OTHER ASSETS – NET bni ar 2011 th

BNI ฀ ฀ ฀ 415 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 16. ASET LAIN-LAIN - NETO

16. OTHER ASSETS – NET

2011 2010 Piutang lain-lain Other receivables BNI 783.121 689.319 BNI Entitas Anak: Subsidiaries: Piutang dari PT Kliring Receivables from PT Kliring Penjaminan Efek Penjaminan Efek Indonesia KPEI 147.348 193.310 Indonesia KPEI Piutang nasabah 154.525 162.265 Receivables from customers Piutang premi asuransi 10.338 9.039 Insurance premium receivables Lain-lain 134.984 166.841 Others Sub-total piutang lain-lain 1.230.316 1.220.774 Sub-total other receivables Biaya dibayar di muka 817.378 549.144 Prepaid expenses Beban yang ditangguhkan untuk pinjaman karyawan Deferred expense for Catatan 11 605.393 666.665 employee loans Note 11 Piutang bunga 864.292 823.429 Interest receivable Perlengkapan kantor 381.341 238.450 Office supplies Pajak dibayar di muka 142.127 107.995 Prepaid tax Agunan yang diambil alih setelah dikurangi penyisihan kerugian Foreclosed collaterals, penurunan nilai sebesar net of allowance for impairment Rp159.693 per 31 Desember losses of Rp159,693 as of 2011 dan Rp212.206 per December 31, 2011 and 31 Desember 2010 43.899 - Rp212,206 as of December 31, 2010 Lain-lain setelah dikurangi penyisihan kerugian penurunan nilai sebesar Rp52.095 Others, net of allowance for per 31 Desember 2011 impairment losses of Rp52,095 dan Rp63.374 as of December 31, 2011 and per 31 Desember 2010 570.407 556.426 Rp63,374 as of December 31, 2010 Total 4.655.153 4.162.883 Total Piutang bunga termasuk bunga yang berasal dari Obligasi Pemerintah sebesar Rp502.131 dan Rp548.820 masing-masing pada tanggal 31 Desember 2011 dan 2010. Interest receivables include interest from Government Bonds amounting to Rp502,131 and Rp548,820 as of December 31, 2011 and 2010, respectively. Pada tanggal-tanggal 31 Desember 2011 dan 2010, piutang nasabah termasuk piutang dengan pihak berelasi masing-masing sebesar Rp23.202 dan Rp16.588 Catatan 37. As of December 31, 2011 and 2010, receivables from customers include receivables from related parties amounting to Rp23,202 and Rp16,588, respectively Note 37. Manajemen berpendapat bahwa penyisihan kerugian penurunan nilai yang dibentuk atas aset- aset yang disebutkan di atas telah memadai. Management believes that the allowance for impairment losses on the respective assets outlined above is adequate. 17. LIABILITAS SEGERA 17. OBLIGATIONS DUE IMMEDIATELY