Berdasarkan Sektor Ekonomi LOANS Continued

805 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

9. KREDIT YANG DIBERIKAN Lanjutan

9. LOANS Continued

b. Berdasarkan Jenis Kredit b. Based on The Type of Credit KI Biasa KI - Common KI Kredit Mitra Usaha Kecil KI - Small Business Partner Credit KI Kredit Mitra Usaha Mikro KI - Micro Business Partner Credit KI KUK KI - KUK KI Mikro KI - Micro KK Biasa KK - Common KK KPR Bank Sulut KK - KPR Bank Sulut KK Lainnya Other KK KMK Biasa KMK - Common KMK KUK KMK - KUK KMK Mikro KMK - Micro KMK Mikro Tanpa Agunan KMK - Unsecured Micro KMK Rekening Koran Biasa KMK - General Bank Statement KMK Rekening Koran Kontraktor KMK - Contractor Bank Statement KMK Agunan Deposito KMK - Deposit Guarantee KUR Mikro Investasi KUR - Investment Micro KUR Mikro Modal Kerja KUR - Working Capital Micro KUR Ritel Investasi KUR - Investment Retail KUR Ritel Modal Kerja KUR - Working Capital Retail KK Cash Collateral KK - Cash Collateral KK Pensiunan PNS KK - Pension of PNS Kredit Konsumtif Umum General Consumer Credit KK Pejabat Publik KK - Public Officials KI KUP KI - KUP KMK Mikro Sejahtera KMK - Prosperous Micro KMK Kecil Sejahtera KMK - Prosperous Small KI Mikro Sejahtera KI - Prosperous Micro KI Kecil Sejahtera KI - Prosperous Small KSU Perseorangan Umum KSU - General Individual KPNS Pra Purnabakti KPNS Pra Purnabakti KPNS Pra THT KPNS Pra THT KSU Untuk Tokoh Lembaga KSU for Figure in Institution KMK Kredit Usaha Pegawai KMK - Employee Business Credit KI Agunan Deposito KMK Loan for Employee \ Jumlah kredit yang diberikan Total Loans Dikurangi : Cadangan Kerugian - Less of Allowance for - Penurunan Nilai Impairment Loss Jumlah Kredit yang Diberikan - Bersih Total Loans - Net KI Biasa KI - Common KI Kredit Mitra Usaha Kecil KI Credit Small Business Partner KI Kredit Mitra Usaha Mikro KI Micro Capital Working Credit KI KUK KI - KUK KI Mikro KI - Micro KK Biasa KK - Common KK KPR Bank Sulut KK - KPR Bank Sulut KK Lainnya Other KK KMK Biasa KMK - Common KMK KUK KMK - KUK KMK Mikro KMK - Micro KMK Mikro Tanpa Agunan KMK - Unsecured Micro KMK Rekening Koran Biasa KMK - General Bank Statement KMK Rekening Koran Kontraktor KMK - Contractor Bank Statement KMK Agunan Deposito KMK - Deposit Guarantee Jumlah dipindahkan Transferred amount 10.844.057.377 - 10.844.057.377 7.985.423.096.850 152.495.775.300 8.137.918.872.150 58.926.986.639 5.187.146.788 64.114.133.427 74.767.157.945 1.431.282.972 76.198.440.917 1.517.384.441 74.580.377 1.591.964.818 - 30.370.142 30.370.142 24.281.428.499 2.444.259.222 26.725.687.721 3.923.455.233 759.370.073 4.682.825.306 738.426.225 242.209.888 980.636.113 238.886.356.288 678.109.964 239.564.466.252 217.333.331 3.316.136 220.649.467 7.412.068.396.822 134.428.383.800 7.546.496.780.622 8.688.707.592 2.036.797.258 10.725.504.850 2.848.557.865 1.797.037.519 4.645.595.384 100.052.986.941 2.724.461.476 102.777.448.417 47.661.861.652 658.449.685 48.320.311.337 31 Desember 2015 December 31, 2015 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 7.400.887.318 46.930.189.019 54.331.076.337 8.694.806.252.184 133.543.036.426 8.828.349.288.610 1.888.407.778 57.381.544 1.945.789.322 8.702.207.139.502 180.473.225.445 8.882.680.364.947 1.500.000.000 - 1.500.000.000 137.000.000 - 137.000.000 10.630.925.864 - 10.630.925.864 1.431.941.588 - 1.431.941.588 159.322.141.552 255.400.571 159.577.542.123 13.828.979.476 758.512.555 14.587.492.031 579.442.041 117.754.048 697.196.089 23.759.196.221 742.370.798 24.501.567.019 1.380.716.203 90.060.100 1.470.776.303 105.758.502.111 2.877.252.032 108.635.754.143 364.849.325 - 364.849.325 233.947.853.022 624.556.055 234.572.409.077 85.159.703.627 506.960.555 85.666.664.182 455.748.174 1.315.027.152 1.770.775.326 2.779.458.946 - 2.779.458.946 146.601.958 736.754.078 883.356.036 1.390.628.651 1.570.073.675 2.960.702.326 13.941.864.166 - 13.941.864.166 31.791.370 80.915.088 112.706.458 89.003.124.317 17.343.699.388 106.346.823.705 119.151.870.228 6.644.694.909 125.796.565.137 1.390.592.676 162.372.469 1.552.965.145 - 29.855.325 29.855.325 24.949.029.150 3.693.701.620 28.642.730.770 10.226.711.252 1.198.429.914 11.425.141.166 544.290.354 227.024.334 771.314.688 208.816.301.885 4.393.344.168 213.209.646.053 105.076.191 2.480.664 107.556.855 7.444.318.478.105 113.637.881.709 7.557.956.359.814 4.838.994.256 1.125.746.840 5.964.741.096 5.930.150.867 2.548.765.836 8.478.916.703 106.332.139.030 19.148.071.978 125.480.211.008 28.164.629.118 584.138.040 28.748.767.158 Kredit yang diberikan berdasarkan jenis kredit yang mengalami penurunan nilai dan yang tidak mengalami penurunan nilai adalah sebagai berikut: Loans are granted based on the type of credit that may be impaired and not impaired are as follows: 31 Desember 2016 December 31, 2016 Tidak Mengalami Penurunan Nilai Not Impaired Mengalami Penurunan Nilai Impaired Jumlah Total 806 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

9. KREDIT YANG DIBERIKAN Lanjutan