SEGMENT INFORMATION continued bni ar 2011 th

BNI ฀ ฀ ฀ 460 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 39. INFORMASI SEGMEN lanjutan

39. SEGMENT INFORMATION continued

Pendapatan bunga bersih, operasional dan investasi Net interest income, operating and investment income Keterangan 2011 2010 Description b. Pendapatan operasional lainnya b. Other operating income Konvensional 6.294.282 5.229.063 Conventional Asuransi jiwa 1.147.401 1.581.416 Life insurance Syariah 59.324 30.251 Sharia Sekuritas 65.855 135.097 Securities Pembiayaan 31.141 65.729 Multifinance Jasa keuangan 3.472 2.531 Financing service Total pendapatan operasional lainnya 7.601.475 7.044.087 Total - other operating income Total 20.797.289 18.781.770 Total Laba tahun berjalan Income for the year Keterangan 2011 2010 Description Bank: Bank: Konvensional 5.825.969 4.101.706 Conventional Syariah - - Sharia Entitas Anak: Subsidiaries: Syariah 66.347 34.988 Sharia Sekuritas 72.642 21.090 Securities Asuransi jiwa 4.708 9.816 Life insurance Pembiayaan 3.236 3.144 Multifinance Jasa keuangan 393 3.623 Financing service Total 5.820.753 4.160.833 Total Eliminasi 12.535 57.635 Elimination Konsolidasian 5.808.218 4.103.198 Consolidated Jumlah aset Total assets Keterangan 2011 2010 Description Bank: Bank: Konvensional 288.852.850 240.590.147 Conventional Syariah - - Sharia Entitas Anak: Subsidiaries: Syariah 8.482.488 6.394.644 Sharia Asuransi jiwa 2.512.605 2.196.825 Life insurance Sekuritas 1.169.187 1.186.003 Securities Pembiayaan 186.397 192.162 Multifinance Jasa keuangan 3.834 4.455 Financial Service Total 301.207.361 250.564.236 Total Eliminasi 2.149.200 1.983.707 Elimination Konsolidasian 299.058.161 248.580.529 Consolidated BNI ฀ ฀ ฀ 461 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 39. INFORMASI SEGMEN lanjutan

39. SEGMENT INFORMATION continued