lines to support the business. 2. Expand and develop cooperation with Counterparty Banks through various interbank product transactions that are Laporan Tahunan 2016 210 Semakin Berkembang Bersama peluang Baru yang Membentang Bank yang tidak terbatas pada UPASUPAU, Banker Acceptance, BG under Counter Guarantee, Risk Participation, Forfaiting. 3. Menggali potensi bisnis yang dapat dikembangkan atas transaksi antar Bank, yang sesuai dengan kebutuhan dari divisi lain. Kegiatan Pemasaran dan Promosi Produk 1. Melakukan promosi melalui penayangan iklan di media masa Lokal Cetak TV, Radio dalam lingkup jaringan kantor cabang bank bjb di seluruh Indonesia bekerjasama dengan Divisi Corporate Secretary. 2. Secara periodik melakukan on the spot training ke jaringan kantor bank bjb dalam rangka refreshment terhadap ketentuan produk dan perubahan jasa dan layanan remittance bank bjb 3. Melakukan Pemasaran dan Promosi bersama dengan Remittance Agent yang berada di dalam maupun di luar negeri, terutama pada periode dimana volume transaksi mengalami peningkatan yang signifikan. 4. Turut serta dan secara aktif melakukan sponsorship dalam acara-acara yang melibatkan TKI di dalam dan diluar negeri, baik yang diselenggarakan oleh Pemerintah maupun pihak Non-Pemerintahan. 5. Kegiatan pemasaran yang komprehensip bersama sama dengan cabang, wilayah dan divisi terkait. 6. Melakukan Gathering dengan nasabah dan calon nasabah potensial dalam transaksi trade berkoordinasi dengan divisi terkait. 7. Menjaga dan meningkatkan hubungan baik dengan Bank koresponden dalam upaya memasarkan produk antar Bank dan menjalin kerjasama yang saling menguntungkan. Trisuri Data Penempatan dana Pada Bank Lain dalam bentuk surat berharga Obligasi Bank investasi Tabel Penempatan dana Pada bank lain dalam bentuk surat berharga Obligasi bank investasi Table of fund Placements in Other banks in the form of bank investment bonds dalam Rupiah penuh | in full Rupiah TaHUn Year ObliGasi ObliGaTiOn nOminal face ValUe 2014 Bank umum dan Bank Daerah Commercial and Regional Banks 379.000.000.000,00 2015 Bank umum dan Bank Daerah Commercial and Regional Banks 1.234.417.000.000,00 2016 Bank umum dan Bank Daerah Commercial and Regional Banks 899.400.000.000 TINJAUAN OPERASIONAL oPeRaTional RevieW not limited to UPASUPAU, Banker Acceptance, BG under Counter Guarantee, Risk Participation, and Forfaiting. 3. Explore business potentials that can be developed into interbank transactions, in accordance with the needs of other divisions. marketing event and Product Promotions 1. To conduct promotions via advertisements on local media print media, TV, Radio within the scope of the bank bjb branch office networks throughout Indonesia, and such promotions shall be conductedin collaboration with Corporate Secretary Division.2. To perform on-the-spot training periodically to bank bjb
office networks in order to rejuvenate the provisions of product and service change, and remittance services. 3. To conduct marketing and promotion together with local and international remittance agents, in particular during the period where the transaction volumes experience a significant increase. 4. To actively participate and provide sponsorships for events involving migrant workers of inside and outside the country, both held by the Government andor Non-Government organizations. 5. To conduct joint comprehensive marketing activities with the concerned branch, regional and division offices. 6. To organize customer and potential customer gatherings in trade transactions that are coordinated with related divisions. 7. To maintain and enhance good relationships with correspondent Banks in efforts to market interbank products and establish mutually beneficial collaboration. Treasury Data of Fund Allocation in Other Banks in the form of Bank Securities, Bonds and InvestmentParts
» bjb Kredit Modal Kerja Kepada Pengembang
» bjb Kredit Modal Kerja Konstruksi
» bjb Kredit Modal Kerja Kepada Lembaga Pembiayaan
» bjb Kredit Modal Kerja Resi Gudang
» bjb Working Capital Loan To Developer
» bjb Construction Working Capital Loan
» bjb Working Capital Loan to Financing Institution
» bjb Warehouse Receipt Working Capital Loan
» bjb Multifinance Payment: Layanan Pembayaran
» bjb Hospital Payment: Layanan Pembayaran Tagihan
» bjb e-Ticket: Layanan Pembayaran Tiket Kereta Api dan
» bjb Pickup and Delivery Service Pick-Up and Delivery Service merupakan layanan bjb cash
» bjb E-Tax bjb Retribusi Perizinan: Layanan Pembayaran Retribusi
» bjb Payroll Service bjb Retribusi Perizinan: Layanan Pembayaran Retribusi
» bjb Payment Service bjb Retribusi Perizinan: Layanan Pembayaran Retribusi
» bjb Edupay: Education Fee Payment Service b. bjb Water Bills: Water Bill Payment Services
» bjb Multifinance Payment: Multifinance Installment
» bjb Pickup and Delivery Service Pick-Up and Delivery Service is a bjb cash management
» Nama Penghargaan | Award Nama Penghargaan | Award
» UMKM Strategi pemasaran kredit UMKM antara lain meliputi:
» Fokus market pada bjb KPR Primary melalui Pengembang kerjasama dan bjb KPR Sejahtera FLPP
» Fokus market pada bjb KPR Secondary melalui
» Fokus market pada bjb KKB Karyawan d. Fokus market pada profesi Fixed Income dan
» UMKM The marketing strategy of SME credit include the
» Market focus on bjb KPR Primary through cooperation developer and bjb KPR Sejahtera FLPP
» Market Focus on bjb Secondary through Brokerage
» Pricing Strategy Market Focus on bjb KKB Employees d. Market focus on Fixed Income profession and
» Aktivitas Pemasaran secara Terpadu
» INSTITUTIONAL BANKING To improve brand awareness of bjb bank money
» bjb Kredit Purna Bhakti Pembiayaan yang diberikan oleh bank bjb untuk debitur
» bjb Kredit Guna Bhakti Pola Channeling
» bjb Credit Card kartu kredit hasil kolaborasi antara bank bjb dan BNI yang bjb Kredit Guna Bhakti
» bjb Kredit Abdi Bhakti Loan facility specifically granted to employees of bank bjb.
» bjb Kredit Purna Bhakti Financing granted by bank bjb to debtor with early
» bjb Credit Card A credit card as a result of collaboration between bank bjb
» Program bjb Purna Bahagia 8. Program Mengulang Setia
» bjb Purna Bahagia Program 8. Mengulang Setia Program
» Short-Term Loan FA AR BJB 2016 lowress
» Supply Chain Financing FA AR BJB 2016 lowress
» 1,565,744 FA AR BJB 2016 lowress
» 82.00 FA AR BJB 2016 lowress
» 92.33 FA AR BJB 2016 lowress
» 113.01 FA AR BJB 2016 lowress
» bjb precious Rasuna Said 3. bjb precious Serang
» bjb precious Cirebon 5. bjb precious Tasikmalaya
» bjb precious Bogor 7. bjb precious Bekasi
» bjb precious Kelapa Gading 9. bjb precious Tangerang
» bjb precious Semarang 11. bjb precious Surabaya
» bjb precious Bandung 2. bjb precious Rasuna Said
» bjb precious Serang 4. bjb precious Cirebon
» bjb precious Tasikmalaya 6. bjb precious Bogor
» bjb precious Bekasi 8. bjb precious Kelapa-Gading
» bjb precious Tangerang 10. bjb precious Semarang
» bjb precious Surabaya Community marketing for savings, namely bank bjb
» Gratis majalah bjb precious; 7. Customer gathering;
» Penyelenggaraan program Weekend Get Way nsabah bjb
» Airport lounge, by showing bjb precious membership
» Free bjb precious magazine 7. Customer gathering;
» bjb precious customer Weekend Getaway program.
» Memenuhi kebutuhan SDM bjb precious baik dari segi
» Memberikan fasilitas member bjb precious kepada kepala
» Standardize Waperd and AAJI certification for bjb precious
» Provide bjb precious member facility to Regional Heads
» Improvement Program of Wealth Management Portfolio
» Programs to increase Wealth Management Portfolio
» Launching Aplikasi bjb quickcash dengan solusi Host to Host
» The launching of bjb quick cash application with Host
» Plan and Strategy In accordance with bank bjb management policy for 2017,
» To perform on-the-spot training periodically to bank bjb
» bjb E-Samsat FA AR BJB 2016 lowress
» bjb Retribusi Perizinan FA AR BJB 2016 lowress
» Giro Corporate Berhadiah Langsung Giro Surplus
» Giro Special Rate FA AR BJB 2016 lowress
» E-Banking diharapkan dapat meningkatkan laba bank bjb
» Surplus Giro FA AR BJB 2016 lowress
» Special Rate Giro FA AR BJB 2016 lowress
» Bank bjb shall promote undertaking information technology
» It is also expected to boost bank bjb earnings from banking
» Bank bjb shall increase Strategic Alliance cooperation with
» Bank bjb will add and expand collaboration with central
» 18.40 FA AR BJB 2016 lowress
» -0.34 FA AR BJB 2016 lowress
» Program bjb BiSA sebagai layanan keuangan tanpa kantor
» Perluasan kerjasama antara bank bjb dengan beberapa
» Mempertahankan Momentum Pertumbuhan Kredit Berkualitas Quality Growth
» Maintaining Growth Momentum of Quality Credit Quality Growth
» Pengelolaan Likuiditas dengan Memprioritaskan Peningkatan CASA Melalui Pendekatan Bisnis Human
» Mendorong Pertumbuhan Fee Based Income Untuk Meningkatkan Kontribusi dari Pendapatan Non Bunga
» Menjadikan bank bjb sebagai pilihan bagi bank
» Boosting Fee-Based Income to Increase Contribution from Non-Interest Income
» Pengendalian Kualitas Aktiva Produktif dan Percepatan Recovery Kredit Hapus Buku Melalui
» Mendorong Pertumbuhan Aset Melalui Inisiasi bjb holding
» Developing the Growth of Assets Through the Initiation of bjb holding
» Strengthening of the Organization Structure With Support of Professional Human Resources
» The implementation of bjb’s culture through the initiation of bjb’s transformation
» Penguatan Permodalan Bank Untuk Ketahanan Kelembagaan dan Meningkatkan Daya Saing Melalui
» Penguatan Struktur Organisasi dengan Dukungan SDM Yang Profesional
» Implementasi bjb culture sebagai inisiasi transformasi bjb
» Membentuk insan bank bjb menjadi knowledge
» Meningkatkan Peran Unit Kerja Non Bisnis Untuk Mendukung Akselarasi Pertumbuhan Bisnis Yang
» Strengthening of Information Technology Towards Digital Banking and Integrated Payment System
» 76,068,471 FA AR BJB 2016 lowress
» TOTal liabiliTY FA AR BJB 2016 lowress
» 7,757,218 FA AR BJB 2016 lowress
» TOTal eQUiTY FA AR BJB 2016 lowress
» Penggunaan Dana FA AR BJB 2016 lowress
» Fund Raising Fund Utilization
» Profit Before Tax FA AR BJB 2016 lowress
» Laba Sebelum Pajak FA AR BJB 2016 lowress
» Penghimpunan Dana Pihak Ketiga Dana Pihak ketiga bank bjb pada tahun 2015 sebesar
» Penyaluran Kredit Posisi kredit bank bjb pada tahun 2015 sebesar Rp55,29
» Assets FA AR BJB 2016 lowress
» Third Party Fund Raising Third Party Fund in bjb bank in 2015 was at Rp62.7 trillion
» Based on such Law, bank bjb as
» employee award Giving program bjb award program
» Optimalisasi fungsi Cares dan bjb club 2. Implementasi Employee Value Proposition
» Cares and bjb club Optimization 2. Employee Value Proposition Implementation
» Implementasi Aplikasi bjb Prestasiku yang
» bjb Prestasiku Application Integrated with HR
» Creative Program and Inovative bjb Better Award 3. Culture Coaching and Mentoring
» Bank bjb employee ID Card Development
» Continue developing bjb Digi; 4. Continue developing Internet Banking Corporate;
» bjb Digi. bank bjb also cooperates with some universities to provide
» Struktur Organisasi bank bjb direviu setiap tahun
» Organizational Structure of bank bjb is reviewed every year.
» Membangun integritas insan bank bjb melalui pengelolaan
» Build the integrity of the humans of bank bjb through
» Faktor-faktor negatif aspek governance process bank bjb adalah:
» GOVERNANCE OUTCOME 1. Faktor-faktor positif aspek governance outcome bank bjb adalah:
» Faktor-faktor negatif aspek governance outcome bank bjb adalah:
» pembahasan penyertaan modal kepada bank bjb syariah. 2. Lain-lainnya.
» Discussion equity participation bjb sharia bank. 2. others
» evaluasi Kinerja bank bjb 2. Lain-lainnya.
» performance evaluation bank bjb 2. others
» evaluasi pedoman Kerja Dewan Komisaris bank bjb 2. Lain-lainnya.
» evaluation Work Guidelines BoC bank bjb 2. others
» pembahasan Laporan Komite audit bank bjb 2. Lain-lainnya.
» Discussion bank audit Committee report bjb 2. others
» pembahasan pengisian posisi Komisaris utama bank bjb 2. Lain-lain.
» Discussion Filling Commissioner position bank bjb 2. others
» Discussion adjustments bank bjb
» Discussion revision bank bjb
» pembahasan Kinerja bank bjb 3. Lain-lainnya
» Persetujuan Penyesuaian Rencana Bisnis bank bjb Tahun
» Approval of bank bjb Adjustment Business Plan Year 2016-
» Approval of Auditor Services Provider bjb bank Financial
» Seluruh anggota Dewan Komisaris bank bjb tidak saling
» All members of the Board of Commissioners bank bjb not having
» Kinerja Keuangan bank bjb posisi per 25 Februari 2016. 2. Tingkat Kesehatan Bank TKB bank bjb.
» Financial performance of bank bjb per February 25, 2016. 2. Bank Soundness Level TKB of bank bjb.
» Kinerja Keuangan bank bjb posisi 18 april 2016. 2. Kepegawaian
» revaluasi asset bank bjb. 1. Financial performance of bank bjb per april 18, 2016.
» pembahasan revisi rBB bank bjb 2. penyesuaian Struktur organisasi bank bjb
» Evaluate and analyze bank bjb risk profile report quarterly
» Membahas kinerja perusahaan anak bank bjb Syariah dan
» bank bjb’s liquidity condition.
» Pembentukan Komite Tata Kelola Terintegrasi
» Pembentukan Komite Manajemen Risiko Terintegrasi
» Penyusunan Pedoman Tata Kelola Terintegrasi
» The Formation of Integrated Governance Committee
» The Formation of Integrated Risk Management Committee
» Preparation of Integrated Governance Guideline
» Penyusunan Kebijakan dan Pedoman Manajemen Risiko Terintegrasi
» Penyusunan Laporan Pelaksanaan Tata Kelola Terintegrasi
» Preparation of Policy and Guideline of Integrated Risk Management
» Preparation of Integrated Governance Implementation Report
» Proses Tata Kelola Terintegrasi
» Hasil Tata Kelola Terintegrasi
» integrated Governance structure FA AR BJB 2016 lowress
» integrated Governance Process FA AR BJB 2016 lowress
» integrated Governance results FA AR BJB 2016 lowress
» Organisasi bank bjb, termasuk kecukupan sumber daya
» bank bjb organization, including sufficient human resources
» agus debitur bank bjb Cabang Garut kepada bank bjb Cabang Garut
» Etika kerja sesama insan bank bjb b. Menjaga kerahasiaan data dan informasi perusahaan
» The work ethic among bjb employees b. Maintaining confidentiality of Company’s data, and
» 1.1 2 FA AR BJB 2016 lowress
» 2.1 amandemen anggaran Dasar FA AR BJB 2016 lowress
» 2.3 3 3.1 FA AR BJB 2016 lowress
» 3.2 3.3 FA AR BJB 2016 lowress
» 3.19 4 FA AR BJB 2016 lowress
» 1 Saham dan hak suara 1.1 1.2 2
» 2.1 2.2 2.3 2.4 2.5 FA AR BJB 2016 lowress
» 2.7 3 FA AR BJB 2016 lowress
» 4 Transaksi dengan pihak berelasi 4.1 4.2 4.3 4.4 5
» 5.1 5.2 FA AR BJB 2016 lowress
» 1.13 2 FA AR BJB 2016 lowress
» 2.1 3 3.1 FA AR BJB 2016 lowress
» 3.5 4 FA AR BJB 2016 lowress
» 4.1 4.2 FA AR BJB 2016 lowress
» 1 1.1 1.2 FA AR BJB 2016 lowress
» 1.3 2 Code of Ethics or Conduct
» 2.1 2.2 FA AR BJB 2016 lowress
» 2.4 3 FA AR BJB 2016 lowress
» 4 Struktur dan Komposisi Dewan Komisaris dan Direksi
» 5 Ketrampilan dan Kompetensi FA AR BJB 2016 lowress
» 6 Komisaris utama FA AR BJB 2016 lowress
» 6.1 6.2 FA AR BJB 2016 lowress
» 6.5 7 FA AR BJB 2016 lowress
» 7.5 8 FA AR BJB 2016 lowress
» 10 akses Informasi FA AR BJB 2016 lowress
» 11 Komite nominasi FA AR BJB 2016 lowress
» 11.1 perusahaan memiliki Komite nominasi
» 13 pemilihan Direksi dan Kinerja
» 15 penilaian Kinerja Dewan Komisaris dan Direksi secara individu
» 17 Komite remunerasiKompensasiremuneration Committee FA AR BJB 2016 lowress
» 19.1 perusahaan memiliki Komite audit
» 2 2.1 b FA AR BJB 2016 lowress
» 1 Kompetensi dan Keberagaman Dewan Komisaris dan Direksi
» 1.1 b FA AR BJB 2016 lowress
» 2 Komite nominasi FA AR BJB 2016 lowress
» 2.1 b FA AR BJB 2016 lowress
» 3 penugasan Dewan Komisaris dan Direksi
» 3.1 b FA AR BJB 2016 lowress
» 3.2 b FA AR BJB 2016 lowress
» 5 penilaian Kinerja Dewan Komisaris dan Direksi
» 5.1 b FA AR BJB 2016 lowress
» 6.1 b FA AR BJB 2016 lowress
» hak pemegang Saham 1 FA AR BJB 2016 lowress
» 1.1 P FA AR BJB 2016 lowress
» 4 4.1 P FA AR BJB 2016 lowress
» 5.1 P 1 FA AR BJB 2016 lowress
» 2.1 P FA AR BJB 2016 lowress
» 3.1 P FA AR BJB 2016 lowress
» Komponen modal | capital component
» modal Pelengkap | complementary capital
» modal Pelengkap Tambahan yang Dialokasikan Untuk mengantisipasi risiko Pasar
» 17.85 FA AR BJB 2016 lowress
» 15.89 FA AR BJB 2016 lowress
» neraca FA AR BJB 2016 lowress
» Kewajiban selisih aset dengan Kewajiban dalam neraca
» Tagihan rekening administratif FA AR BJB 2016 lowress
» Kewajiban rekening administratif selisih Tagihan dan Kewajiban dalam rekening neraca
» Kewajiban FA AR BJB 2016 lowress
» selisih aset dengan Kewajiban dalam neraca
» Kewajiban rekening administratif FA AR BJB 2016 lowress
» selisih Tagihan dan Kewajiban dalam rekening
» 508 7.081. 703 selisih Tagihan dan Kewajiban dalam rekening
» 338 7.757. 218 selisih Tagihan dan Kewajiban dalam rekening
» 401 9.674. 228 selisih Tagihan dan Kewajiban dalam rekening
» INFORMASI UMUM GENERAL INFORMATION
» INFORMASI UMUM lanjutan GENERAL INFORMATION continued
» Pendirian dan informasi umum Bank lanjutan
» Establishment and general information about the Bank continued
» Maksud dan tujuan lanjutan Purpose and objectives continued
» Manajemen eksekutif lanjutan Executive management continued
» Penawaran umum obligasi FA AR BJB 2016 lowress
» Pendirian dan informasi umum entitas anak lanjutan
» IKHTISAR KEBIJAKAN AKUNTANSI YANG SIGNIFIKAN SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» Dasar penyusunan laporan keuangan konsolidasian
» Dasar penyusunan laporan keuangan konsolidasian lanjutan
» Prinsip konsolidasi lanjutan Principles of consolidation continued
» Penjabaran mata uang asing lanjutan Foreign currency translation continued
» Aset keuangan dan liabilitas keuangan lanjutan
» Financial assets and liabilities continued
» Giro pada Bank Indonesia dan bank lain Current accounts with Bank Indonesia and
» Penempatan pada Bank Indonesia dan bank
» Surat berharga lanjutan Marketable securities continued
» Efek-efek yang dibeli dengan janji dijual kembali Reverse Repo
» Wesel ekspor dan tagihan lainnya
» Instrumen keuangan derivatif FA AR BJB 2016 lowress
» j. Derivative financial instruments
» Kredit yang diberikan lanjutan Loans continued
» Pembiayaanpiutang syariah FA AR BJB 2016 lowress
» Pembiayaanpiutang syariah lanjutan FA AR BJB 2016 lowress
» Sharia financingreceivables continued FA AR BJB 2016 lowress
» Identifikasi dan pengukuran penurunan nilai atas aset keuangan
» Identifikasi dan pengukuran penurunan nilai atas aset keuangan lanjutan
» Identification and measurement of impairment for financial assets continued
» Tagihan dan liabilitas akseptasi Acceptances receivable and payable
» Aset tetap lanjutan Fixed assets continued
» Penurunan nilai aset non-keuangan lanjutan
» Impairment of non-financial assets continued
» Beban dibayar dimuka FA AR BJB 2016 lowress
» Prepaid expenses FA AR BJB 2016 lowress
» Liabilitas segera FA AR BJB 2016 lowress
» Obligations due immediately FA AR BJB 2016 lowress
» Simpanan nasabah, simpanan nasabah syariah dan dana syirkah temporer
» Deposits from customers, Sharia deposits from customers and Temporary syirkah
» Simpanan dari bank lain lanjutan
» Deposits from other banks continued
» Efek-efek yang dijual dengan janji untuk dibeli kembali
» Marketable securities sold under repurchase agreements
» Pinjaman yang diterima FA AR BJB 2016 lowress
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