Berdasarkan Jenis Kredit LOANS Continued

806 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

9. KREDIT YANG DIBERIKAN Lanjutan

9. LOANS Continued

b. Berdasarkan Jenis Kredit b. Based on The Type of Credit Jumlah pindahan KMK - Deposit Guarantee KUR Mikro Investasi KUR - Investment Micro KUR Mikro Modal Kerja KUR - Working Capital Micro KUR Ritel Investasi KUR - Investment Retail KUR Ritel Modal Kerja KUR - Working Capital Retail KK Cash Collateral KK - Cash Collateral KK Pensiunan PNS KK - Pension of PNS Kredit Konsumtif Umum General Consumer Credit KK Pejabat Publik KK - Public Officials KI KUP KI - KUP KMK Mikro Sejahtera KMK - Prosperous Micro KMK Kecil Sejahtera KMK - Prosperous Small KI Mikro Sejahtera KI - Prosperous Micro KI Kecil Sejahtera KI - Prosperous Small KSU Perseorangan Umum KSU - General Individual KPNS Pra Purnabakti KPNS Pra Purnabakti KPNS Pra THT KPNS Pra THT KSU Untuk Tokoh Lembaga KSU for Figure in Institution KMK Kredit Usaha Pegawai KMK - Employee Business Credit Jumlah kredit yang diberikan Total loans Dikurangi: Cadangan Kerugian - Less of Allowance for - Penurunan Nilai Impairment Loss Jumlah Kredit yang Diberikan - Bersih Total Loans - Net KI Biasa KI - Common KI Kredit Mitra Usaha Kecil KI Credit Small Business Partner KI Kredit Mitra Usaha Mikro KI Micro Capital Working Credit KI KUK KI - KUK KI Mikro KI - Micro KK Biasa KK - Common KK KPR Bank Sulut KK - KPR Bank Sulut KK Lainnya Other KK KMK Biasa KMK - Common KMK KUK KMK - KUK KMK Mikro KMK - Micro KMK Mikro Tanpa Agunan KMK - Unsecured Micro KMK Rekening Koran Biasa KMK - General Bank Statement KMK Rekening Koran Kontraktor KMK - Contractor Bank Statement KMK Agunan Deposito KMK - Deposit Guarantee KUR Mikro Investasi KUR - Investment Micro KUR Mikro Modal Kerja KUR - Working Capital Micro KUR Ritel Investasi KUR - Investment Retail KUR Ritel Modal Kerja KUR - Working Capital Retail KK Cash Collateral KK - Cash Collateral KK Pensiunan PNS KK - Pension of PNS Kredit Konsumtif Umum General Consumer Credit KK Pejabat Publik KK - Public Officials KUP KI - KUP KMK Mikro Sejahtera KMK - Prosperous Micro KMK Kecil Sejahtera KMK - Prosperous Small KI Mikro Sejahtera KI - Prosperous Micro KI Kecil Sejahtera KI - Prosperous Small Jumlah kredit yang diberikan Total loans Dikurangi: Cadangan Kerugian - Less of Allowance for - Penurunan Nilai Impairment Losses Jumlah Kredit yang Diberikan - Bersih Total Loans - Net 7.286.348.277.193 79.371.817.068 7.365.720.094.261 7.293.126.635.423 106.851.246.349 7.399.977.881.772 6.778.358.230 27.479.429.281 34.257.787.511 1.570.287.768 - 1.570.287.768 201.688.565 - 201.688.565 2.231.166.863 8.926.133 2.240.092.996 858.423.795 19.235.347 877.659.142 131.946.695.515 85.916.042 132.032.611.557 70.383.896 - 70.383.896 102.173.800.136 390.515.463 102.564.315.599 29.933.673.903 151.249.147 30.084.923.050 10.660.395.415 1.748.947.392 12.409.342.807 3.922.767.969 - 3.922.767.969 10.813.028.120 1.371.568.429 12.184.596.549 9.278.599.803 1.413.862.261 10.692.462.064 10.723.448.596 - 10.723.448.596 1.392.504.527 115.326.349 1.507.830.876 30.480.151.248 4.255.879.432 34.736.030.680 18.119.998.250 234.974.475 18.354.972.725 184.244.901 38.944.440 223.189.341 - 30.281.350 30.281.350 78.238.954.427 2.258.593.263 80.497.547.690 2.885.637.925 35.000.000 2.920.637.925 956.858.258 229.951.586 1.186.809.844 207.520.072.260 329.448.387 207.849.520.647 4.507.944 - 4.507.944 6.458.667.473.737 88.909.069.158 6.547.576.542.895 21.750.708.837 1.379.942.326 23.130.651.163 1.180.424.561 1.669.201.556 2.849.626.117 58.814.078.130 982.977.412 59.797.055.542 98.546.660.074 1.191.436.401 99.738.096.475 1 Januari 2015 January 1, 2015 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 4.196.643.286 42.168.946.045 46.365.589.331 8.454.830.341.735 116.831.193.343 8.571.661.535.078 24.449.295 - 24.449.295 8.459.026.985.021 159.000.139.388 8.618.027.124.409 193.701.437 - 193.701.437 7.181.268.341 - 7.181.268.341 991.284.297 - 991.284.297 90.912.226.601 108.860.191 91.021.086.792 4.713.229.754 154.106.096 4.867.335.850 835.184.436 - 835.184.436 6.180.132.531 164.520.337 6.344.652.868 869.609.603 54.578.331 924.187.934 134.449.509.881 1.487.067.773 135.936.577.654 221.840.627 - 221.840.627 152.188.919.486 113.122.287 152.302.041.773 59.336.178.846 291.334.244 59.627.513.090 3.497.635.887 1.633.889.605 5.131.525.492 4.475.505.499 - 4.475.505.499 2.483.938.793 1.094.398.415 3.578.337.208 4.616.921.799 1.317.933.576 5.934.855.375 7.985.423.096.850 152.495.775.300 8.137.918.872.150 432.351.058 84.553.233 516.904.291 Kredit yang diberikan berdasarkan jenis kredit yang mengalami penurunan nilai dan yang tidak mengalami penurunan nilai adalah sebagai berikut: Loans are granted based on the type of credit that may be impaired and not impaired are as follows: 31 Desember 2015 December 31, 2015 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 807 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

9. KREDIT YANG DIBERIKAN Lanjutan