SURAT-SURAT BERHARGA Lanjutan bankreport annual report 2017 120

804 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

9. KREDIT YANG DIBERIKAN Lanjutan

9. LOANS Continued

a. Berdasarkan Sektor Ekonomi a. Based on The Economic Sector Konsumtif Comsumptive Perikanan Fisheries Pertanian Agricultural Peternakan Animal Husbandry Pertambangan Mining Industri Industry Listrik dan Air Electric and Water Konstruksi Construction Perdagangan Trading Pengangkutan Transportation Jasa-Jasa Dunia Usaha Business Services Jasa-Jasa Sosial Kemasyarakatan Social Community Services Jumlah kredit yang diberikan Total loans Dikurangi : Cadangan Kerugian - Less of - Allowance for - Penurunan Nilai Impairment Loss Jumlah kredit yang diberikan - Bersih Total Loans - Net Konsumtif Comsumptive Perikanan Fisheries Pertanian Agricultural Peternakan Animal Husbandry Pertambangan Mining Industri Industry Listrik dan Air Electric and Water Konstruksi Construction Perdagangan Trading Pengangkutan Transportation Jasa-Jasa Dunia Usaha Business Services Jasa-Jasa Sosial Kemasyarakatan Social Community Services Jumlah kredit yang diberikan Total Loans Dikurangi : Cadangan Kerugian - Less of - Allowance for - Penurunan Nilai Impairment Loss Jumlah Kredit yang Diberikan - Bersih Total Loans - Net Konsumtif Comsumptive Perikanan Fisheries Pertanian Agricultural Peternakan Animal Husbandry Pertambangan Mining Industri Industry Listrik dan Air Electric and Water Konstruksi Construction Perdagangan Trading Pengangkutan Transportation Jasa-Jasa Dunia Usaha Business Services Jasa-Jasa Sosial Kemasyarakatan Social Community Services Jumlah kredit yang diberikan Total loans Dikurangi : Cadangan Kerugian - Less of Penurunan Nilai Allowance for Impairment Loss Jumlah Kredit yang Diberikan - Bersih Total loans - Bet 7.286.348.277.193 79.371.817.068 7.365.720.094.261 6.778.358.230 27.479.429.281 34.257.787.511 7.293.126.635.423 106.851.246.349 7.399.977.881.772 101.723.823.139 665.112.917 102.388.936.056 18.462.015.441 2.538.453.152 21.000.468.593 1.926.878.250 153.375.919 2.080.254.169 120.824.932.134 6.432.723.200 127.257.655.334 75.530.820.013 1.223.847.362 76.754.667.375 18.302.999.627 6.393.101 18.309.392.728 33.124.428.014 142.631.833 33.267.059.847 1.206.170.575 - 1.206.170.575 11.918.031.788 349.997.046 12.268.028.834 6.691.569.332 133.826.711 6.825.396.043 4.774.324.956 264.002.503 5.038.327.459 6.898.640.642.154 94.940.882.605 6.993.581.524.759 1 Januari 2015 January 1, 2015 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 4.196.643.286 42.168.946.045 46.365.589.331 8.454.847.038.310 116.814.496.768 8.571.661.535.078 6.008.902.286 917.017.571 6.925.919.857 8.459.043.681.596 158.983.442.813 8.618.027.124.409 872.355.406 14.450.951 886.806.357 11.590.969.775 1.154.259.604 12.745.229.379 70.454.632.994 843.824.105 71.298.457.099 97.350.795.557 14.025.179.527 111.375.975.084 113.157.468.302 601.525.903 113.758.994.205 560.553.714 - 560.553.714 4.348.038.030 293.238.343 4.641.276.373 1.943.075.860 601.684.460 2.544.760.320 1.994.716.585 1.787.016.693 3.781.733.278 816.673.012 246.486.178 1.063.159.190 8.149.945.500.075 138.498.759.478 8.288.444.259.553 31 Desember 2015 December 31, 2015 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 7.400.887.318 46.930.189.019 54.331.076.337 8.694.806.252.184 133.543.036.426 8.828.349.288.610 18.369.562.359 2.035.557.293 20.405.119.652 8.702.207.139.502 180.473.225.445 8.882.680.364.947 791.327.788 1.365.962.150 2.157.289.938 22.152.542.598 1.021.143.231 23.173.685.829 148.733.597.134 5.950.953.903 154.684.551.037 133.567.891.595 37.786.243.313 171.354.134.908 78.042.537.746 6.999.388.892 85.041.926.638 1.537.530.245 8.333.332 1.545.863.577 8.299.391.656 333.651.041 8.633.042.697 1.201.060.827 91.017.356 1.292.078.183 3.038.116.531 224.288.607 3.262.405.138 3.553.435.736 424.382.023 3.977.817.759 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 8.282.920.145.287 124.232.304.304 8.407.152.449.591 Kredit yang diberikan berdasarkan sektor ekonomi yang mengalami penurunan nilai dan yang tidak mengalami penurunan nilai adalah sebagai berikut: Loans which are granted based on the economic sector that may be impaired and that not impaired are as follows: 31 Desember 2016 December 31, 2016