Financial performance of bank bjb per February 25, 2016. 2. Bank Soundness Level TKB of bank bjb.

Laporan Tahunan 2016 460 Semakin Berkembang Bersama peluang Baru yang Membentang PENILAIAN KINERJA DIREKSI Proses pelaksanaan assessment terhadap kinerja Direksi oleh Pemegang Saham dilakukan melalui mekanisme Rapat Umum Pemegang Saham RUPS dengan mengacu pada Kontrak Manajemen yang telah disepakati sebelumnya oleh Pemegang Saham, Dewan Komisaris, dan Direksi. PrOseDUr PelaKsanaan ASSESSMENT Kinerja DireKsi Dewan Komisaris dan Direksi menyampaikan usulan persetujuan atas pencapaian kinerja Direksi dalam RUPS dan RUPS akan memberikan pembebasan tanggung jawab sepenuhnya kepada para anggota Direksi atas pengurusan yang telah dijalankan selama tahun buku yang lalu, sejauh tindakan tersebut tercermin dalam Laporan Tahunan dan Laporan Keuangan kecuali perbuatan penggelapan, penipuan dan tindakan pidana lainnya. KriTeria eValUasi Kinerja DireKsi Penilaian kinerja anggota Direksi dilakukan oleh Rapat Dewan Komisaris danatau sistem lain yang ditetapkan oleh pemegang saham. Penilaian kinerja Direksi dirumuskan oleh Komite Remunerasi dan Nominasi serta ditetapkan oleh Dewan Komisaris setelah didiskusikan dengan Direksi, sekurang- kurangnya meliputi: 1. Kinerja Direksi secara kolegial terhadap pencapaian target Bank sesuai dengan Rencana Korporasi dan Rencana Bisnis. 2. Pelaksanaan prinsip-prinsip GCG baik secara individual maupun kolegial. Dewan Komisaris dapat menilai kinerja anggota Direksi menurut faktor lainnya, antara lain: 1. Pencapaian target dan anggaran yang telah ditetapkan pada awal tahun anggaran. 2. Integritas, misalnya benturan kepentingan muncul. 3. Pengetahuan dan pemahaman anggota Direksi atas nilai- nilai, misi, rencana strategis serta rencana usaha Bank, dan merefleksikan pemahaman ini kepada isu-isu penting sepanjang tahun. 4. Partisipasi Direksi dalam rapat-rapat termasuk kemampuan untuk menyampaikan, memberikan argumentasi dan memberikan solusi mengenai isu-isu strategis Bank. Kemampuan Direksi dalam mengikuti isu-isu dan tren yang berpengaruh terhadap Bank, dan menggunakan informasi tersebut untuk menilai dan mengarahkan kinerja Bank, bukan hanya dari tahun ke tahun, akan tetapi juga dalam jangka panjang. DIRECTORS PERFORMANCE ASSESSMENT The assessment implementation process against the Directors’ performance by the Shareholders is done through the mechanism of General Meeting of Shareholders GMS by referring to the Management Contract previously agreed by the Shareholders, Board of Commissioners, and Directors. PerfOrmance assessmenT PrOceDUre fOr THe bOarD Of DirecTOrs The Board of Commissioners and Board of Directors submit the proposed Board of Directors’ performance assessment to the GMS who have the authority to grant a full responsibility release to the Board of Directors’ members for the management carried out during the financial year and, to the extent such actions are reflected in the Annual Report and Financial Statements excluding any embezzlement, fraud and other criminal acts. criTeria Of DirecTOrs’ PerfOrmance eValUaTiOn Performance assessment of members of the Directors is done by Meeting of Board of Commissioners andor other system determined by the shareholders. Performance assessment of the Directors is formulated by the Remuneration and Nomination Committee and established by the Board of Commissioners after being discussed with the Directors that at least should cover: 1. Performance of Directors collegially against the Bank’s target achievement in accordance with Corporate Plan and Business Plan. 2. The implementation of GCG principles, both individually and collegially. Board of Commissioners can assess the performance of the members of the Directors according to other factors, among others: 1. Achievement of target and budget that has been established at the beginning year of the budget. 2. Integrity, such as conflict of interest occurs. 3. Knowledge and understanding of members of Directors on the values, mission, strategic plan, and the Bank’s business plan, and that these understandings are reflected on the important issues throughout the year. 4. Directors’ participation in meetings including the capability to express, give argument, and give solution regarding the Bank’s strategic issues. The Directors’ capability in following issues and trends affecting the Bank, and using this information to assess and direct the Bank’s performance, not only from year to year, but also in long-term. STRUKTUR DAN MEKANISME GCG STRucTuRe anD MechaniSM of gcg annual report 2016 461 Growing Together with new expanding opportunities 5. Hubungan anggota Direksi dengan sesama anggota Direksi, dengan Dewan Komisaris dan pihakpihak lain yang diatur dalam Anggaran Dasar dan Peraturan Perundang-undangan serta Peraturan Bank Indonesia yang berlaku. 6. Ketaatan Direksi dalam melaksanakan Anggaran Dasar, Peraturan perundang-undangan yang berlaku, ketetapan RUPS, ketetapan Dewan Komisaris, dan Peraturan Bank Indonesia. PiHaK YanG melaKUKan ASSESSMENT Pihak yang melakukan assessment atas kinerja Direksi adalah RUPS dan Dewan Komisaris. Hasil Penilaian Kinerja DireKsi Atas pelaksanaan tugas kepengurusan Perseroan oleh Direksi, RUPS dan Dewan Komisaris memutuskan bahwa Direksi telah melaksanakan tugasnya dengan baik. PENILAIAN KINERJA KOMITE DI BAWAH DIREKSI Dalam melaksanaan tugas kepengurusannya, Direksi membentuk komite-komite di tingkat Direksi sesuai dengan kebutuhan bisnis bank bjb dan ketentuan regulasi, yang diharapkan dapat menciptakan efektivitas dan efisiensi operasional, di antaranya Risk Management Committee RMC, Credit Policy Commtitee CPC, IT Steering Committee ITSC, Komite Manajemen Risiko Terintegrasi KMRT dan Asset and Liability Committe ALCO Direksi menilai bahwa selama 2016, komite-komite di bawah Direksi telah menjalankan tugas dengan baik. Risk Management Committee RMC bertugas untuk mengembangkan budaya risiko dan menetapkan arahan untuk seluruh aktivitas yang mengandung risiko. Direksi berpendapat bahwa selama tahun 2016, Risk Management Committee telah menjalankan tugas dengan baik diantaranya menyelenggarakan rapat dengan membahas Laporan Tingkat Kesehatan Bank Posisi Desember 2015, Profil Risiko Bank Triwulan I Tahun 2016 dan Pedoman Pengakuan Kerugian Risiko Operasional. Credit Policy Committee CPC bertugas untuk membantu Manajemen dalam merumuskan kebijakan, mengawasi pelaksanaan kebijakan, memantau perkembangan dan kondisi portofolio perkreditan serta memberikan saran-saran langkah perbaikan. Direksi berpendapat bahwa selama tahun 2016, 5. Relationship of members of Directors and among members of Directors, with Board of Commissioners and other parties regulated in the Articles of Association and the applicable laws and regulatoins as well as Bank Indonesia regulation. 6. Directors’ Adherence in implementing the Articles of Association, the applicable laws and regulations, GMS Resolution, Decision of the Board of Commissioners, and Bank Indonesia Regulation. assessOr The parties conducting the Board of Directors’ performance assessment is the GMS and the Board of Commissioners. resUlTs Of DirecTOrs’ PerfOrmance assessmenT For the performance of the Company’s management tasks by the Board of Directors, the GMS decided that the Board of Commissioners and Board of Directors had carried out their duties properly. PERFORMANCE ASSESSMENT OF THE COMMITTEES UNDER THE DIRECTORS In carrying out the management duties, the Directors establish committees at Directors level according to bank bjb’s business needs and provisions of the regulations which are expected to create effectiveness and efficiency of the operations, among others, Risk Management Committee RMC, Credit Policy Committee CPC, IT Steering Committee ITSC, and Integrated Risk Management Committee KMRT. The Directors assess that during 2016 the committees under the Directors had carried out the duties well. Risk Management Committee RMC has duties to develop risk culture and determine direction for all activities containing risks. The Directors believe that throughout 2016 the Risk Management Committee had carried out the duties well among others organizing meetings to discuss the Bank’s Sound Level Report for December 2015 Position, the Bank’s Risk Profile for 1st Quarter of 2016, and Guidelines for Recognition of Operational Risk Loss. Credit Policy Committee CPC has duties to assist the Management in formulating policies, monitoring implementation of policies, monitoring the development and condition of the credit portfolio, and providing suggestions for improvement. The Directors believe that throughout 2016, the Credit Policy STRUKTUR DAN MEKANISME GCG STRucTuRe anD MechaniSM of gcg