agus debitur bank bjb Cabang Garut kepada bank bjb Cabang Garut
annual report 2016
653
Growing Together with new expanding opportunities
PEMBERIAN DANA KEGIATAN POLITIK
Direksi melalui Surat Keputusan Direksi Nomor 709SKDIR- KP2014 tanggal 07 Oktober 2014 tentang Etika Usaha dan Tata
Perilaku Code of Cunduct PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk., kode etik bank bjb merupakan pedoman
yang menjelaskan etika usaha dan tata perilaku insan bank bjb untuk melaksanakan praktik-praktik pengelolaan perusahaan
yang baik. Salah satunya mengatur mengenai Standar Tata Perilaku yaitu poin e. Menghindari benturan kepentingan dan
penyalahgunaan jabatan dan poin l. Aktivitas politik.
Kode etik bank bjb menjadi standar perilaku yang wajar, patut dan dapat dipercaya untuk semua insan bank bjb dalam
melaksanakan kegiatan usaha termasuk berinteraksi dengan pemangku kepentingan.Untuk itu, Kode etik bank bjb berlaku bagi
seluruh insan bank bjb diseluruh jenjang organisasi. Penerapan pedoman kode etik bank bjb dilaksanakan secara terus menerus
dan berkesinambungan dalam bentuk sikap, perbuatan, komitmen dan ketentuan mendukung terciptanya budaya perusahaan. Oleh
Karena itu, Bank tidak memberikan dana untuk kegiatan politik.
PENYEDIAAN DANA KEPADA PIHAK TERKAIT
Perseroan memiliki kebijakan bahwa penyedian dana pada pihak terkait dilakukan secara wajar dan transparan. Penyediaan
dana kepada pihak terkait tidak boleh bertentangan dengan prosedur umum pemberian penyediaan dana yang berlaku dan
wajib tetap memberikan keuntungan yang wajar bagi Bank dan juga Penyediaan Bank tersebut wajib mendapat persetujuan
Dewan Komisaris.
PROVIDING FUND FOR POLITICAL ACTIVITIES
The Directors through Directors’ Decree Number 709SK DIRKP2014 dated 07 October 2014 concerning Business Ethics
and Code of Conduct of PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk., explains that bank bjb code of ethics
is guideline describing business ethics and code of conduct of bank bjb’s human to implement good corporate management
practices. One of them governs about Standard Code of Conduct, which is point e, avoiding conflict of interest and misuse of
position and poin l. political activity.
bank bjb code of ethics becomes a standard behaviour that is fair, worthy, and reliable for all humans of bank bjb in carrying
out the business activities including in interacting with the stakeholders. Therefore, bank bjb code of ethics applies to all
humans of bank bjb at all levels of organization. Implementation of guideline of bank bjb code of ethics is done continuously and
sustainable in the form of attitude, action, commitment, and provision supporting the creation of corporate culture. Hence,
the Bank does not provide funds for political activities.
PROVISION OF FUNDS TO RELATED PARTY
The Company policy regulates that provision of funds to related parties should be executes properly and transparently. Provision
of funds to related parties must not conflict with the applicable general procedures of provision of funds and must still provide
a reasonable profit for the Bank. The provision also must be approved by the Board of Commissioners.
funDing foR PoliTical acTiviTieS anD PRoviSion of funDS To RelaTeD PaRTieS
PEMBERIAN DANA KEGIATAN POLITIK DAN PENYEDIAAN DANA KEPADA PIHAK TERKAIT
Laporan Tahunan 2016
654
Semakin Berkembang Bersama peluang Baru yang Membentang
Information Technology Governance merupakan kebijakan teratas yang mengatur prinsip-prinsip penyelenggaraan seluruh
proses-proses TI. Oleh karena itu, IT Governance harus selalu di- review kecukupannya, sehingga efektif untuk menjaga kualitas
pelaksanaan proses-proses TI. Hasil review dalam penyusunan Rencana Strategi Teknologi Informasi RSTI memperlihatkan
bahwa IT Governance bank bjb sebaiknya diperbaiki supaya lebih lengkap, jelas pelaku dan tanggung jawab setiap prosesnya, serta
ada ukuran setiap prosesnya. Selain IT Governance, kebijakan pendukung lainnya perlu dilengkapi, seperti Kebijakan keamanan
informasi, kebijakan pengembangan aplikasi dan kebijakan lainnya, juga SOP yang lengkap sebagai panduan detail untuk
pelaksanaannya.
Sebagai dasar untuk melakukan kontrol pelaksanaan proses TI yang benar, serta sebagai referensi untuk melakukan audit
TI. Harus mencakup daftar proses yang lengkap minimal mencakup seluruh proses yang dinyatakan dalam PBI 915,
serta deskripsi proses yang lengkap untuk setiap proses-nya, mencakup penjelasan proses, aktivitas, RACI chart, Control
Objectives, serta metrik untuk setiap aktivitasnya.
Control Objectives for Information and related Technology COBIT sebagai salah satu framework IT Governance yang paling banyak
digunakan, juga menyatakan pentingnya memiliki IT Strategic Plan yang selaras align dengan strategi bisnis.
CobiT
BUSINESS OBJECTIVES GOVERNANCE OBJECTIVES
ME1 Monitor and evaluate IT performance. ME2 Monitor and evaluate internal control.
ME3 Ensure compliance with external requirements ME4 Provide IT Governance
DS1 Define and manage service levels.
DS2 Manage third-party services.
DS3 Manage performance and capacity.
DS4 Ensure continuous service.
DS5 Ensure systems security.
DS6 Identify and allocate costs.
DS7 Educate and train users.
DS8 Manage service desk and incidents.
DS9 Manage the configuration.
DS10 Manage problems. DS11 Manage data.
DS12 Manage the physical
environment DS13 Manage operations
PO1 Define a strategic IT plan.
PO2 Define the information architecture.
PO3 Determine technological
direction.
PO4 Define the IT processes,
organisation and relationships.
PO5 Manage the IT investment
PO6 Communicate management aims
and direction.
PO7 Manage IT human resources.
PO8 Manage Quality. PO9 Assess and manage IT
risks. PO10 Manage projects.
AI1 Identity automated solutions.
AI2 Acquire and maintain applications software.
AI3 Acquire and maintain technology infrastructure.
AI4 Enable operation and use.
AI5 Procure IT resources.
AI6 Manage changes.
AI7 Install and accredit solutions and changes.
• Effectiveness • Efficiency
• Confidentiality • Integrity
• Availability • Compliance
• Reliability • Aplications
• Information • Infrastructure
• People
INFORMATION CRITERIA
PLAN AND ORGANISE
MONITORE AND VALUE
DELIVER AND SUPPORT
ACQUIRE AND IMPLEMENT
IT RESOURCE
Information Technology Governance is the highest policy governing principles of implementation of all IT process. Therefore, the
adequacy of IT Governance must always be reviewed so that it is effective to keep the quality of IT process implementation. The
result review in the preparation of Information Technology Strategic Plan RSTI shows that bank bjb IT Governance should be improved
so that it is more complete, clear actor, and clear responsibilities of each process, as well as there is a measure of each process.
Aside from IT Governance, other supporting policies should be completed such as Information Security Policy, application
development policy, and other policies, also complete SOP as a detailed guideline for the implementation.
As the basis to control good IT process implementation and as a reference to conduct IT audit, it must include a complete process list
at least include all process stated in PBI 915 and complete process description for each process, covering process explanation, activities,
RACI chart, Control Objectives, and metric for each activity. Control Objectives for Information and related Technology COBIT as one of IT
Governance framework that is mostly used also states the importance of having IT Strategic Plan that is aligned with the business strategy.
Control Objectives for Information and related Technology COBIT sebagai salah satu framework IT Governance yang
paling banyak digunakan, juga menyatakan pentingnya memiliki IT Strategic Plan yang selaras align dengan strategi bisnis.
infoRMaTion Technology goveRnance
INFORMATION TECHNOLOGY GOVERNANCE
annual report 2016
655
Growing Together with new expanding opportunities
Dalam upaya memberikan informasi yang transparan kepada publik berkaitan dengan perkembangan dan pelaksanaan
pengelolaan usaha Bank serta demi menjalankan program komunikasi pemasaran, Sejak tahun 2013 bank bjb telah
menggunakan beragam perangkat untuk menyampaikan informasi penting yang perlu diketahui para pemangku
kepentingan. Perseroan telah menyediakan akses informasi bagi Pemegang Saham dan pemangku kepentingan untuk
mendapatkan informasi lebih lanjut melalui:
Divisi Corporate Secretary Menara bank bjb
Jl. Naripan No. 12-14, Bandung Telp: 022-4234868 hunting
Fax: 022-4206099 Website: www.bankbjb.co.id
Call Center
: bjb call 14049
Twitter : infobankbjb
Facebook : bankbjb official
Instagram : bankbjb
Selain itu, informasi mengenai perkembangan saham dan permodalan Perseroan juga dapat diakses melalui website
Bursa Efek Indonesia www.idx.co.id.
WEBSITE PERSEROAN
Dengan diberlakukannya peraturan OJK No.8POJK.042015 tentang situs web emiten atau perusahaan publik, maka bank
bjb
telah melengkapi website perusahaan dengan beberapa informasi penting seperti Informasi mengenai pemegang
saham, struktur grup perusahaan, analisis kinerja keuangan, laporan keuangan 5 tahun terakhir serta profil Dewan Komisaris
dan Direksi. Selain itu, Informasi-informasi yang disajikan dalam website senantiasa diperbaharui secara berkala.
In an effort to provide public with transparent information related to the development and implementation of Banking
business management also to run the marketing communication program, in 2013 bank bjb has used various tools to convey
important information which are necessary to be acknowledged by the stakeholders. The Company has provided information
acess for shareholders and stakeholders to obtain further information through:
Corporate Secretary Division Menara bank bjb
Jl. Naripan No. 12-14, Bandung Telp: 022-4234868 hunting
Fax: 022-4206099 Website
: www.bankbjb.co.id Call Center
: bjb call 14049 Twitter
: infobankbjb Facebook
: bankbjb official Instagram
: bankbjb In addition, information regarding share development and capital
can also be accessed through Indonesian Stock Exchange www. idx.co.id.
COMPANY WEBSITE
By the effectiveness of FSA Regulation No. 8POJK.042015 concerning website of issuer or publicly listed companies,
bank bjb has completed the company website with some important information such as information on the shareholders,
company’s group structure, financial performance analysis, finance statements of the last 5 years, and profiles of the Board
of Commissioners and Directors. Moreover, the information presented in the website is updated periodically.
infoRMaTion acceSS
AKSES INfORMASI
Laporan Tahunan 2016
656
Semakin Berkembang Bersama peluang Baru yang Membentang
SIARAN PERS
Siaran pers yang telah dilakukan oleh bank bjb selama tahun 2016 yaitu:
siaran Pers Press release
no Tanggal
Date siaran Pers
Press release
1 29 Februari 2016
February 29, 2016
Laba bank bjb tahun 2015 naik 24,7 bank bjb: Year 2015: profit increased 24.7
2 26 Maret 2016
March 26, 2016
bank bjb gelar nonton bareng Batman VS Superman : Dawn of Justice
bank bjb held a movie gathering:Batman vs Superman Dawn of Justice
3 19 Maret 2016
March 19, 2016
bank bjb Bandar Lampung gelar nonton bareng Kung Fu panda 3 bank bjb Bandar Lampung held a movie gathering: Kung Fu
panda 3 4
10 Maret 2016 March 10, 2016
pemasaran produk asuransi mikro Bringin ajaib dengan model bisnis distribusi dalam rangka layanan keuangan mikro Feng Shui
Talk and Astrology Outlook 2016 Spectacular Bringin Micro Insurance product marketing with
distribution business model in relation with Feng Shui Talk and astrology outlook 2016 Financial service.
5 28 Maret 2016
March 28, 2016 Mengoptimalkan potensi bisnis dari wilayah timur Indonesia
optimizing business potentials from the eastern part of Indonesia
6 10 Februari 2016
February 10, 2016
bank bjb berikan fasilitas Kpr kepada anggota KorprI provinsi Jawa Barat
bank bjb provides house loan facilities Kpr to members of The Indonesian Civil Service Corps KorprI of West Java
province. 7
30 Maret 2016 March 30, 2016
Kerja sama tata kelola dan manajemen risiko terintegrasi antara bank bjb dengan anggota konglomerasi keuangan bjb
Governance cooperation and integrated risk management between bank bjb and members of bjb’s financial
conglomerate. 8
28 Maret 2016 March 28, 2016
bank bjb gelar rupST tahun buku 2015 bank bjb held annual General Meeting Shareholders of financial
year 2015. 9
19 Februari 2016 February 19, 2016
Warga Depok dan Bekasi bisa bayar pajak kendaraan lewat aTM bjb
residents of Depok and Bekasi can pay their vehicle tax through bjb aTM.
10 28 Maret 2016
March 28, 2016 uMKM go online, untung meningkat usaha berkembang pesat
MSMe go online, profit increases business grows rapidly. 11
28 april 2016 april 28, 2016
Kuartal I tahun 2016, laba bank bjb tumbuh 15,8 First quarter of 2016: bank bjb profit increased 15.8
12 2 Juni 2016
June 2, 2016
bank bjb raih penghargaan dari MrI Infobank bank bjb received awards from MrI and Infobank
13 6 Juni 2016
June 6, 2016
perkuat modal kerja pegadaian bersinergi dengan bank bjb
Strengthen working capital of pawn in collaboration with bank bjb
14 2 Juni 2016
June 2, 2016 Launching kantor berjalan BpK Kota Bandung, peresmian kantor
pelayanan pertanahan bersama Bandung raya, dan layanan payment point bjb Bpn
Launching of State audit agency BpK mobile office in Bandung, inauguration of mutual land service office of Bandung
raya, and payment point service bjb national Land agency Bpn
15 24 Mei 2016
May 24, 2016
bank bjb launching laku pandai “bjb BISa” bank bjb launched laku pandai “bjb BISa”
16 16 Juni 2016
June 16, 2016
bank bjb siapkan dana rp 6,7 Triliun bank bjb prepared IDr6.7 Trillion fund
17 15 Juni 2016
June 15, 2016
peresmian relokasi gedung bank bjb Kantor Wilayah IV Inauguration of bank bjb regional IV office relocation
18 5 april 2016
april 5, 2016
Memperingati hardiknas 2016, bjb berikan “Kartu bjb Cinta Guru”
Commemorate 2016 national education Day bjb gives out “bjb Cinta Guru Card”
19 24 april 2016
april 24, 2016
bank bjb gelar bjb berbagi ramadhan memberi bank bjb held bjb sharing ramadhan give out
20 1 Mei 2016
May 1, 2016
bank bjb gelar nonton bareng aaDC 2 bank bjb held a movie gathering aaDC 2
21 26 Februari 2016
February 26, 2016
Menyambut Mea 2016, ISeI Jabar – bank bjb Gelar Fun Walk
Welcoming aeC 2016, ISeI Indonesian economist association of West Java - bank bjb held Fun Walk
22 30 april 2016
april 30, 2016
bank bjb tingkatkan kerjasama dengan STIe ekuitas bank bjb improved collaboration with STIe ekuitas
23 6 april 2016
april 6, 2016
bank bjb berikan kredit infrastruktur rp 500 miliar ke pT adhi Karya persero Tbk
bank bjb gives out infrastructures credit IDr500 billion to pT adhi Karya persero Tbk
24 21 Mei 2016
May 21, 2016
bank bjb carnival land dan parade budaya semarakan huT bank bjb
ke 55 tahun
bank bjb carnival land and cultural parade in celebrating bank bjb 55th anniversary
25 25 Mei 2016
May 25, 2016
huT Kerukunan istri bank bjb KIBar anniversary of bank bjb spouse organisation KIBar
26 28 Juli 2016
July 28, 2016
Triwulan II 2016, laba bersih bank bjb naik 56,3 Second quarter of 2016, bank bjb net profit increased 56.3
PRESS RELEASE
Press releases that were done by bank bjb during the year 2016 are:
AKSES INfORMASI
infoRMaTion acceSS
annual report 2016
657
Growing Together with new expanding opportunities
siaran Pers Press release
no Tanggal
Date siaran Pers
Press release
27 28 September 2016
September 28, 2016
bank bjb dukung Jabar juara umum pon tahun 2016 bank bjb supports West Java for Champions of pon national
Sports Week in 2016. 28
27 September 2016 September 27, 2016
bank bjb jalin kerjasama tabungan Simpel dengan SMan 9 Bandung
bank bjb established cooperation with Simpel savings Student Savings in SMan 9 high School in Bandung.
29 8 agustus 2016
august 8, 2016
bank bjb sebagai salah satu bank persepsi gateway dalam program tax amnesty
bank bjb as one of the perception bank gateway in tax amnesty program
30 26 Februari 2016
February 26, 2016
bank bjb support pon peparnaS bank bjb supports pon and peparnaS national paralympic
Week 31
17 September 2016 September 17, 2016
Sukseskan pon XIX peparnaS XV Jawa Barat 2016 Supports West Java pon XIX and peparnaS XV in 2016
32 24 Juli 2016
July 24, 2016
bank bjb kembali gelar photo contest 2016 bank bjb held another photo Contest in 2016
33 11 September 2016
September 11, 2016
bank bjb gelar nonton bareng Warkop DKI Reborn Part I bank bjb held movie gathering Warkop DKI reborn part I
34 8 agustus 2016
august 8, 2016
Customer Gathering bank bjb tahun 2016 bank bjb Customer gathering in 2016
35 16 September 2016
September 16, 2016 peresmian air mancur gasibu meriahkan rangkaian pembukaan
pon XIX Jawa Barat Commemoration of Gasibu fountain glorifies the West Java
pon XIX ceremony 36
2 agustus 2016 august 2, 2016
Triwulan II 2016, laba bersih bank bjb naik 56,3 Second quarter of 2016, bank bjb net profit increased 56.3
37 30 September 2016
September 30, 2016 Customer loyalty program
Customer loyalty program 38
7 September 2016 September 7, 2016
Consumer loan loyalty program CLLp Consumer loan loyalty program CLLp
39 22 September 2016
September 22, 2016
Tingkatkan Gairah Sektor properti melalui bjb Kpr Increase enthusiasm in property Sector through bjb house
Loan Kpr 40
25 agustus 2016 august 25, 2016
The Best Small Cap In Indonesia - Finance Asia “Titanium Trophy” Best of The Best bank BuKu III – Infobank
The Best Small Cap In Indonesia - Finance asia “Titanium Trophy” Best of The Best bank BuKu III – Infobank
41 22 agustus 2016
august 22, 2016
Kantor Wilayah V bank bjb resmi beroperasi bank bjb regional office V is officially operating
42 29 agustus 2016
august 29, 2016 Transformasi bank pembangunan Daerah “BpD harus Menjadi
bank Yang Kuat, Kompetitif Kontributif Bagi pembangunan Daerah”
Transformation of Local Development bank BpD “BpD has to be a firm, competitive and contributive bank for Local
Development” 43
8 agustus 2016 august 8, 2016
bank bjb bank penampung dana repatriasi bank bjb is a repatriation fund recipient
44 18 September 2016
September 18, 2016
Tandamata bank bjb kepada generasi muda bank bjbs souvenir to the young generation
45 25 Juli 2016
July 25, 2016
bank bjb “Good To Great : Ready To Overtake The Next Level” bank bjb“Good To Great: ready To overtake The next Level”
46 2 September 2016
September 18, 2016
antara bank bjb – LpDB KuMKM – BpJS Ketenagakerjaan – KaDIn provinsi Jawa Barat
Between bank bjb - LpDB revolving Fund Management agency, KuMKM Credit for Micro, Small and Medium
enterprise-employment BpJS Social Security agency- West Java Indonesia Chamber of Commerce KaDIn.
47 17-18 September
2016 September 17-18,
2016 Invitational Golf Tournament Gala Dinner
Invitational Golf Tournament Gala Dinner 48
21 September 2016 September 21, 2016
Meriahkan pon XIX, bank bjb manfaatkan kegiatan di “Kampung atlet”
Celebrate pon XIX, bank bjb took advantage of activities in “Kampung atlet”.
49 9 agustus 2016
august 9, 2016 pembayaran pBB-p2 bisa dilakukan di Indomaret
payment of Land and Building Tax p2 pBB-p2 can be conducted in Indomaret.
50 15 September 2016
September 15, 2016
peran bank bjb dalam pengembangan uMKM bank bjb’s role in the development of Micro Small Medium
enterprises uMKM 51
23 november 2016 november 23, 2016
ahmad Irfan masuk nominasi 15th Asia Business Leaders Awards aBLa
ahmad Irfan was nominated to be the 15th asia Business Leaders awards aBLa
52 14 oktober 2016
october 14, 2016
Triwulan III 2016, laba bersih bank bjb naik 55,6 Third quarter of 2016, bank bjb net profit increased 55.6
53 28 September 2016
September 28, 2016
bank bjb dukung Jabar juara umum pon tahun 2016 bank bjb supports West Java for Champions of pon national
Sports Week in 2016.
AKSES INfORMASI
infoRMaTion acceSS
Laporan Tahunan 2016
658
Semakin Berkembang Bersama peluang Baru yang Membentang
siaran Pers Press release
no Tanggal
Date siaran Pers
Press release
54 8 September 2016
September 8, 2016
bank bjb Service Excellence Award BBSea bank bjb Service excellence award BBSea
55 18 Desember 2016
December 18, 2016 Sepak Terbang ahmad Irfan dalam Membangun Indonesia
Memahami negeri ahmad Irfan’s effort in Developing Indonesia Grasping the
nation 56
19 Desember 2016 December 19, 2016
Berbagi kasih di hari Ibu dan cantik bersama bjb precious Share the love on mothers day and be beautiful with bjb
precious 57
18 Desember 2016 December 18, 2016
Komitment bank bjb, membangun Indonesia memahami negeri bank bjb’s commitment, developing Indonesia grasping the
nation 58
13 november 2016 november 13, 2016
bank bjb meriahkan huT ke 8 Kota Tangsel “700 orang akan ramaikan fun bike”
bank bjb celebrated South Tangerang City 8th anniversary “700 people will join fun bike”
59 11 november 2016
november 11, 2016
Gelar bjb novemberun 2016 : Watergun Festival held bjb 2016 novemberun: Watergun Festival
60 27 oktober 2016
october 27, 2016 Inklusi keuangan “Cerdas Bersama Simpel”
Financial Inclusion “Smart with Students Saving Simpel” 61
9 Desember 2016 December 19, 2016
bank bjb luncurkan kartu e-money bekerja sama dengan bank Mandiri
bank bjb launched e-money card in cooperation with Mandiri bank
62 20 oktober 2016
october 20, 2016
Launching pembayaran pBB-p2 di bank bjb cabang pekanbaru
Launching of Land and Building Tax payment pBB-p2 at bank bjb
pekanbaru branch 63
14 oktober 2016 october 214, 2016
Sekilas relokasi kantor Wilayah 2 bank bjb relocation of bank bjb regional office 2 at a glance
64 1 Desember 2016
December 1, 2016 Pilot project dalam sustainable bank
pilot project in sustainable bank 65
17 november 2016 november 17, 2016
bank bjb SeKar bank bjb BerSInerGI “Mendukung pencapaian Visi Misi perseroan”
bank bjb and SeKar bank bjb BerSInerGI “Supports the Company’s Vision and Mission accomplishment”
66 6 oktober 2016
october 6, 2016
bank bjb dukung sektor pertanian bank bjb supports agriculture sector
67 17 Desember 2016
December 17, 2016
bank bjb gelar nonton bareng Star Wars – rogue one bank bjb held movie gathering Star Wars - rogue one
68 7 november 2016
november 7, 2016
bank bjb jaga GCG bersama Kejati Jabar “addendumkan pKS dengan Kejati Jabar
bank bjb guarded GCG together with West Java prosecutor “added another clause between pKS and West Java prosecutor
69 29 oktober 2016
october 29, 2016 pemberdayaan ekonomi masyarakat terpadu peSaT kepada
civitas unSrI Integrated economic community empowerment peSaT
towards unSrI members 70
3 Desember 2016 December 3, 2016
Speed festival at bank bjb gelar Speed Matsuri Speed festival at bank bjb heldSpeed Matsuri
71 14 oktober 2016
october 14, 2016
bank bjb “Break the Limit to be the Best : enjoy, untung, aman Selamat”
bank bjb “Break the Limit to be the Best : enjoy, profit, Safe and Secure
72 23 oktober 2016
october 23, 2016
bank bjb sapa Medan, gelar funwalk “Membangun Indonesia, Memahai negeri”
bank bjb greet Medan, held funwalk “Develop Indonesia, Grasp the nation”
73 29 oktober 2016
october 29, 2016
peduli uMKM, bank bjb salurkan Kur dan selenggarakan Seminar uMKM
Micro, Small, Medium enterprises uMKM Care, bank bjb distributed people Business Credit programs Kur and held
uMKM seminar. 74
24 Desember 2016 December 24, 2016
Launching bank bjb Garuda Bandung Basket Ball dan Bandung bank bjb Volley Ball
Launched bank bjb Garuda Bandung Basket Ball and bank bjb Bandung Volley Ball
75 16 Desember 2016
December 16, 2016
Economic outlook 2017 bank bjb bank bjb 2017 economic outlook
76 5 Desember 2016
December 5, 2016
bjb wisata religi, apresiasi terhadap nasabah
bjb religious tour, appreciation to the customers
77 19 Desember 2016
December 19, 2016
bank bjb raih penghargaan Indonesia Trusted Companies 2016 “penghargaan pertisius di Bidang GCG”
bank bjb received award Indonesia Trusted Companies 2016 “pertisius award in GCG Sector”
78 7 Desember 2016
December 7, 2016
bank bjb menerima penghargaan Indonesia Good Corporate Governance Award 2016 “GCG bank bjb berpredikat Sangat
Bagus” bank bjb received the 2016 Indonesian Good Corporate
Governance award. “GCG received by bank bjb with Very Good rating”
79 9 Desember 2016
December 9, 2016 pengembalian dana bergulir tahap 1 Kredit Cinta rakyat KCr
“bank bjb tunaikan kewajiban kreditkan dana sebesar 165 miliar kepada pemprov Jabar.
revolving fund phase 1, Kredit Cinta rakyat KCr “bank bjb paid off credit fund of 165 billion to the provincial Government
of West Java.
AKSES INfORMASI
infoRMaTion acceSS
annual report 2016
659
Growing Together with new expanding opportunities
TRANSPARANSI PENYAMPAIAN LAPORAN
bank bjb senantiasa menyampaikan laporannya sesuai Peraturan Otoritas Jasa Keuangan Nomor 32POJK.03.2016
tentang Perubahan Atas Peraturan Otoritas Jasa Keuangan Nomor 6POJK.032015 tentang Transparansi dan Publikasi
Laporan Bank. Adapun transparansi penyampaian laporan yang telah dilakukan bank bjb selama tahun 2016, yaitu:
Tabel Transparansi Penyampaian laporan Table Transparency in submitting report
Tanggal Date
no surat register number
Perihal subject
Tujuan Objective
12272016 996DIr-CS2016
Keterbukaan Informasi Yang perlu Diketahui publik penerbitan MTn II bank bjb Tahun
2016 sebesar rp 1.189.000.000.000,- satu triliun seratus delapan puluh sembilan miliar
rupiah Disclosure of Information that should be
acknowledged by public: The issuance of bank bjb MTn II in 2016 amounting to rp
1,189,000,000,000, - one trillion one hundred and eighty-nine billion rupiah
oJK 1262016
2316CS-Ir2016 Laporan Bulanan registrasi pemegang efek
perubahan Struktur pemegang Saham Monthly registration of Securities holders
Changes in Shareholding Structure oJK
1272016 957DIr-CS2016
penjelasan atas Volatilitas explanation regarding Volatility
oJK 11142016
0902aDIr-CS2016 Laporan hasil pemeringkatan Tahunan
reports of results of annual rating oJK
1142016 2072CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 1132016
2040CS-Ir2016 Keterbukaan Informasi Yang perlu Diketahui
publik peringkat nasional Jangka panjang bank bjb dari pT Fitch Indonesia
Disclosure of Information that should be acknowledged by public: Long-Term national rating
of bank bjb in 2016 by pT Fitch Indonesia with aa oJK
10312016 2009CS-Ir2016
Keterbukaan Informasi pemegang Saham Tertentu
Disclosure of Information on Certain Shareholders oJK
10182016 838DIr-Kp2016
perubahan Komite audit Changes in audit Committee
oJK 10172016
834aDIr-CS2016 penyampaian Laporan Keuangan Interim
Submission of Interim Financial Statements oJK
10172016 834DIr-CS2016
penyampaian Bukti Iklan Informasi Laporan Keuangan Interim
Submission of advertisement of Information on Interim Financial Statements
oJK 10102016
1805CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders oJK
982016 1650CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 8292016
701aDIr-CS2016 perubahan Komite audit
Changes in audit Committee oJK
892016 1363CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 892016
1382aCS-Ir2016 Keterbukaan Informasi pemegang Saham
Tertentu Disclosure of Information on Certain Shareholders
oJK 892016
1382CS-Ir2016 Keterbukaan Informasi pemegang Saham
Tertentu Disclosure of Information on Certain Shareholders
oJK 7282016
1309CS-Ir2016 Keterbukaan Informasi pemegang Saham
Tertentu Disclosure of Information on Certain Shareholders
oJK 7282016
610DIr-CS2016 penyampaian Laporan Keuangan Interim
Disclosure of Information on Certain Shareholders oJK
7282016 610aDIr-CS2016
penyampaian Bukti Iklan Informasi Laporan Keuangan Tengah Tahunan
Submission of advertisement of Information on mid year Financial Statements
oJK 7112016
1197CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders oJK
TRANSPARENCY IN SUBMITTING REPORT
bank bjb always submits its report in accordance with Financial Services Authority Regulation Number 32POJK.03.2016
concerning Amendments of Financial Services Authority Regulation Number 6POJK.032015 concerning Transparency
and Publication of Bank Reports. The transparency of report submission that has been done by bank bjb throughout 2016 is:
AKSES INfORMASI
infoRMaTion acceSS
Laporan Tahunan 2016
660
Semakin Berkembang Bersama peluang Baru yang Membentang
Tabel Transparansi Penyampaian laporan Table Transparency in submitting report
Tanggal Date
no surat register number
Perihal subject
Tujuan Objective
712016 564DIr-CS2016
Keterbukaan Informasi Yang perlu Diketahui publik revaluasi aset Tetap
Disclosure of Information that should be acknowledged by public: Fixed asset revaluation
oJK 692016
1020CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders oJK
5102016 779CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 4282016
329aDIr-CS2016 penyampaian Laporan Keuangan Interim
Submission of Interim Financial Statements oJK
4282016 329DIr-CS2016
penyampaian Bukti Iklan Informasi Laporan Keuangan Interim
Submission of advertisement of Information on Interim Financial Statements
oJK 4222016
313DIr-CS2016 Keterbukaan Informasi Yang perlu Diketahui
publik penyampaian akta risalah rupS Tahunan Tahun Buku 2015
Disclosure of Information that should be acknowledged by public: Submission of Deed of
Minutes of annual GMS for financial year 2015 oJK
4152016 286DIr-CS2016
Keterbukaan Informasi Yang perlu Diketahui publik Laporan penggunaan Dana hasil
penawaran umum per Maret 2016 Disclosure of Information that should be
acknowledged by public: report of use of proceeds from public offering per March 2016
oJK 472016
569CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders oJK
3282016 212DIr-CS2016
penyampaian Bukti Iklan hasil rupS Submission of advertisement of GMS results
oJK 3282016
206DIr-CS2016 hasil rapat umum para pemegang Saham
Tahunan results of annual General Meeting of Shareholders
oJK 3102016
370CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders oJK
312016 126DIr-CS2016
penyampaian laporan tahunan Submission of annual report
oJK 312016
125DIr-CS2016 panggilan rapat umum pemegang Saham
Tahunan Invitation of annual General Meeting of
Shareholders oJK
312016 125aDIr-CS2016
penyampaian Bukti Iklan panggilan rupS Submission of advertisement of GMS Invitation
oJK 2292016
124CS-Ir2016 penyampaian Laporan Keuangan Tahunan
Submission of annual Financial Statements oJK
2292016 124aCS-Ir2016
penyampaian Bukti Iklan Informasi Laporan Keuangan Tahunan
Submission of advertisement of Information on annual Financial Statements
oJK 2152016
085CS-Ir2016 pemberitahuan rencana rapat umum
pemegang Saham Tahunan notification plan of General Meeting of
Shareholders oJK
292016 702CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 182016
011DIr-CS2016 Keterbukaan Informasi Yang perlu Diketahui
publik Laporan penggunaan Dana hasil penawaran umum
Disclosure of Information that should be acknowledged by public: report of use of proceeds
from public offering oJK
182016 027CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
oJK 4292016
339DIr-CS2016 Laporan Dividen, CSr, dan Kinerja
Dividend, CSr, and performance report pemegang Saham
Serie a 832016
641DIr-CS2013 Laporan Kinerja
performance report pemegang Saham
Serie a 10242016
857DIr-CS2016 Laporan Kinerja
performance report pemegang Saham
Serie a 12272016
996DIr-CS2016 Keterbukaan Informasi Yang perlu Diketahui
publik penerbitan MTn II bank bjb Tahun 2016 sebesar rp 1.189.000.000.000,- satu
triliun seratus delapan puluh sembilan miliar rupiah
Disclosure of Information that should be acknowledged by public: The issuance of
bank bjb MTn II in 2016 amounting to rp 1,189,000,000,000, - one trillion one hundred and
eighty-nine billion rupiah BeI
AKSES INfORMASI
infoRMaTion acceSS
annual report 2016
661
Growing Together with new expanding opportunities
Tabel Transparansi Penyampaian laporan Table Transparency in submitting report
Tanggal Date
no surat register number
Perihal subject
Tujuan Objective
1262016 2316CS-Ir2016
Laporan Bulanan registrasi pemegang efek perubahan Struktur pemegang Saham
Monthly registration of Securities holders Changes in Shareholding Structure
BeI 1272016
957DIr-CS2016 penjelasan atas Volatilitas
explanation regarding Volatility BeI
11142016 0902DIr-CS2016
Laporan hasil pemeringkatan Tahunan reports of results of annual rating
BeI 1142016
2072aCS-Ir2016 Laporan Bulanan registrasi pemegang
efekperubahan Struktur pemegang Saham KoreKSI
Monthly registration of Securities holders Changes in Shareholding Structure reVISeD
BeI 1142016
2072CS-Ir2016 Laporan Bulanan registrasi pemegang efek
perubahan Struktur pemegang Saham Monthly registration of Securities holders
Changes in Shareholding Structure BeI
1122016 2040CS-Ir2016
Keterbukaan Informasi Yang perlu Diketahui publik peringkat nasional Jangka panjang
bank bjb 2016 oleh pT Fitch Indonesia dengan peringkat aa - idnStable outlook
Disclosure of Information that should be acknowledged by public: Long-Term national rating
of bank bjb in 2016 by pT Fitch Indonesia with aa - idn rating Stable outlook
BeI 10282016
2009CS-Ir2016 Keterbukaan Informasi pemegang Saham
Tertentu Disclosure of Information on Certain Shareholders
BeI 10182016
840DIr-Kp2016 perubahan Komite audit
Changes in audit Committee BeI
10172016 834DIr-CS2016
penyampaian Bukti Iklan Informasi Laporan Keuangan Interim
Submission of advertisement of Information on Interim Financial Statements
BeI 10172016
834aDIr-CS2016 penyampaian Laporan Keuangan Interim
Submission of Interim Financial Statements BeI
1072016 1805CS-Ir2016
Laporan Bulanan registrasi pemegang efek perubahan Struktur pemegang Saham
Monthly registration of Securities holders Changes in Shareholding Structure
BeI 992016
1650CS-Ir2016 Laporan Bulanan registrasi pemegang efek
perubahan Struktur pemegang Saham Monthly registration of Securities holders
Changes in Shareholding Structure BeI
8292016 701DIr-CS2016
perubahan Komite audit Changes in audit Committee
BeI 842016
1363CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders BeI
892016 1382aCS-Ir2016
Keterbukaan Informasi pemegang Saham Tertentu
Disclosure of Information on Certain Shareholders BeI
892016 1382CS-Ir2016
Keterbukaan Informasi pemegang Saham Tertentu
Disclosure of Information on Certain Shareholders BeI
832016 1355CS-Ir2016
Laporan hasil public Expose - Tahunan Submission of the results of annual public expose
BeI 7282016
4312CS-Ir2016 penyampaian Materi Public Expose - Tahunan
Submission of annual public expose Material BeI
7282016 1309CS-Ir2016
Keterbukaan Informasi pemegang Saham Tertentu
Disclosure of Information on Certain Shareholders BeI
7282016 610aDIr-CS2016
penyampaian Laporan Keuangan Interim Submission of Interim Financial Statements
BeI 7282016
610DIr-CS2016 penyampaian Bukti Iklan Informasi Laporan
Keuangan Interim Submission of advertisement of Information on
Interim Financial Statements BeI
7112016 1233CS-Ir2016
rencana penyelenggaraan Public Expose - Tahunan
plan for annual public expose BeI
7102016 1197CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
BeI 712016
564DIr-CS2016 Keterbukaan Informasi Yang perlu Diketahui
publik revaluasi aset Tetap pT Bank pembangunan Daerah Jawa Barat dan
Banten, Tbk. Disclosure of Information that should be
acknowledged by public: Fixed assets revaluation of pT Bank pembangunan Daerah Jawa Barat dan
Banten, Tbk. BeI
AKSES INfORMASI
infoRMaTion acceSS
Laporan Tahunan 2016
662
Semakin Berkembang Bersama peluang Baru yang Membentang
Tabel Transparansi Penyampaian laporan Table Transparency in submitting report
Tanggal Date
no surat register number
Perihal subject
Tujuan Objective
682016 1020CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
BeI 592016
779CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders BeI
4282016 329aDIr-CS2016
penyampaian Laporan Keuangan Interim Submission of Interim Financial Statements
BeI 4282016
329DIr-CS2016 penyampaian Bukti Iklan Informasi Laporan
Keuangan Interim Submission of advertisement of Information on
Interim Financial Statements BeI
4222016 316DIr-CS2016
penjelasan atas pemberitaan Media Massa explanation regarding Mass Media Coverage
BeI 4152016
288DIr-CS2016 Keterbukaan Informasi Yang perlu
Diketahui publik Laporan penggunaan Dana penawaran umum per Maret 2016
Disclosure of Information that should be acknowledged by public: report of use of proceeds
from public offering per March 2016 BeI
472016 569CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
BeI 3282016
206aDIr-CS2016 Jadwal Dividen Tunai
Cash Dividend Schedule BeI
3282016 212DIr-CS2016
penyampaian Bukti Iklan hasil rupS Submission of advertisement of GMS results
BeI 3282016
206DIr-CS2016 hasil rapat umum para pemegang Saham
Tahunan results of annual General Meeting of Shareholders
BeI 3102016
370CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders BeI
312016 125DIr-CS2016
panggilan rapat umum pemegang Saham Tahunan
Invitation of annual General Meeting of Shareholders
BeI 312016
126DIr-CS2016 penyampaian laporan tahunan
Submission of annual report BeI
312016 125aDIr-CS2016
penyampaian Bukti Iklan panggilan rupS Submission of advertisement of GMS results
BeI 2292016
124aCS-Ir2016 penyampaian Bukti Iklan Informasi Laporan
Keuangan Tahunan Submission of advertisement of GMS results
BeI 2292016
124CS-Ir2016 penyampaian Laporan Keuangan Tahunan
Submission of annual report BeI
2152016 085DIr-CS2016
pemberitahuan rencana rapat umum pemegang Saham Tahunan
notification plan of annual General Meeting of Shareholders
BeI 292016
201CS-Ir2016 Keterbukaan Informasi Yang perlu Diketahui
publik bank bjb menyatakan kesiapan pelunasan efek bersifat surat utang yaitu
obligasi VII Seri B Disclosure of Information that should be
acknowledged by public: bank bjb stated its readiness for repayment of debt securities i.e. VII
Bonds B Series BeI
292016 702CS-Ir2016
Laporan Bulanan registrasi pemegang efek Monthly registration of Securities holders
BeI 1252016
113CS-Ir2016 penjelasan atas pemberitaan Media Massa
explanation regarding Mass Media Coverage BeI
182016 011DIr-CS2016
Keterbukaan Informasi Yang perlu Diketahui publik Laporan penggunaan Dana hasil
penawaran umum Disclosure of Information that should be
acknowledged by public: report of use of proceeds from public offering
BeI 182016
027CS-Ir2016 Laporan Bulanan registrasi pemegang efek
Monthly registration of Securities holders BeI
AKSES INfORMASI
infoRMaTion acceSS
annual report 2016
663
Growing Together with new expanding opportunities
coDe of conDucT
CODE OF CONDUCT
Kode etik adalah suatu sistem norma, nilai dan juga aturan profesional tertulis yang secara tegas menyatakan perbuatan
apa saja yang benar atau salah, perbuatan apa yang harus dilakukan dan perbuatan apa yang harus dihindari. secara
singkatnya definisi kode etik yaitu suatu pola aturan, tata cara, tanda, pedoman etis ketika melakukan suatu kegiatan atau
suatu pekerjaan. bank bjb memandang penting dan memberikan perhatian yang khusus terhadap penerapan kode etik. Oleh
sebab itu bank telah menetapkan Code of Conduct yang menjadi pedoman insan bank dalam membangun hubungan dengan para
pemangku kepentingan stakeholders. Di samping itu, Kode etik merupakan salah satu perangkat yang ditetapkan Bank dalam
menjaga dan meningkatkan integritas seluruh insan bjb pada kerangka penerapan Good Corporate Governance GCG sehingga
pengimplementasiannya dapat dilakukan secara konsisten.
ISI CODE OF CONDUCT
Direksi melalui Surat Keputusan Direksi nomor 709SKDIR- KP2014 tanggal 07 Oktober 2014 tentang Etika Usaha dan
Tata Perilaku Code of Conduct PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk., kode etik bank bjb merupakan
pedoman yang menjelaskan etika usaha dan tata perilaku insan bank bjb untuk melaksanakan praktik-praktik pengelolaan
perusahaan yang baik. Di dalam pedoman tersebut bank bjb mengatur mengenai:
1. Standar Etika Usaha
a. Etika Perusahaan dengan pegawai b. Etika Perusahaan dengan nasabah
c. Etika Perusahaan dengan pesaing d. Etika Perusahaan dengan penyedia barangjasa
e. Etika Perusahaan dengan stakeholder f. Etika Perusahaan dengan shareholder
g. Etika Perusahaan dengan pemerintah h. Etika Perusahaan dengan masyarakat
i. Etika Perusahaan dengan media massa j. Etika Perusahaan dengan organisasi profesi
2. Standar Tata Perilaku