Komponen Ekuitas Lainnya EQUITY Continued b. Tambahan Modal Disetor

835 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

22. PENDAPATAN BUNGA

22. INTEREST INCOME

Akun ini terdiri dari : This account consists of : Kredit yang diberikan Loans Penempatan pada Bank Indonesia Placement in Bank Indonesia Bunga surat berharga Marketable securities interest Penempatan pada Bank lain Placement in other Bank Pendapatan bunga lainnya Others interest income Jumlah Total

23. BEBAN BUNGA

23. INTEREST EXPENSE

Akun ini terdiri dari : This account consists of : Deposito Deposits Surat berharga Obligasi yang diterbitkan Maarketable securities isued Tabungan Saving Giro Current account Bank lain Others Bank Pinjaman yang diterima Borrowings Beban bunga lainnya Other Interest Expense Jumlah Total

24. PENDAPATAN OPERASIONAL LAIN

24. OTHERS OPERATIONAL INCOME

Akun ini terdiri dari : This account consists of : Provisi dan komisi lainnya Others povision and commision Pendapatan administrasi Administration income Pendapatan denda Penalties income Keuntungan dari perubahan nilai wajar aset keuangan Gain on value changes of financial assets Pendapatan lainnya Other income Jumlah Total

25. PENYISIHAN KERUGIAN ASET

25. ALLOWANCE FOR IMPAIRMENT LOSSES ON ASETS

Akun ini terdiri dari : This account consists of : Penyisihan aset produktif : Allowance for productive assets : Kredit yang diberikan Loans Penyertaan saham BPR Prisma Dana Investment in sharesPT BPR Prisma Dana Penempatan pada Bank lain Placements in other Banks Dikurangi : Less : Pendapatan Koreksi CKPN : Correction income on allowance of impairment losses Kredit yang diberikan Loans Penempatan pada Bank lain Placements in other Banks Jumlah Total

26. BEBAN PERSONALIA

26. PERSONALIA EXPENSE

Akun ini terdiri dari : This account consists of : Gaji dan upah Salaries and wages Tunjangan Allowances Honorarium Honorarium Pendidikan dan latihan Education and training Imbalan pasca kerja Employee post benefits Jumlah Total 515.594.666.107 375.130.000.539 7.641.279.388 7.280.486.360 37.697.039.029 41.537.230.774 12.201.638.300 866.493.640 31 Desember December 31, 2016 2015 134.770.177.035 214.378.152.006 323.284.532.355 267.758.456 133.837.938.298 69.207.142.263 294.786.758.304 252.092.457.763 220.536.779.920 111.067.637.759 16.519.801.885 17.004.213.506 488.750.000 - - 480.439.071 31 Desember December 31, 2016 2015 8.554.314.879 4.896.411.686 - 480.439.071 8.454.237.006 12.107.801.820 21.043.168.170 6.911.588.933 39.861.356.766 41.706.938.330 13.077.694.992 428.849.939 - - 1.889.686.428.809 1.957.078.116.077 30 Desember December 31, 2016 2015 57.254.223.079 51.824.007.500 5.731.142.691 1.941.809.504 1.124.943.802.190 1.155.730.560.131 581.310.694.412 621.929.349.080 89.250.000.004 99.845.166.667 31.196.566.433 25.807.223.195 1.148.016.953.607 1.153.843.298.134 2.895.586.126.438 2.862.397.116.910 31 Desember December 31, 2016 2015 57.003.978.221 37.956.489.942 24.107.106.791 32.245.560.667 31 Desember December 31, 2016 2015 1.630.194.809.738 1.584.632.156.795 36.263.278.081 53.719.611.373 836 Laporan Tahunan Bank SULUTGO 2016 | Annual Report Bank SULUTGO 2016 PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO PT BANK PEMBANGUNAN DAERAH SULAWESI UTARA GORONTALO CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS UNTUK TAHUN-TAHUN YANG BERAKHIR PADA FOR THE YEARS ENDED ON 31 DESEMBER 2016, 2015 SERTA 1 JANUARI 2015 DECEMBER 31, 2016, 2015 AND JANUARY 1, 2015 Dinyatakan dalam Rupiah penuh, kecuali dinyatakan lain Expressed in Rupiah, unless otherwise stated

27. BEBAN ADMINISTRASI DAN UMUM

27. GENERAL AND ADMINISTRATION EXPENSES

Akun ini terdiri dari : This account consists of : Sewa Rental Profesional Professional Asuransi Insurance Pajak kendaraan, bumi bangunan dan lain-lain Taxes of vehicle, earth building and others Pemeliharaan dan perbaikan Maintenance and repair Penyusutan aset tetap Fixed assets depreciation Amortisasi emisi obligasi Amortization of bond issuance Barang dan jasa Goods and services Perjalanan dinas Official trip Administrasi bank Bank charges Lain-lain Others Jumlah Total

28. BEBAN PROMOSI

28. PROMOTIONAL EXPENSE

Akun ini terdiri dari : This account consists of : Promosi Promotion Jumlah Total

29. BEBAN PREMI PROGRAM PENJAMINAN PEMERINTAH

29. GOVERNMENT PREMIUMS GUARANTEE PROGRAM EXPENSES

Akun ini terdiri dari : This account consists of : Premi program penjaminan Pemerintah Government premiums guarantee program Jumlah Total

30. KERUGIAN DARI PERUBAHAN NILAI WAJAR ASET KEUANGAN

30. LOSS FROM CHANGES IN FAIR VALUE OF FINANCIAL ASSETS

Akun ini terdiri dari : This account consists of : Kerugian dari perubahan nilai wajar aset keuangan Loss from changes in fair value of financial assets Jumlah Total

31. PENDAPATAN BEBAN NON OPERASIONAL

31. NON OPERATING INCOME EXPENSES

Akun ini terdiri dari : This account consists of : Pendapatan non operasional Non operating income Sewa Rent Laba penjualan aset tetap Gains on sales of fixed assets Lain-lain Others Sub jumlah Sub total Beban non operasional Non operating expenses Denda Penalties Corporate Social Resposibility CSR Corporate Social Resposibility CSR Lain-lain Others Sub jumlah Sub total Jumlah Total 18.832.193.861 60.345.060.327 Pendapatan lain-lain merupakan pendapatan diterima Bank, diantaranya dari denda atas pencairan deposito yang belum jatuh tempo dan selisih lebih kas teller. Others income presents income received by Bank including penalty on withdrawl of deposits before the maturity date and axcess amount from cashiers. Beban lain-lain merupakan beban CSR, beasiswa, imbalan perfomance contest, koreksi biaya tahun lalu, beban kebutuhan direksi, beban siswa magang, fasilitas sarana teknologi, pembayaran uang lainnya, bantuan kepada nasabah, selisih ATM, dan beban non operasional lainnya. Others expenses are CSR, scholarship, return perfomance contest, corrections of last year costs, directors requirement expense, student internships expenses, technology infrastructure facilities, other cash payments, assistance to customers, the difference in ATM, and other non-operational expenses. - 20.000.000.000 28.898.356.072 175.324.555 29.107.970.705 61.798.887.534 30.786.461.305 33.968.100.717 12.768.812.999 13.437.868.498 18.008.749.635 16.206.472.353 1.231.899.747 5.302.620.985 8.165.118.155 3.846.966.418 3.877.050.110 4.120.421.491 251.811.597.441 203.560.519.171 31 Desember December 31, 2016 2015 83.291.334.003 76.837.301.347 31.901.093.631 30.303.158.900 209.614.633 41.623.562.979 31 Desember December 31, 2016 2015 - - 300.000 81.100.000 21.979.477.021 21.549.835.212 21.979.477.021 21.549.835.212 31 Desember December 31, 2016 2015 10.275.476.844 1.372.727.207 10.275.776.844 1.453.827.207 26.083.950.995 24.853.987.911 26.083.950.995 24.853.987.911 31 Desember December 31, 2016 2015 200.311.769.470 271.533.768.050 200.311.769.470 271.533.768.050 10.488.099.194 12.895.698.306 11.861.172.155 692.687.197 30 Desember December 31, 2016 2015 39.431.806.507 31.740.619.570