Rekonsiliasi Fiskal Lanjutan TAXATION Continued
18. PERPAJAKAN Lanjutan
18. TAXATION Continued d. Aset Liabilitas pajak tangguhan Lanjutan
d. Deffered tax assets liability Continued
Jasprod 2015 Incentive 2015 Jasprod 2014 Incentive 2014 Tantiem 2015 Tantiem 2015 Tantiem 2014 Tantiem 2014 Dana kesejahteraan 2015 Welfare funds 2015 Dana kesejahteraan 2014 Welfare funds 2014 Uang pengabdian Reserve award Kewajiban manfaat Employee karyawan benefit Jumlah Total Jasprod 2014 Incentive 2014 Jasprod 2013 Incentive 2013 Tantiem 2014 Tantiem 2014 Tantiem 2013 Tantiem 2013 Dana kesejahteraan 2014 Welfare Funds 2014 Dana kesejahteraan 2013 Welfare Funds 2013 Kewajiban manfaat Employee karyawan benefit Jumlah Total19. LIABILITAS IMBALAN PASKA KERJA
19. LIABILITIES ON EMPLOYEE POST BENEFIT
A. Program Dana Pensiun A. Pension Plan Program Nilai kini kewajiban Liabilities present value Nilai wajar aset Assets fair value Status pendanaan Funding statue Biaya dibayar dimuka cadangan - Prepaid expenses reserve - yang diakui pada akhir periode recognized at the ending period 5.091.708.000 23.692.679.203 6.081.018.604 213.449.303.000 196.766.061.180 182.050.190.818 5.091.708.000 23.692.679.203 6.081.018.604 9.028.341.124 6.823.884.290 2.735.805.186 4.940.262.019 19.233.917.385 8.907.331.761 2.735.805.186 13.062.390.810 2016 2015 2015 31 Desember December 31, 1 Januari January 1, Bank membukukan imbalan pasca kerja imbalan pasti sesuai dengan Undang- Undang Ketenagakerjaan No. 13 tahun 2003 tanggal 25 Maret 2003. Penilaian aktuaria atas liabilitas imbalan pasti dan imbalan pensiun pada tanggal 31 Desember 2016 dihitung oleh PT RAS Aktuaria Consulting dengan nomor 175RACBSG- UUKII2017 pada tanggal 2 Februari 2017 dan 31 Desember 2015 dan 2014 dihitung oleh aktuaria independen yaitu PT Dian Artha Tama dan telah menerbitkan laporan nomor 805-APSAKDATIX2016, 805-BPSAKDATIX2016, 805- CPSAKDATIX2016 dan 806-APSAKDATIX2016, 806BPSAKDATIX2015, 806- CPSAKDATIX2015 tertanggal 19 Februari 2016 dan 29 Februari 2015. Jumlah karyawan yang berhak atas imbalan pasca kerja tersebut pada tanggal 31 Desember 2016 adalah 1.186 orang dan 31 Desember 2015 serta 1 Januari 2015 adalah masing-masing 293 orang. The Bank records employee post benefits in accordance with Labor Law No. 13 in 2003 dated March 25, 2003. The actuarial calculation of the defined benefit and pension liabilities on December 31, 2016 was calculated by PT RAS Aktuaria Consulting No. 175RACBSG-UUKII2017 dated February 2, 2017 and on December 31, 2015 and 2014 were calculated by an independent actuary that is PT Dian Artha Tama in actuarial report number 805- APSAKDATIX2016, 805-BPSAKDATIX2016, 805-CPSAKDATIX2016 and 806-APSAKDATIX2016, 806BPSAKDATIX2015, 806- CPSAKDATIX2015 dated February 19, 2016 and January 29, 2015 The number of employees entitled to the benefits on December 31, 2016 is 1.186 employees and December 31, 2015 and January 1, 2015 were 293 employees respectively. Tabel berikut menyajikan liabilitas imbalan pasca kerja Perseroan yang tercatat di laporan posisi keuangan, perubahan liabilitas imbalan pasca kerja, dan beban yang diakui dalam laporan laba rugi dan penghasilan komprehensif lain untuk tahun-tahun yang berakhir pada tanggal 31 Desember 2016 dan 2015 serta 1 Januari 2015. The following table presents the liabilities on employee post benefits recorded in the statements of financial position, changes in liabilities on employee post benefits and expense recognized in the statements of profit loss and other comprehensive income for years ended on December 31, 2016 and 2015 and January 1, 2015. Perhitungan rekonsiliasi aset program dan liabilias estimasian dana pensiun yang diakui dalam laporan posisi keuangan adalah sebagai berikut : Reconciliation calculation on program assets and estimated liabilities of pension plan which are recognized in the statements of financial position are as follows : 3.401.858.754 3.401.858.754 - - - 2.707.376.263 - 2.707.376.263 3.401.858.754 3.401.858.754 - - - 2.707.376.263 - 2.707.376.263 3.401.858.754 3.401.858.754 - - - 2.707.376.263 - 2.707.376.263 1 Januari 2015 January 1, 2015 1 Januari 2014 January 1, 2014 Dikreditkan ke Laporan Laba Rugi dan Penghasilan Komprehensif Lain Credited to the Statements of Profit Loss and Other Comprehensif Income Dikreditkan ke Laporan Laba Rugi dan Penghasilan Komprehensif Lain Credited to the Statements of Profit Loss and Other Comprehensif Income 31 Desember 2014 December 31, 2014 13.062.390.810 527.577.552 47.052.653 13.637.021.015 - 796.308.661 - 796.308.661 4.940.262.019 686.619.731 47.052.653 5.673.934.404 2.707.376.263 2.707.376.263 - - - 2.388.925.983 - 2.388.925.983 2.707.376.263 2.707.376.263 - - - 2.388.925.983 - 2.388.925.983 2.707.376.263 2.707.376.263 - - - 2.388.925.983 - 2.388.925.983 31 Desember 2015 December 31, 2015 31 Desember 2014 December 31, 2014 Dikreditkan ke Laporan Laba Rugi dan Penghasilan Komprehensif Lain Credited to the Statements of Profit Loss and Other Comprehensif Income Dikreditkan ke Laporan Laba Rugi dan Penghasilan Komprehensif Lain Credited to the Statements of Profit Loss and Other Comprehensif Income 31 Desember 2015 December 31, 2015 218.541.011.000 173.073.381.977 175.969.172.214Parts
» bankreport annual report 2017 120
» KONTRIBUTIF bankreport annual report 2017 120
» Pemerintah Provinsi Sulawesi Utara
» Pemerintah Gubernur Gorontalo bankreport annual report 2017 120
» Pemerintah Kabupaten Minahasa bankreport annual report 2017 120
» Pemerintah Kabupaten Bolaang Mongondow
» North Sulawesi Provincial Government
» Government of Gorontalo Governor
» Minahasa Regency Government bankreport annual report 2017 120
» Bolaang Mongondow Regency Government
» Pemerintah Kabupaten Gorontalo bankreport annual report 2017 120
» Pemerintah Kabupaten Sangihe bankreport annual report 2017 120
» Pemerintah Kota Manado bankreport annual report 2017 120
» Pemerintah Kota Gorontalo bankreport annual report 2017 120
» Gorontalo Regency Government bankreport annual report 2017 120
» Sangihe Regency Government bankreport annual report 2017 120
» Manado Municipal Government bankreport annual report 2017 120
» Gorontalo Municipal Government bankreport annual report 2017 120
» Pemerintah Kota Bitung bankreport annual report 2017 120
» Pemerintah Kabupaten Boalemo bankreport annual report 2017 120
» Pemerintah Kota Tomohon bankreport annual report 2017 120
» Pemerintah Kabupaten Minahasa Selatan
» Bitung Municipal Government bankreport annual report 2017 120
» Boalemo Regency Government bankreport annual report 2017 120
» Tomohon Municipal Government bankreport annual report 2017 120
» South Minahasa Regency Government
» Pemerintah Kabupaten Pohuwato bankreport annual report 2017 120
» Pemerintah Kabupaten Minahasa Utara
» Pemerintah Kabupaten Bone Bolango
» Pemerintah Kabupaten Gorontalo Utara
» Pohuwato Regency Government bankreport annual report 2017 120
» North Minahasa Regency Government
» Bone Bolango Regency Government
» North Gorontalo Regency Government
» South Bolaang Mongondow Regency Government East Bolaang Mongondow Regency Government
» Pemerintah Kabupaten Bolaang Mongondow Utara
» Pemerintah Kota Kotamobagu bankreport annual report 2017 120
» Pemerintah Kabupaten Minahasa Tenggara
» North Bolaang Mongondow Regency Government
» Kotamobagu Municipal Government bankreport annual report 2017 120
» 24,517,600,000 Southeast Minahasa Regency Government
» 36,205,800,000 Southeast Minahasa Regency Government
» RATA-RATA-AVERAGE Southeast Minahasa Regency Government
» Luas Pasar bankreport annual report 2017 120
» Market Area bankreport annual report 2017 120
» Analisis Potensi Pasar Market Share Perusahaan
» Analysis of Company Market Share
» Segmen Geograis. bankreport annual report 2017 120
» Segmen Demograis. bankreport annual report 2017 120
» Segmen Psikograis. bankreport annual report 2017 120
» Segmen Beneit. bankreport annual report 2017 120
» Segmen Ruang Produk bankreport annual report 2017 120
» Geographic Segment. bankreport annual report 2017 120
» Demographic Segment. bankreport annual report 2017 120
» Psychographic Segment. bankreport annual report 2017 120
» Beneit Segment. bankreport annual report 2017 120
» Product Segment. bankreport annual report 2017 120
» Segmen Faktor Pasar Market Segment.
» Kredit Menegah Korporasi bankreport annual report 2017 120
» Rasio Kredit terhadap Dana Pihak Ketiga LDR
» Loan to Third Party Fund Ratio LDR
» Rasio Kredit Bermasalah NPL dan Tingkat Kolektibilitas Piutang
» Rasio Rentabilitas Atas Aktiva ROA
» Rasio Rentabilitas Atas Ekuitas ROE
» Rasio Pendapatan Bunga Bersih NIM
» Non-performing Loan NPL Ratios and Receivable Collectibility Rate
» Net Interest Margin Ratio NIM
» Rasio Beban Operasi Terhadap Pendapatan Operasi BOPO
» Operating Expense To Operating Income Ratio OEOI
» Tindaklanjut Keputusan Rapat Akte No. 69 Tanggal
» Follow up Meeting Decision of Deed No. 69 May 22,
» Tindaklanjut Keputusan Rapat Akte No. 70 Tanggal 22 Mei 2015
» Follow-up Decision Meeting of Deed No. 70 May 22, 2015 No
» Tindaklanjut Keputusan Rapat Akte No. 71 Tanggal 22 Mei 2015
» Follow-up of Decision Meeting of Deed No. 71 May 22, 2015
» Tindaklanjut Keputusan Rapat Akte No. 72 Tanggal 22 Mei 2015
» Follow up of Decision Meeting of Deed No. 72 May 22, 2015
» Tindaklanjut Keputusan Rapat Akte No. 74 Tanggal 23 Juni 2015
» Follow-up of Decision Meeting of Deed No. 74 June 23, 2015
» Tindaklanjut Keputusan Rapat Akte No. 75 Tanggal 23 Juni 2015
» Follow-up of Decision Meeting of Deed No. 75 June 23, 2015
» Tindaklanjut Keputusan Rapat Akte No. 76 Tanggal 23 Juni 2015
» Follow up of the Decision of Meeting of Deed No. 76 On June 23, 2015
» Tindaklanjut Keputusan Rapat Akte No. 16 tanggal 12 Oktober 2015
» Follow up of the Decision of Meeting of Deed No. 16 dated October 12, 2015
» Tindaklanjut Keputusan Rapat Akte No. 17 tanggal 12 Oktober 2015
» Follow-up of Decision Meeting of Deed No. 17 dated October 12, 2015
» Tindaklanjut Keputusan Rapat Akte No. 18 tanggal 12 Oktober 2015
» Follow-up of Decision Meeting of Deed No. 18 dated October 12, 2015
» Terkait Fungsi Nominasi bankreport annual report 2017 120
» Terkait Fungsi Remunerasi bankreport annual report 2017 120
» Related Nominations Functions bankreport annual report 2017 120
» Related Functions Remuneration bankreport annual report 2017 120
» Dewan Komisaris Board of Commissioners
» Direksi bankreport annual report 2017 120
» Board of Director bankreport annual report 2017 120
» Pengawasan Langsung bankreport annual report 2017 120
» Pengawasan Tidak Langsung bankreport annual report 2017 120
» Pemeriksaan Umum bankreport annual report 2017 120
» Direct supervision bankreport annual report 2017 120
» Indirect supervision bankreport annual report 2017 120
» General audit bankreport annual report 2017 120
» Pemeriksaan Teknologi Sistem Informasi.
» Pemeriksaan Sistem BI-RTGS dan SKNBI
» Pemeriksaan Mendadak bankreport annual report 2017 120
» Information Systems Technology Audit.
» BI-RTGS System and SKNBI Audit
» Sudden Audit bankreport annual report 2017 120
» Pemeriksaan Dengan Tujuan Tertentu
» Kegiatan Investigasi bankreport annual report 2017 120
» Menjadi counterpart OJK, BPK, BI dan pemeriksa eksternal
» Investigation Activities bankreport annual report 2017 120
» Terdapat beberapa pemberitaan negative mengenai
» Hubungan kerja antar pegawai dalam Bank
» Working relationships among employees within the Bank
» CSR has realized, but there is still remaining Unrealized CSR of Rp.14.70300.000, - 12 regions
» Laporan Lengkap; bankreport annual report 2017 120
» Laporan belum 100; bankreport annual report 2017 120
» Belum Melaporkan; bankreport annual report 2017 120
» Full Report; bankreport annual report 2017 120
» Not yet Reported; bankreport annual report 2017 120
» Pendirian Bank Lanjutan Program Rekapitalisasi
» Program Rekapitalisasi Lanjutan GENERAL Continued
» Dewan Komisaris, Direksi dan Karyawan
» UMUM UMUM Lanjutan UMUM Lanjutan UMUM Lanjutan
» Jaringan Kantor GENERAL Continued
» Pernyataan Kepatuhan SUMMARY OF ACCOUNTING POLICIES
» Basis of the Preparation of Financial Statements
» Pengunaan Pertimbangan, Estimasi dan Asumsi Perubahan Kebijakan Akuntansi
» Perubahan Kebijakan Akuntansi Lanjutan
» Perubahan Kebijakan Akuntansi Lanjutan Aset Keuangan dan Liabilitas Keuangan 1. Klasifikasi 1
» Aset Keuangan dan Liabilitas Keuangan Lanjutan
» 1. Classification Continued SUMMARY OF ACCOUNTING POLICIES Continued
» 2. Pengakuan 2 3 Pengukuran biaya perolehan diamortisasi
» 3 Amortized cost measurement SUMMARY OF ACCOUNTING POLICIES Continued
» Aset Keuangan dan Liabilitas Keuangan Lanjutan 4. Pengukuran nilai wajar 4
» 4 Fair value measurement Continued 5. Penghentian Pengakuan 5
» 5 Derecognition Continued SUMMARY OF ACCOUNTING POLICIES Continued
» 6.Saling Hapus 6. Offsetting SUMMARY OF ACCOUNTING POLICIES Continued
» Giro pada Bank Indonesia dan pada Bank Lain
» Penempatan pada Bank Indonesia dan Bank Lain Surat-surat Berharga Marketable Securities
» Surat-surat Berharga Lanjutan SUMMARY OF ACCOUNTING POLICIES Continued
» Marketable Securities Continued SUMMARY OF ACCOUNTING POLICIES Continued
» Kredit Yang Diberikan SUMMARY OF ACCOUNTING POLICIES Continued
» Loans Penyertaan SUMMARY OF ACCOUNTING POLICIES Continued
» Penyertaan Lanjutan SUMMARY OF ACCOUNTING POLICIES Continued
» Aset Tetap SUMMARY OF ACCOUNTING POLICIES Continued
» Fixed Assets SUMMARY OF ACCOUNTING POLICIES Continued
» Aset Lain-Lain SUMMARY OF ACCOUNTING POLICIES Continued
» Liabilitas Segera SUMMARY OF ACCOUNTING POLICIES Continued
» Simpanan Nasabah SUMMARY OF ACCOUNTING POLICIES Continued
» Pinjaman yang Diterima SUMMARY OF ACCOUNTING POLICIES Continued
» Borrowings SUMMARY OF ACCOUNTING POLICIES Continued
» Perpajakan SUMMARY OF ACCOUNTING POLICIES Continued
» Surat Berharga yang Diterbitkan
» Marketable Securities Issued Imbalan Pasca Kerja
» Pendapatan Provisi dan Komisi Transaksi dengan Pihak-pihak Berelasi
» Transaksi dengan Pihak-pihak Berelasi Lanjutan
» Laba per Saham SUMMARY OF ACCOUNTING POLICIES Continued
» Sumber Utama atas Ketidakpastian Estimasi
» 1. Allowance for impairment losses of financial assets .
» 2. Penentuan nilai wajar 2. Determination fair value
» PENGUNAAN ESTIMASI DAN PERTIMBANGAN PENGUNAAN ESTIMASI DAN PERTIMBANGAN
» USE OF ESTIMATES AND JUDGEMENTS
» KAS bankreport annual report 2017 120
» CASH bankreport annual report 2017 120
» CURRENT ACCOUNT WITH BANK NDONESIA
» Pihak-pihak berelasi : Related parties :
» Pihak ketiga : Third parties :
» PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN PLACEMENTS IN BANK INDONESIA AND OTHER BANKS
» SURAT-SURAT BERHARGA MARKETABLE SECURITIES
» SURAT-SURAT BERHARGA Lanjutan MARKETABLE SECURITIES Continued
» SURAT-SURAT BERHARGA Lanjutan bankreport annual report 2017 120
» Berdasarkan Sektor Ekonomi LOANS Continued
» Berdasarkan Jenis Kredit LOANS Continued
» Kredit Yang Diberikan Berdasarkan Kolektabilititasnya
» Kredit Yang Diberikan Berdasarkan Kolektabilititasnya Lanjutan
» Menurut jangka waktu LOANS Continued
» LOANS Continued bankreport annual report 2017 120
» PENYERTAAN INVESTMENTS bankreport annual report 2017 120
» ASET TETAP Lanjutan FIXED ASSETS Continued
» ASET LAIN LAIN bankreport annual report 2017 120
» OTHERS ASSETS bankreport annual report 2017 120
» LIABILITAS SEGERA bankreport annual report 2017 120
» OBLIGATION DUE TO IMMEDIATELY
» SIMPANAN NASABAH bankreport annual report 2017 120
» DEPOSITS FROM CUSTOMERS SIMPANAN DARI BANK LAIN DEPOSITS FROM OTHER BANK
» SIMPANAN DARI BANK LAIN Lanjutan
» DEPOSITS FROM OTHER BANK Continued SURAT BERHARGA YANG DITERBITKAN MARKETABLE SECURITIES ISSUED
» SURAT BERHARGA YANG DITERBITKAN Lanjutan
» MARKETABLE SECURITIES ISSUED Continued
» PINJAMAN YANG DITERIMA bankreport annual report 2017 120
» Utang Pajak Rekonsiliasi Fiskal
» Rekonsiliasi Fiskal Lanjutan TAXATION Continued
» Beban Pajak Aset Liabilitas pajak tangguhan
» BORROWINGS PERPAJAKAN PERPAJAKAN Lanjutan PERPAJAKAN Lanjutan
» LIABILITAS IMBALAN PASKA KERJA LIABILITIES ON EMPLOYEE POST BENEFIT
» LIABILITAS IMBALAN PASKA KERJA Lanjutan LIABILITIES ON EMPLOYEE POST BENEFIT Continued
» LIABILITAS IMBALAN PASKA KERJA Lanjutan
» LIABILITIES ON EMPLOYEE POST BENEFIT Continued D.
» LIABILITAS LAINNYA bankreport annual report 2017 120
» OTHER LIABILITIES bankreport annual report 2017 120
» SHARE CAPITAL EQUITY a. MODAL SAHAM
» EKUITAS EKUITAS Lanjutan bankreport annual report 2017 120
» SHARE CAPITAL Continued EQUITY Continued a. MODAL SAHAM Lanjutan
» EKUITAS Lanjutan bankreport annual report 2017 120
» Komponen Ekuitas Lainnya EQUITY Continued b. Tambahan Modal Disetor
» PENDAPATAN BUNGA bankreport annual report 2017 120
» INTEREST INCOME bankreport annual report 2017 120
» BEBAN BUNGA bankreport annual report 2017 120
» INTEREST EXPENSE bankreport annual report 2017 120
» PENDAPATAN OPERASIONAL LAIN bankreport annual report 2017 120
» OTHERS OPERATIONAL INCOME bankreport annual report 2017 120
» PENYISIHAN KERUGIAN ASET bankreport annual report 2017 120
» ALLOWANCE FOR IMPAIRMENT LOSSES ON ASETS
» BEBAN PERSONALIA bankreport annual report 2017 120
» PERSONALIA EXPENSE bankreport annual report 2017 120
» GENERAL AND ADMINISTRATION EXPENSES
» BEBAN PROMOSI bankreport annual report 2017 120
» PROMOTIONAL EXPENSE bankreport annual report 2017 120
» BEBAN PREMI PROGRAM PENJAMINAN PEMERINTAH
» GOVERNMENT PREMIUMS GUARANTEE PROGRAM EXPENSES
» KERUGIAN DARI PERUBAHAN NILAI WAJAR ASET KEUANGAN
» LOSS FROM CHANGES IN FAIR VALUE OF FINANCIAL ASSETS
» PENDAPATAN BEBAN NON OPERASIONAL
» NON OPERATING INCOME EXPENSES
» LABA PER SAHAM bankreport annual report 2017 120
» EARNING PER SHARE bankreport annual report 2017 120
» DANA PENSIUN bankreport annual report 2017 120
» PENSION FUND IKATAN bankreport annual report 2017 120
» AGREEMENTS 213.449.303.000 bankreport annual report 2017 120
» IKATAN Lanjutan AGREEMENTS Continued
» IKATAN Lanjutan bankreport annual report 2017 120
» AGREEMENTS Continued INSTRUMEN KEUANGAN
» Klasifikasi aset keuangan dan liabilitas keuangan Lanjutan
» INSTRUMEN KEUANGAN Lanjutan FINANCIAL INSTRUMENT Continued b.
» INSTRUMEN KEUANGAN Lanjutan bankreport annual report 2017 120
» FINANCIAL INSTRUMENT Continued b.
» ESTIMASI KERUGIAN KOMITMEN DAN KONTIGENSI
» Penyertaan ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Investment Giro ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Current accounts Aset ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Tabungan Savings Deposito Deposits Kredit yang diberikan Loans Giro Current account
» Giro Lanjutan ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Current account Continued ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Deposito ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Deposits ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Tabungan ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Savings ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Pendapatan bunga ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Interest income ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Pendapatan operasional lainnya ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Beban bunga ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» Interest expense ESTIMATED LOSSES COMMITMENTS AND CONTIGENCIES
» RASIO ASET PRODUKTIF TERHADAP JUMLAH ASET RASIO ASET PRODUKTIF TERHADAP JUMLAH ASET Lanjutan
» Kualitas aset produktif PRODUCTIVE ASSETS RATIO FOR TOTAL ASSETS Continued
» MANAJEMEN RESIKO RISK MANAGEMENT
» MANAJEMEN RESIKO Lanjutan bankreport annual report 2017 120
» RISK MANAGEMENT Continued Resiko Kredit JAMINAN TERHADAP KEWAJIBAN PEMBAYARAN BANK UMUM
» GUARANTEE TOWARDS LIABILITIES OF COMMERCIAL BANKS PAYMENT
» JAMINAN TERHADAP KEWAJIBAN PEMBAYARAN BANK UMUM Lanjutan
» TANGGUNG JAWAB SOSIAL PERUSAHAAN
» PERATURAN-PERATURAN BARU YANG TELAH DITERBITKAN Lanjutan
» NEW RULES THAT HAVE BEEN PUBLISHED Continued INFORMASI TAMBAHAN ADDITIONAL INFORMATION
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