INSTITUTIONAL BANKING To improve brand awareness of bjb bank money

annual report 2016 173 Growing Together with new expanding opportunities Aside from facing competition in the national banking industry, in particular, bank bjb also face competition with conventional banks BUKU III business class Banks with a core capital of Rp 5 trillion to less than Rp30 trillion. Market share of the Company based on total assets, total third party funds, and total loan granted is described as following. jumlah aset Total assets 98,48 1,52 2016 bank bjb bank bjb industri Perbankan banking industry jumlah Dana Pihak Ketiga Total Third Party funds 98,49 1,51 2016 bank bjb bank bjb industri Perbankan banking industry jumlah Pinjaman yang diberikan Total loans Granted 98,58 1,42 2016 bank bjb bank bjb industri Perbankan banking industry Pangsa Pasar bank bjb di industri Perbankan indonesia berdasarkan jumlah aset, jumlah dana pihak ketiga, dan jumlah pinjaman yang diberikan Tahun 2016 market share of bank bjb in indonesia banking industry based on total assets, total third party funds, and total loans granted in 2016 Jumlah Aset Total assets 2016 2015 2014 1.35 1.46 1.52 Jumlah Dana Pihak Ketiga Total third party funds 2016 2015 2014 1.30 1.43 1.51 Jumlah Kredit Yang Diberikan Total loans granted 2016 2015 2014 1.33 1.79 1.42 Grafik Pangsa Pasar bank bjb di industri Perbankan indonesia berdasarkan jumlah aset, jumlah DPK, dan jumlah KYD selama tahun 2014-2016 bank bjb market share Graph in indonesia banking industry based on the number of assets, the amount of deposits and number of KYD during the years of 2014-2016 Selain menghadapi persaingan di industri perbankan nasional, secara khusus, bank bjb menghadapi persaingan dengan bank umum konvensional kelas usaha BUKU III Bank dengan modal inti Rp5 triliun sampai dengan kurang dari Rp30 triliun. Pangsa pasar Perseroan berdasarkan jumlah aset, jumlah dana pihak ketiga, dan jumlah pinjaman yang diberikan diuraikan sebagai berikut. Tabel Pangsa Pasar bank bjb di industri Perbankan Kelas Usaha bUKU iii Table of bank bjb market share in banking industry business class bUKU iii dalam miliar rupiah, kecuali dinyatakan lain | in billions of rupiah, unless otherwise stated Uraian | Description 2016 2015 2014 Jumlah aset Total assets Bank umum BuKu III | Commercial Bank BuKu III 2,410,757 2,245,451 1,762,817 bank bjb | bank bjb 102,318 88,697 75,861 pangsa pasar | Market Share 4.24 3.95 4.30 Jumlah Dana pihak Ketiga Total Third party Fund Bank umum BuKu III | Commercial Bank BuKu III 1,633,429 1,517,441 1,267,728 bank bjb | bank bjb 73,030 62,903 53,488 pangsa pasar | Market Share 4.47 4.15 4.22 TINJAUAN OPERASIONAL oPeRaTional RevieW