Kinerja Keuangan bank bjb posisi 18 april 2016. 2. Kepegawaian

annual report 2016 461 Growing Together with new expanding opportunities 5. Hubungan anggota Direksi dengan sesama anggota Direksi, dengan Dewan Komisaris dan pihakpihak lain yang diatur dalam Anggaran Dasar dan Peraturan Perundang-undangan serta Peraturan Bank Indonesia yang berlaku. 6. Ketaatan Direksi dalam melaksanakan Anggaran Dasar, Peraturan perundang-undangan yang berlaku, ketetapan RUPS, ketetapan Dewan Komisaris, dan Peraturan Bank Indonesia. PiHaK YanG melaKUKan ASSESSMENT Pihak yang melakukan assessment atas kinerja Direksi adalah RUPS dan Dewan Komisaris. Hasil Penilaian Kinerja DireKsi Atas pelaksanaan tugas kepengurusan Perseroan oleh Direksi, RUPS dan Dewan Komisaris memutuskan bahwa Direksi telah melaksanakan tugasnya dengan baik. PENILAIAN KINERJA KOMITE DI BAWAH DIREKSI Dalam melaksanaan tugas kepengurusannya, Direksi membentuk komite-komite di tingkat Direksi sesuai dengan kebutuhan bisnis bank bjb dan ketentuan regulasi, yang diharapkan dapat menciptakan efektivitas dan efisiensi operasional, di antaranya Risk Management Committee RMC, Credit Policy Commtitee CPC, IT Steering Committee ITSC, Komite Manajemen Risiko Terintegrasi KMRT dan Asset and Liability Committe ALCO Direksi menilai bahwa selama 2016, komite-komite di bawah Direksi telah menjalankan tugas dengan baik. Risk Management Committee RMC bertugas untuk mengembangkan budaya risiko dan menetapkan arahan untuk seluruh aktivitas yang mengandung risiko. Direksi berpendapat bahwa selama tahun 2016, Risk Management Committee telah menjalankan tugas dengan baik diantaranya menyelenggarakan rapat dengan membahas Laporan Tingkat Kesehatan Bank Posisi Desember 2015, Profil Risiko Bank Triwulan I Tahun 2016 dan Pedoman Pengakuan Kerugian Risiko Operasional. Credit Policy Committee CPC bertugas untuk membantu Manajemen dalam merumuskan kebijakan, mengawasi pelaksanaan kebijakan, memantau perkembangan dan kondisi portofolio perkreditan serta memberikan saran-saran langkah perbaikan. Direksi berpendapat bahwa selama tahun 2016, 5. Relationship of members of Directors and among members of Directors, with Board of Commissioners and other parties regulated in the Articles of Association and the applicable laws and regulatoins as well as Bank Indonesia regulation. 6. Directors’ Adherence in implementing the Articles of Association, the applicable laws and regulations, GMS Resolution, Decision of the Board of Commissioners, and Bank Indonesia Regulation. assessOr The parties conducting the Board of Directors’ performance assessment is the GMS and the Board of Commissioners. resUlTs Of DirecTOrs’ PerfOrmance assessmenT For the performance of the Company’s management tasks by the Board of Directors, the GMS decided that the Board of Commissioners and Board of Directors had carried out their duties properly. PERFORMANCE ASSESSMENT OF THE COMMITTEES UNDER THE DIRECTORS In carrying out the management duties, the Directors establish committees at Directors level according to bank bjb’s business needs and provisions of the regulations which are expected to create effectiveness and efficiency of the operations, among others, Risk Management Committee RMC, Credit Policy Committee CPC, IT Steering Committee ITSC, and Integrated Risk Management Committee KMRT. The Directors assess that during 2016 the committees under the Directors had carried out the duties well. Risk Management Committee RMC has duties to develop risk culture and determine direction for all activities containing risks. The Directors believe that throughout 2016 the Risk Management Committee had carried out the duties well among others organizing meetings to discuss the Bank’s Sound Level Report for December 2015 Position, the Bank’s Risk Profile for 1st Quarter of 2016, and Guidelines for Recognition of Operational Risk Loss. Credit Policy Committee CPC has duties to assist the Management in formulating policies, monitoring implementation of policies, monitoring the development and condition of the credit portfolio, and providing suggestions for improvement. The Directors believe that throughout 2016, the Credit Policy STRUKTUR DAN MEKANISME GCG STRucTuRe anD MechaniSM of gcg