LOANS continued b. Transaksi dengan pihak tertentu lanjutan

BNI ฀ ฀ ฀ 402 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 11. PINJAMAN YANG DIBERIKAN lanjutan

11. LOANS continued b. Transaksi dengan pihak tertentu lanjutan

b. Transactions with certain parties

continued 2011 2010 Mata uang asing Foreign currencies Modal kerja 9.257.064 5.997.543 Working capital Investasi 1.082.169 1.292.610 Investment Konsumen 21 - Consumer Sindikasi 728.701 988.652 Syndicated Total mata uang asing 11.067.955 8.278.805 Total foreign currencies Total pihak berelasi 30.162.573 24.697.347 Total related parties Pihak Ketiga Third Parties Rupiah Rupiah Modal kerja 52.586.658 47.348.883 Working capital Investasi 30.661.040 24.682.024 Investment Konsumen 30.267.017 24.415.262 Consumer Karyawan 1.540.052 1.607.460 Employee Sindikasi 2.576.650 2.143.877 Syndicated Program pemerintah 524.679 388.619 Government programs Total Rupiah 118.156.096 100.586.125 Total Rupiah Mata uang asing Foreign currencies Modal kerja 8.354.664 5.494.654 Working capital Investasi 3.260.620 2.285.292 Investment Konsumen 15.506 13.353 Consumer Program Pemerintah 6.322 8.223 Government Program Sindikasi 3.577.642 3.271.965 Syndicated Total mata uang asing 15.214.754 11.073.487 Total foreign currencies Total pihak ketiga 133.370.850 111.659.612 Total third parties Total 163.533.423 136.356.959 Total Penyisihan kerugian Allowance for impairment penurunan nilai 7.028.915 6.957.392 losses Neto 156.504.508 129.399.567 Net

c. Berdasarkan sektor ekonomi

c. By economic

sector 2011 2010 Rupiah Rupiah Perdagangan, restoran Trading, restaurants and dan hotel 26.078.739 22.661.500 hotels Perindustrian 24.864.093 21.804.965 Manufacturing Jasa dunia usaha 12.785.130 10.559.363 Business services Pertanian 10.922.392 9.301.932 Agriculture Konstruksi 9.435.714 9.334.443 Construction Pengangkutan, pergudangan Transportation, warehousing dan komunikasi 8.776.832 8.821.553 and communications Listrik, gas dan air 5.995.314 5.030.070 Electricity, gas and water Pertambangan 1.854.923 2.348.041 Mining Jasa pelayanan sosial 1.523.001 1.051.777 Social services Lain-lain 35.014.576 26.091.023 Others Total Rupiah 137.250.714 117.004.667 Total Rupiah BNI ฀ ฀ ฀ 403 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 11. PINJAMAN YANG DIBERIKAN lanjutan

11. LOANS continued c. Berdasarkan sektor ekonomi lanjutan