Evaluate and analyze bank bjb risk profile report quarterly
annual report 2016
513
Growing Together with new expanding opportunities
Warga negara Indonesia, berdomisili di Bandung. Lahir di Garut pada 5 Agustus
1952, saat ini berusia 64 tahun.
Menyelesaikan pendidikan di Akademi Fakultas IPPS IKIP Bandung tahun
1980. Meraih gelar Sarjana di bidang Hukum dari Universitas Islam Nusantara
pada tahun 1987 dan memperoleh gelar Master of Science MSI di bidang
Administrasi Negara dari Universitas Garut pada tahun 2000. Aktif mengikuti
pelatihan diantaranya Membangun Key Performance Indicators
KPI Direksi-Komisaris dan Implementasi
POJK No. 45POJK.032015, Seminar BPDSI, International Risk Management
Refreshment Program For Executives , dan
Seminar Prospek Perekonomian Nasional 2017 Peluang Dan Tantangan Industri
Perbankan.
Beliau menjabat sebagai Kepala Dinas Pendapatan dan Pengelolaan Keuangan
DPPK Daerah Kabupaten Bandung 2007-2010, dan Komisaris Utama di
PT Citra Bangun Selaras 2010-2011.
Diangkat sebagai Komisaris Independen Perseroan sejak 25 Juli 2011 berdasarkan
akta keputusan RUPS LB No 76 tahun 2011, kemudian diangkat kembali
pada 31 Maret 2015 berdasarkan akta keputusan RUPS No 117,118,119 tahun
2015. Citizen of Indonesia, domiciled in
Bandung. Born in Garut on 5 August 1952, currently 64 years old.
Finished his education at IPPS Faculty Academy, IKIP Bandung in 1980.
Obtained Bachelor in Law degree from Universitas Islam Nusantara in 1987
and Master of Science MSI majoring in State Administration from Garut
University in 2000. Actively participates in trainings, among others, Developing Key
Performance Indicators KPI Directors- Commissioners and Implementation
of POJK No.45POJK.032015, BPDSI Seminar, International Risk Management
Refreshment Program For Executives, and Seminar of National Economics
Prospect 2017, Opportunities and Challenges in Banking Industry.
He has previous experience as the Head of Financial Revenue and Management
Agency DPPK of Bandung Regency 2007-2010, and as a President
Commissioner at PT Citra Bangun Selaras 2010-2011.
He has been appointed as the Company’s Commissioner since 25 July 2011 based
on EGMS Deed of Resolution No.76 of 2011, and later was reappointed on
31 March 2015 based on GMS Deed of Resolution No.117, 118, 119 of 2015.
Yayat Sutaryat
anggota Komite pemantau risiko Member of risk Monitoring Committee
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
Laporan Tahunan 2016
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Semakin Berkembang Bersama peluang Baru yang Membentang
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
Suwarta
Warga negara Indonesia, berdomisili di Bekasi. Lahir di Sukoharjo pada 28
Desember 1971, saat ini berusia 45 tahun.
Beliau lulus dari Sekolah Tinggi Akuntansi Negara pada tahun 1994 dan Sarjana
EkonomiAkuntansi dari Universitas Satya Negara Indonesia pada tahun
1997. Kemudian Beliau memperoleh gelar Sarjana di Bidang Hukum Bisnis pada
tahun 2009 dan gelar Magister Hukum Bisnis dari Universitas Indonesia pada
tahun 2006. Saat ini sedang menempuh pendidikan Doktoral di bidang Manajemen
Bisnis pada Universitas Brawijaya.
Beliau pernah menduduki berbagai jabatan penting antara lain sebagai
Direktur Utama Best Parking 2009- 2011, dan Komite Audit KSO Sucofindo
Surveyor Indonesia 2010-2012. Saat ini beliau masih menjabat sebagai
partner pada Jmt Law House sejak 2003.
Diangkat pertama kali sebagai Komisaris Independen pada pada tanggal 23 Maret
2016 berdasarkan akta keputusan RUPS nomor 60.
Citizen of Indonesia, domiciled in Bekasi. Born in Sukoharjo on 28 December
1971, currently 45 years old.
Graduated from Indonesian State College of Accountancy STAN in 1994
and Bachelor of EconomicsAccounting from Universitas Satya Negara Indonesia
in 1997. Then, he obtained Bachelor of Business Law in 2009 and Magister
of Business Law from University of Indonesia in 2006. He is currently
pursuing Doctoral Degree in Business Management at Brawijaya University.
He has previous experience in many important positions, among others, as a
President Director at Best Parking 2009- 2011, and a KSO Audit Committee of
Sucofindo Surveyor Indonesia 2010- 2012. He is currently a partner at Jmt Law
House, beginning in 2003.
He was appointed as an Independent Commissioner, the first time, on 23
March 2016 based on GMS Deed of Resolution No.60.
anggota Komite pemantau risiko Member of risk Monitoring Committee
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STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
Warga negara Indonesia, berdomisili di Bandung Lahir di Tarakan tanggal 18
Desember 1968, saat ini berusia 48 tahun. Diangkat sebagai anggota Komite Pemantau
Risiko Perseroan sejak 1 Januari 2014 dan diperpanjang berdasarkan Surat Keputusan
Direksi Nomor 1140SKDIR-CS2015 tanggal 04 Januari 2016.
Meraih gelar Sarjana di bidang Akuntansi dari Universitas Padjajaran tahun 1987, Magister
Akuntansi dari Universitas Gadjah Mada tahun 1998, serta Doktor di bidang Manajemen
Bisnis pada Universitas Padjajaran tahun 2004 Beliau menduduki berbagai jabatan
penting, antara lain sebagai Staf Ahli KAP Roebiandini S Bidang Keuangan, Konsultan
dan Peneliti Akuntansi dan Keuangan dan Sekretaris Program Studi Doktor Ilmu
Akuntansi FEB UNPAD.
Warga negara Indonesia, berdomisili di Bandung Lahir di Surakarta, pada tanggal
25 Agustus 1956 saat ini berusia 61 tahun. Diangkat sebagai anggota Komite Pemantau
Perseroan sejak 28 Juli 2007 dan diperpanjang berdasarkan Surat Keputusan Direksi Nomor
066SKDIR-CS2016 tanggal 28 Juli 2016.
Meraih gelar Diploma di bidang Geologi dari Institut Teknologi Bandung pada tahun
1982 dan memperoleh gelar Sarjana di bidang Ekonomi Universitas Padjajaran pada
tahun 1983, dan gelar Master of Art di bidang Ekonomi dari Ohio State University pada
tahun 1987, serta Doktor di bidang Ekonomi dari University of Oklahoma pada tahun
2001. Beliau menduduki berbagai jabatan penting pada Universitas Padjajaran, antara
lain sebagai Dean, Faculty of Economics and Business Padjadjaran University 2012-2016,
Vice Dean for Academic Affairs, Faculty of Economics Padjadjaran University 2000 –
sekarang Dosen Fakultas Ekonomi, Uniersitas Padjajaran 1983 – sekarang.
Indonesian citizen, domiciled in Bandung. Born in Tarakan on December 18,
1968, currently years old. Appointed as a member of the Risk Monitoring
Committee of the Company since January 1, 2014 by the Board of Directors Decree
and reappointed by No. 1140SKDIR- CS2015 dated January 4, 2016.
She holds a Bachelor degree in Accounting from Padjadjaran University in 1987,
Master of Accounting from Gadjah Mada University in 1998, and Doctorate in
Business Management from Padjadjaran University in 2004. She has held several
important positions, including as Finance Expert Staff to KAP Roebiandini S
Consultants and Researcher in Accounting and Finance and the Secretary of Doctoral
Studies Program of Accounting FEB UNPAD.
Indonesian citizen, domiciled in Bandung. Born in Surakarta, on August 25, 1956, currently 61
years old. Appointed as member of the Risk Monitoring Committee of the Company since
July 28, 2007 based on the Board of Directors Decree and reappointed by No. 066SKDIR-
CS2016 dated July 28, 2016.
He holds a Diploma in Geology from the Bandung Institute of Technology in 1982,
earned a Bachelor degree in Economics from Padjadjaran University in 1983, and
a Master of Art in Economics from Ohio State University in 1987, and a Doctorate in
Economics from the University of Oklahoma in 2001. He has held several important
positions at Padjadjaran University, among others as Dean of Faculty of Economics and
Business Padjadjaran University 2012- 2016, Assistant to Dean for Academic
Affairs, Faculty of Economics Padjadjaran University 2000 - present, lecturer at
Faculty of Economics Padjadjaran University 1983 - present
Tettet Fitrijanti
Nury Effendi
anggota Komite pemantau risiko Member of risk Monitoring Committee
anggota Komite pemantau risiko risk Monitoring Committee
Laporan Tahunan 2016
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STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
KUalifiKasi PenDiDiKan Dan PenGalaman Kerja KOmiTe PemanTaU risiKO
Per 31 Desember 2016, kualifikasi pendidikan dan pengalaman kerja Ketua dan Anggota Komite Pemantau Risiko adalah
sebagai berikut.
Tabel Kualifikasi Pendidikan dan Pengalaman Kerja Komite Pemantau risiko Table of educational Qualification and Work experience of the risk monitoring committee
nama name
Pendidikan education
Pengalaman Kerja Work experience
rudhyanto Mooduto • S1 akuntansi
• S2 Bisnis Internasional • Bachelor of accounting
• Master of International Business • penasihat Senior BnI Kantor pusat
• Direktur utama pT asian hybrid Seed Technologies Indonesia • Direktur utama pT persona prima utama
• Senior advisor for BnI head office • president Director of pT asian hybrid Seed Technologies Indonesia
• president Director of pT persona prima utama
Muhadi • S1 Tehnik Geodesi
• S2 perencanaan Wilayah dan Kota • Bachelor of Geodesy engineering
• Master of regional and urban planning • Sekretaris Daerah provinsi Banten
• Kepala Dinas pengelolaan Keuangan dan aset Daerah DpKaD provinsi Banten
• Kepala Dinas pendapatan provinsi Banten • Secretary of Banten province
• head of regional Finance and asset Management DpKaD for Banten province
• head of Banten provincial revenue office Yayat Sutaryat
• S1 hukum • S2 administrasi negara
• Bachelor of Law • Master of State administration
• Kepala Badan administrasi Keuangan Daerah • Kepala Dinas pendapatan dan pengelolaan Keuangan Daerah
• Komisaris utama pT CBS • head of regional Financial administration
• head of regional Financial Management and revenue office • president Commissioner of pT CBS
Suwarta • S1 akuntansi
• S1 hukum ekonomi • S2 hukum Bisnis
• S3 Manajemen Bisnis • Bachelor of accounting
• Bachelor of economic Law • Master of Business Law
• phd of Business Management • Komite audit KSo Sucofindo Surveyor Indonesia
• partner JmtLawhouse • Direktur utama Best parking
• audit Committee for KSo Sucofindo Surveyor Indonesia • partner at Jmt Lawhouse
• president Director of Best parking
nury effendi • DIII Geologi
• S1 ekonomi • S2 ekonomi
• S3 ekonomi • Diploma III Geology
• Bachelor of economics • Master of economics
• phd of economics • Dean, Faculty of Economics and Business padjadjaran university
• Dean for Academic Affairs, Faculty of Economics padjadjaran university • Dosen Fakultas ekonomi, uniersitas padjajaran
• Dean, Faculty of economics and Business padjadjaran university • Dean for academic affairs, Faculty of economics, padjadjaran
university • Lecturer of Faculty of economics, padjadjaran university
Tetet Fitrijanti • S1 akuntansi
• S2 akuntansi • S3 Keuangan
• Bachelor of accounting • Bachelor of accounting
• phd of Finance • Staf ahli Kap roebiandini S Bidang Keuangan
• Konsultan dan peneliti akuntansi dan Keuangan • Sekretaris program Studi Doktor Ilmu akuntansi FeB unpaD
• expert Staff at Kap roebiandini S in Finance Division • Consultant and researcher of accounting and Finance
• Secretary of Doctoral program Study for accounting at FeB unpaD
eDUcaTiOn QUalificaTiOn anD WOrK eXPerience Of risK mOniTOrinG cOmmiTTee
Per 31 December 2016, education qualification and work experience of the Head and Members of the Risk Monitoring
Committee are as follows
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inDePenDensi KOmiTe PemanTaU risiKO
Anggota Komite Pemantau Risiko dari pihak independen: 1. Tidak menerima kompensasi dari bank dan anak perusahaan
bank, atau afiliasinya, kecuali upah, gaji dan fasilitas lainnya yang diterima berkaitan dengan tugas yang dilaksanakan
sebagai anggota Komite Pemantau Risiko; 2. Tidak mempunyai hubungan keluarga maupun bisnis dengan
Direksi dan Dewan Komisaris; 3. Tidak mempunyai kedudukan rangkap pada bank dan
perusahaan lainnya yang terafiliasi dengan bank; 4. Tidak memiliki tugas, tanggung jawab, dan kewenangan
yang menimbulkan benturan kepentingan.
Tabel independensi Komite Pemantau risiko Table of the independence of risk monitoring committee
aspek independensi independence aspect
rudhyanto mooduto
muhadi Yayat
sutaryat suwarta
Tettet fitrijanti
Nury Efendi
Tidak memiliki hubungan keuangan dengan Dewan Komisaris dan Direksi
no financial relationship with the Board of Commissioners and Directors
√ √
√ √
√ √
Tidak memiliki hubungan kepengurusan di perusahaan, anak perusahaan, maupun perusahaan ailiasi
No management relationship in the company, subsidiaries, or affiliated companies
√ √
√ √
√ √
Tidak memiliki hubungan kepemilikan saham di perusahaan No stock ownership relationship in the company
√ √
√ √
√ √
Tidak memiliki hubungan keluarga dengan Dewan Komisaris, Direksi, danatau sesama anggota Komite Audit
No family relationship with the Board of Commissioners, Directors, andor fellow member of the Audit Committee
√ √
√ √
√ √
Tidak menjabat sebagai pengurus partai politik, pejabat dan pemerintah
Does not serve as political party officials, or government officials
√ √
√ √
√ √
PenGembanGan KOmPeTensi KOmiTe PemanTaU risiKO
Sepanjang tahun 2016, anggota Komite Pemantau Risiko Perseroan telah mengikuti berbagai program peningkatan
kompetensi berupa pelatihan, workshop, konferensi, seminar, sebagaimana tabel berikut ini:
risK mOniTOrinG cOmmiTTee inDePenDence
Risk Monitoring Committee members are from independent parties: 1. They do not receive any compensation from the banks and
its subsidiaries, or its affiliates, except for wages, salaries and other facilities received relating to tasks performed as
a member of the Risk Monitoring Committee; 2. They do not have any family or business relationships with
the Board of Directors or the Board of Commissioners; 3. They do not hold dual positions in banks and other
companies affiliated with the bank; 4. They do not have duties, responsibilities and authority that
may give rise to conflicts of interest.
risK mOniTOrinG cOmmiTTee cOmPeTence DeVelOPmenT
Throughout 2016, members of the Risk Oversight Committee participated in programs to increase their competence in the
form of training, workshops, conferences, seminars, as shown in the following table:
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
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Tabel Pengembangan Kompetensi Komite Pemantau risiko Table of risk monitoring committee’s competence Development
nama name
jabatan Position
materi Pengembangan Kompetensi Pelatihan
material Development competency Training
Waktu dan Tempat Pelaksanaan
Time and place implementation Jenis Pelaihan dan Penyelenggara
Type of Training and Operator
rudhyanto Mooduto Ketua Komite
pemantau risiko Asean Global Leadership Program
asean Global Leadership program 8 Mei – 13 Mei 2016
pelatihan utama Main Training
International risk Management refreshment program for executives
International Risk Management refreshment program for executives
15 oktober- 22 oktober 2016 pelatihan utama
Main Training
Muhadi anggota Komite
pemantau risiko Seminar BpDSI
BpDSI Seminar 2 april 2016
Softskill Softskill
Asean Global Leadership Program asean Global Leadership program
8 Mei – 13 Mei 2016 pelatihan utama
Main Training Seminar BpDSI
BpDSI Seminar 3 September 2016
Softskill Softskill
Yayat Sutaryat anggota Komite
pemantau risiko Membangun Key Performance Indicator KpI
DireksiKomisaris dan Implementasi poJK no. 45poJK.032015
Building key performance indicator kpi of directorscommissioners and implementation
of pojk no. 45pojk.03201 24 – 25 februari 2016
Technical skill Technical skill
Seminar BpDSI BpDSI Seminar
2 april 2016 Softskill
Softskill International Risk Management refreshment
program for executives International risk Management refreshment
program for executives 15 oktober- 22 oktober 2016
pelatihan utama Main Training
Seminar prospek perekonomian nasional 2017 peluang dan tantangan industri perbankan
Seminar of 2017 national economic prospect, opportunities and challenges of banking
industry 3 november 2016
Softskill Softskill
Suwarta anggota Komite
pemantau risiko Bank credit risk measurement, capital and
accounting requirements under basel III and IFRS 9 15 agustus 2016
pelatihan utama Main Training
Tettet Fitrijanti anggota Komite
pemantau risiko -
- -
nury effendi anggota Komite
pemantau risiko -
- -
raPaT KOmiTe PemanTaU risiKO
Ketentuan mengenai rapat Komite Pemantau Risiko diatur dalam Pedoman dan Tata Tertib Kerja Komite Pemantau Risiko,
yaitu: 1. Komite Pemantau Risiko mengadakan rapat sekurang-
kurangnya dua kali dalam satu bulan, disesuaikan dengan kebutuhan Bank.
2. Rapat Komite Pemantau Risiko dapat mengambil keputusan apabila sekurang-kurangnya dihadiri oleh 51 lima puluh
satu per seratus dari jumlah anggota termasuk seorang Komisaris Independen.
3. Keputusan rapat Komite Pemantau Risiko dilakukan berdasarkan musyawarah mufakat.
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
risK mOniTOrinG cOmmiTTee meeTinGs
The provisions related to the Risk Monitoring Committee meetings are set forth in the Risk Monitoring Committee
Working Guidelines and Rules of Conduct, namely: 1. Risk Monitoring Committee holds meetings at least twice
a month, tailored to their needs. 2. Risk Monitoring Committee Meeting can make decisions if
attended by at least 51 fifty one percent of the members including an Independent Commissioner.
3. Risk Monitoring Committee meetings decisions are based on consensus.
annual report 2016
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Growing Together with new expanding opportunities
4. Apabila dalam musyawarah tidak tercapai kata mufakat, maka pengambilan keputusan dilakukan dengan cara
pengambilan suara terbanyak pemungutan suara. 5. Sehubungan dengan pemungutan suara, maka setiap
anggota Komite Pemantau Risiko yang hadir berhak memberikan 1 satu suara dan tambahan 1 satu suara
untuk setiap anggota Komite Pemantau Risiko yang berasal dari KomisarisKomisaris Independen yang diwakilinya dan
dilengkapi dengan surat kuasa.
6. Rapat Komite Pemantau Risiko dipimpin oleh ketua Komite Pemantau Risiko atau anggota Komite Pemantau Risiko
yang ditunjuk apabila ketua Komite Pemantau Risiko berhalangan hadir dan dituangkan dengan jelas dalam
risalah rapat.
7. Jika dipandang perlu, Komite Pemantau Risiko dapat mengundang pihak lain yang terkait dengan materi rapat
dalam rapat Komite Pemantau Risiko. 8. Setiap rapat Komite Pemantau Risiko dituangkan dalam
risalah rapat dan ditandatangani oleh seluruh anggota Komite yang hadir serta didokumentasikan dengan baik.
9. Perbedaan pendapat dissenting opinions yang terjadi dalam rapat Komite Pemantau Risiko wajib dicantumkan dalam
risalah rapat beserta alasan perbedaan pendapat tersebut.
freKUensi Dan TinGKaT KeHaDiran raPaT KOmiTe PemanTaU risiKO
Selama tahun 2016, Komite Pemantau Risiko telah menyelenggarakan total 13 tiga belas kali rapat dengan
frekuensi dan tingkat kehadiran anggota komite dalam rapat yang disajikan sebagai berikut.
Tabel Tingkat Kehadiran rapat Komite Pemantau risiko Table of risk monitoring committee meeting attendance
nama name
jabatan Position
Periode Period
Total rapat number of
meeting jumlah
Kehadiran attendance
Persentase Percentage
rudhyanto Mooduto
Ketua Komite pemantau risiko Chairman of risk Monitoring Committee
31 Maret 2015 sampai dengan tahun ke 4 sejak tanggal diangkat Maret 31, 2015 until the fourth year since appointed date
13 13
100 Muhadi
anggota Komite pemantau risiko Member of risk Monitoring Committee
31 Maret 2015 sampai dengan tahun ke 4 sejak tanggal diangkat Maret 31, 2015 until the fourth year since appointed date
13 12
92,31 Yayat
Sutaryat anggota Komite pemantau risiko
Member of risk Monitoring Committee 31 Maret 2015 sampai dengan tahun ke 4 sejak tanggal diangkat
Maret 31, 2015 until the fourth year since appointed date 13
9 69,23
Suwarta anggota Komite pemantau risiko
Member of risk Monitoring Committee 23 Maret 2016 sampai dengan tahun ke 4 sejak tanggal diangkat
Maret23, 2015 until the fourth year since appointed date 9
5 55,55
4. Where consensus is not reached, then the decision is made by taking a majority vote polling.
5. With respect to voting, each Risk Monitoring Committee member present is entitled to one 1 vote and an
additional one 1 vote for each Risk Monitoring Committee member who represents a Commissioner Independent
Commissioner and is equipped with a power of attorney.
6. The Risk Monitoring Committee Meeting is chaired by the Risk Monitoring Committee chairman or member appointed
if the Risk Monitoring Committee chairman is unable to attend and is set forth clearly in the minutes of the meeting.
7. If deemed necessary, the Risk Monitoring Committee may invite other parties associated with the meeting agenda to
attend the Risk Monitoring Committee meeting. 8. Minutes are taken for each Risk Monitoring Committee
meeting noted and are signed by all members of the Committee present and are well documented.
9. Dissenting opinions that occurs during the Risk Monitoring Committee meeting shall be included in the meeting minutes
with the reasons for such dissent.
risK mOniTOrinG cOmmiTTee meeTinG freQUencY anD aTTenDance leVel
During 2016, the Risk Monitoring Committee held 13 thirteen meetings with the frequency and level of committee members
attendance at the meeting as follows.
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
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Tettet Fitrijanti
anggota Komite pemantau risiko Member of risk Monitoring Committee
01 Januari 2016 sampai dengan 31 Desember 2017 Januari 01, 2016 until Desember 31, 2017
13 13
100 nurry
efendi anggota Komite pemantau risiko
Member of risk Monitoring Committee 28 Juli 2015 sampai dengan 27 Juli 2017
July 28, 2015 until Juli 27, 2017 13
6 46,15
aGenDa raPaT KOmiTe PemanTaU risiKO
Sepanjang tahun 2016, tanggal pelaksanaan, agenda rapat dan peserta rapat Komite Pemantau Risiko, sebagai berikut.
Tabel Agenda Rapat Komite Pemantau Risiko Table of meeting agenda of the risk monitoring committee
no. Tanggal rapat
meeting Date agenda rapat
meeting agenda Peserta Rapat
meeting Participant
1 21 Januari 2015
21 January 2015 • pembahasan Laporan Root Cause of Credit Risk rCCr;
• pembahasan realisasi dan Target periode 31 Desember 2015. • Lain-lain.
• root Cause of Credit risk rCCr report Discussion; • Discussion of realization and Target for period of 31 December
2015. • others.
• rudhyanto Mooduto • Muhadi
• Tettet Fitrijanti
2 05 Februari 2016
5 February 2016 • hasil pemantauan Bisnis dan perkreditan.
• Risk Profile bank bjbTriwulan IV 2015.
• Lain-lain. • Business and Credit Monitoring results.
• Bank bjb risk profile Quarter IV of 2015.
• others. • rudhyanto Mooduto
• agus hery Subagyo • usman
• nury effendi • Tettet Fitrijanti
3 04 Maret 2016
4 March 2016
• pembahasan Tingkat Kesehatan bank bjb Semester II 2015.
• pembahasan Kantor Cabang rugi • Lain lain
• Discussion on bank bjb health Level for Semester II of 2015.
• Discussion on Loss of Branch office • others
• rudhyanto Mooduto • Muhadi
• Yayat Sutaryat • nury effendi
• Tettet Fitrijanti • Divisi Manajemen risiko
4 17 Maret 2016
17 March 2016
• pembahasan Tingkat Kesehatan bank bjb. • pembahasan Kinerja bank bjb periode Februari 2016.
• Lain-lain.
• Discussion on bank bjb health Level. • Discussion on bank bjb performance for period of February 2016.
• others. • rudhyanto Mooduto
• Muhadi • Tetet Fitrijani
5 30 Maret 2015
30 March 2015 • pembahasan Indikator profil risiko Yang Berperingkat Moderate 3.
• pembahasan Kinerja bank bjb periode 28 Maret 2016.
• Lain-lain • Discussion on Moderate-Level risk profile Indicator 3.
• Discussion on bank bjb performance for period of 28 March 2016
• others • rudhyanto Mooduto
• Yayat Sutaryat • Muhadi
• Tettet Fitrijanti
6 21 april 2016
21 april 2016 • pembahasan Mengenai pengaruh potensi risiko hukum dan risiko
reputasi terhadap Tingkat Kesehatan bank bjb.
• Lain-lain • Discussion on the Impact of potential Legal risk and reputation
risk against bank bjb health Level.
• others • rudhyanto Mooduto
• Muhadi • Yayat Sutaryat
• Suwarta • nury effendi
• Tettet Fitrijanti 7
05 agustus 2016 5 august 2016
• pembahasan Laporan Risk Profile 2016 • Lain-lain.
• Discussion on 2016 risk profile report • others.
• rudhyanto Mooduto • Muhadi
• Suwarta • nury effendi
• Tettet Fitrijanti
meeTinG aGenDa Of risK mOniTOrinG cOmmiTTee
Throughout 2016, the implementation date, Meeting agenda, and Risk Monitoring Committee Meeting Attendees are as
follows.
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
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Tabel Agenda Rapat Komite Pemantau Risiko Table of meeting agenda of the risk monitoring committee
no. Tanggal rapat
meeting Date agenda rapat
meeting agenda Peserta Rapat
meeting Participant
8 08 September 2016
8 September 2016 • pembahasan profil risiko Triwulan II 2016.
• pembahasan Manajemen risiko dan pemantauan Bisnis Kredit uMKM
• Lain-lain. • Discussion on risk profile for Quarter II of 2016.
• Discussion on risk Management and MSMe Credit Business Monitoring
• others. • rudhyanto Mooduto
• Muhadi • Yayat Sutaryat
• Suwarta • nury effendi
• Tettet Fitrijanti
9 06 oktober 2016
6 october 2016 • pembahasan perkembangan Bisnis dan perkreditan periode
September 2016.
• pembahasan Stress Test Likuiditas bank bjb dan Tingkat Kesehatan
Bank periode Semester I 2016. • Lain-lain.
• Discussion on Business and Credit Development for period of September 2016.
• Discussion on bank bjb Liquidity Stress Test and Bank health Level
for period of Semester I of 2016. • others.
• rudhyanto Mooduto • Muhadi
• Suwarta • Yayat Sutaryat
• nury effendi • Tettet Fitrijanti
10 17 november 2016
17 november 2016 • pembahasan Laporan Risk Profile TW III 2016.
• Lain-lain. • Discussion on risk profile report for Quarter III of 2016.
• others. • rudhyanto Mooduto
• Muhadi • Yayat Sutaryat
• Tettet Fitrijanti 11
24 november 2016 24 november 2016
• pembahasan Laporan Stress Test pendirian Bank Banten. • pembahasan profil risiko Triwulan III 2016
• Lain-lain. • Discussion on Bank Banten establishment Stress Test report.
• Discussion on risk profile for Quarter III of 2016. • others.
• rudhyanto Mooduto • Muhadi
• Yayat Sutaryat • Tettet Fitrijanti
12 08 Desember 2016
8 December 2016 • pembahasan hasil Konfirmasi pemeriksaan oJK Tahun 2014.
• Lain-lain. • Discussion on 2014 FSa audit Confirmation results.
• others. • rudhyanto Mooduto
• Muhadi • Suwarta
• Yayat Sutaryat • Tettet Fitrijanti
13 14 Desember 2016
14 December 2016 • pembahasan hasil Konfirmasi pemeriksaan oJK Tahun 2014
Kasus pT. pLn dengan pT. nincec Multi Dimensi. • Lain-lain
• Discussion on 2014 FSa audit Confirmation results Case of pT. pLn with pT. nincec Multi Dimensi.
• others • rudhyanto Mooduto
• Muhadi • Yayat Sutaryat
• Tettet Fitrijanti
laPOran sinGKaT PelaKsanaan KeGiaTan KOmiTe PemanTaU risiKO TaHUn 2016
Sesuai program kerja Komite Pemantau Risiko KPR, maka pada tahun 2016 telah direalisasikan rencana kerja sebagai berikut.
1. Mengevaluasi kecukupan penerapan manajemen risiko dari aspek kebijakan melalui review kecukupan pedoman,
perangkat manajemen risiko dan parameter variabel peringkat risiko.
2. Mengevaluasi peringkat risiko berdasarkan Laporan Profil Risiko self assesment dan memberikan rekomendasi
berdasarkan hasil evaluasi tersebut kepada Dewan Komisaris.
brief rePOrT On THe imPlemenTaTiOn Of risK mOniTOrinG cOmmiTTee acTiViTies in
2016
In accordance with work programs of the Risk Monitoring Committee KPR, in 2016, the work plans were realized as
follows. 1. Evaluate the adequacy of risk management implementation
of policy aspect through adequacy review of guidelines, risk management tools, and risk rating variable parameters.
2. Evaluate risk level based on self assessment Risk Profile Report and provide recommendation based on such results
to the Board of Commissioners.
STRUKTUR DAN MEKANISME GCG
STRucTuRe anD MechaniSM of gcg
Laporan Tahunan 2016
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Semakin Berkembang Bersama peluang Baru yang Membentang
3. Memantau Laporan Tingkat Kesehatan Bank self assesment. 4. Menelaah
Liquidity Credit Stress Test. 5. Menelaah Laporan Analisa Root Cause Credit Risk RCCR.
6. Mereview Pedoman Pengukuran Risiko Pasar Likuiditas. 7. Membahas manajemen risiko kredit UMKM Mikro.