LIQUIDITY RISK continued bni ar 2011 th

BNI ฀ ฀ ฀ 479 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 42. RISIKO LIKUIDITAS lanjutan

42. LIQUIDITY RISK continued

2011 Nilai Kurang dari 1 - 3 3 - 6 6 - 12 Lebih dari Tercatat 1 Bulan Bulan Bulan Bulan 12 Bulan Carrying Lainnya Less than 1 - 3 3 - 6 6 - 12 More than Value Others 1 Month Months Months Months 12 Months ASET ASSETS Kas 6.197.731 - 6.197.731 - - - - Cash Giro pada Current accounts with Bank Indonesia 18.895.328 - 18.895.328 - - - - Bank Indonesia Current accounts with Giro pada bank lain 2.130.270 - 2.130.270 - - - - other banks Penempatan pada bank lain Placements with other dan Bank Indonesia 49.328.028 1.449 35.537.878 10.103.254 1.928.696 1.759.649 - banks and Bank Indonesia Surat-surat berharga 7.627.768 40.525 1.563.520 526.099 183.981 175.228 5.219.465 Marketable securities Surat berharga yang dibeli Securities purchased under dengan janji dijual kembali 2.289.462 - - 2.289.462 - - - the agreements to resell Wesel ekspor dan tagihan lainnya 1.853.144 19.021 866.376 689.519 23.083 293.187 - Bills and other receivables Tagihan akseptasi 7.822.309 83.676 1.439.737 3.483.444 2.757.215 221.404 4.185 Acceptances receivable Tagihan derivatif 24.015 - 14.477 1.032 155 - 8.351 Derivatives receivable Pinjaman yang diberikan 156.504.508 7.028.915 23.974.700 19.729.387 17.182.003 14.791.866 87.855.467 Loans Obligasi Pemerintah 36.957.800 - 909.852 310.622 - 299.811 35.437.515 Government Bonds Penyertaan saham 35.745 897 - - - - 36.642 Equity investments Aset lain-lain - neto 2.058.881 35.727 1.582.776 292.572 61.797 29.058 128.405 Other assets - net Total 291.724.989 7.210.210 93.112.645 37.425.391 22.136.930 17.570.203 128.690.030 Total LIABILITAS LIABILITIES Liabilitas segera 2.161.199 - 2.161.199 - - - - Obligations due immediately Simpanan nasabah 231.295.740 - 202.830.934 16.422.886 4.480.522 7.226.584 334.814 Deposits from customers Simpanan dari bank lain 7.018.529 - 6.140.297 814.105 640 56.004 7.483 Deposits from other banks Liabilitas derivatif 374.257 - 13.940 750 146 - 359.421 Derivatives payable Liabilitas akseptasi 4.479.042 - 1.199.475 1.541.946 1.640.936 92.500 4.185 Acceptances payable Surat berharga yang Marketable securities diterbitkan 264.622 - - - 264.622 - - issued Pinjaman yang diterima 8.725.796 - 707.265 2.838.447 4.059.520 414.212 706.352 Borrowings Liabilitas lain-lain 2.942.606 - 1.107.729 1.035.175 799.702 - - Other liabilities Total 257.261.791 - 214.160.839 22.653.309 11.246.088 7.789.300 1.412.255 Total Perbedaan jatuh tempo 34.463.198 7.210.210 121.048.194 14.772.082 10.890.842 9.780.903 127.277.775 Maturity gap Termasuk penyisihan kerugian penurunan nilai atas aset dan liabilitas keuangan Include allowances for impairment losses of financial assets and liabilities Aset lain-lain - neto terdiri dari piutang lain-lain dan piutang bunga Other assets - net consist of other receivables and interest receivable Liabilitas lain-lain terdiri dari biaya yang masih harus dibayar, setoran jaminan dan utang kepada nasabah Other liabilities consist of accrued expenses, guarantee deposits and payables to customers BNI ฀ ฀ ฀ 480 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 42. RISIKO LIKUIDITAS lanjutan

42. LIQUIDITY RISK continued