MARKET RISK continued i
43. MARKET RISK continued i
Risiko tingkat suku bunga lanjutan i Interest rate risk continued Tabel di bawah ini merupakan kisaran tingkat suku bunga per tahun untuk aset dan liabilitas konsolidasian yang signifikan untuk tahun yang berakhir pada tanggal-tanggal 31 Desember 2011 dan 2010: The tables below summarize the range of interest rates per annum for significant consolidated assets and liabilities as of December 31, 2011 and 2010: 2011 Dolar Dolar Amerika Serikat Singapura Rupiah United States Euro Singapore Rupiah Dollar Euro Dollar ASET ASSETS Penempatan pada bank lain Placements with other banks dan Bank Indonesia 3,80 - 8,75 0,03 - 2,75 0,15 - 1,30 0,10 - 0,65 and Bank Indonesia Surat-surat berharga 5,25 - 17,00 0,25 - 10,75 - - Marketable securities Surat berharga yang dibeli dengan Securities purchased under janji dijual kembali 5,25 - - - agreements to resell Tagihan akseptasi - 1,40 - 6,00 3,50 - 5,50 - Acceptances receivable Wesel ekspor dan tagihan lainnya 8,29 - 12,00 1,03 - 5,83 3,80 - 4,55 2,00 - 3,50 Bills and other receivables Pinjaman yang diberikan 1,00 - 48,00 1,19 - 11,26 LIBOR+0,5 1,95 - 8,75 Loans Obligasi Pemerintah Government Bonds - Tingkat bunga tetap 6,25 - 14.28 0,25 - 11,63 - 2,25 - 3,63 Fixed interest rate - - Tingkat bunga mengambang 4,47 - 4,80 - - - Floating interest rate - LIABILITAS LIABILITIES Simpanan nasabah 0,00 - 7,25 0,00 - 3,00 0,00 - 0,75 0,00 - 1,60 Deposits from customers Simpanan dari bank lain 0,00 - 3,00 0,00 - 2,30 - 0,60 Deposits from other banks Surat berharga yang diterbitkan 12,00 - - - Marketable securities issued Pinjaman yang diterima 4,25 - 5,32 0,20 - 7,75 - - Borrowings 2010 Dolar Dolar Amerika Serikat Singapura Rupiah United States Euro Singapore Rupiah Dollar Euro Dollar ASET ASSETS Penempatan pada bank lain Placements with other dan Bank Indonesia 4,60 - 13,22 0,125 - 1,30 0,15 - 0,83 - banks and Bank Indonesia Surat-surat berharga 6,70 - 15,00 0,67 - 10,75 4,13 - 6,50 - Marketable securities Tagihan akseptasi - 0,50 - 9,00 4,00 - 5,50 - Acceptances receivable Wesel ekspor dan tagihan lainnya 9,12 - 11,26 1,38 - 6,50 3,27 - 5,77 3,00 - 4,77 Bills and other receivables LIBOR+0,5 Pinjaman yang diberikan 2,00 - 48,00 1,00 - 11,26 - 1,84 2,07 - 7,50 Loans Securities purchased Surat berharga yang dibeli dengan under agreements janji akan dijual kembali to resell Obligasi Pemerintah Government Bonds - Tingkat suku bunga tetap 7,38 - 14,28 2,63 - 11,63 - 1,38 - 3,75 Fixed interest rate - - Tingkat bunga mengambang 6,37 - - - Floating interest rate - LIABILITAS LIABILITIES Simpanan nasabah 0,00 - 10,25 0,00 - 3,67 0,00 - 1,20 0,13 - 1,60 Deposits from customers Simpanan dari bank lain 0,00 - 6,50 0,15 - 1,80 0,25 0,75 Deposits from other banks Surat-surat berharga yang diterbitkan 12,00 - 13,13 - - - Marketable securities issued Pinjaman yang diterima 3,75 - 5,50 0,23 - 7,75 - 0,33 Borrowings BNI 483 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2011 dan 2010 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2011 and 2010 Expressed in millions of Rupiah, unless otherwise stated 43. RISIKO PASAR lanjutan43. MARKET RISK continued i Risiko tingkat suku bunga lanjutan
Parts
» Langkah-langkah Strategis 2011 Bank’s Strategic Direction
» Strategic Initiatives in 2011 Kebijakan Stategis 2011
» Contingency Receivables 2011 Strategic Policies
» Risiko Kredit bni ar 2011 th
» Risiko Likuiditas bni ar 2011 th
» Liquidity Risk bni ar 2011 th
» Risiko Operasional Operational Risk
» Risiko Operasional, perbaikan terhadap Loss Other Risk, Regulatory Capital Allocation RCAP,
» Komite Audit Audit Committee
» GENERAL a. Pendirian bni ar 2011 th
» IKHTISAR KEBIJAKAN bni ar 2011 th
» SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» CASH GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» CURRENT ACCOUNTS WITH OTHER BANKS a. Berdasarkan mata uang
» PENEMPATAN PADA BANK LAIN DAN BANK PLACEMENTS WITH OTHER BANKS AND BANK INDONESIA continued
» MARKETABLE SECURITIES bni ar 2011 th
» SURAT-SURAT BERHARGA bni ar 2011 th
» DERIVATIVES RECEIVABLE AND PAYABLE continued
» DERIVATIVES RECEIVABLE AND PAYABLE continued PINJAMAN YANG DIBERIKAN LOANS
» LOANS continued a. bni ar 2011 th
» LOANS continued b. Transaksi dengan pihak tertentu lanjutan
» LOANS continued c. Berdasarkan sektor ekonomi lanjutan
» LOANS continued e. bni ar 2011 th
» LOANS continued g. bni ar 2011 th
» LOANS continued i. bni ar 2011 th
» LOANS continued k. bni ar 2011 th
» LOANS continued l. Informasi pokok lainnya sehubungan OBLIGASI PEMERINTAH GOVERNMENT BONDS
» GOVERNMENT BONDS continued a. Berdasarkan jenis dan mata uang lanjutan
» GOVERNMENT BONDS continued a.
» PENYERTAAN SAHAM EQUITY INVESTMENTS EQUITY INVESTMENTS continued
» ASET TETAP FIXED ASSETS FIXED ASSETS continued
» OTHER ASSETS – NET bni ar 2011 th
» LIABILITAS SEGERA OBLIGATIONS DUE IMMEDIATELY DEPOSITS FROM CUSTOMERS
» DEPOSITS FROM CUSTOMERS continued a. Berdasarkan jenis dan mata uang lanjutan
» DEPOSITS FROM CUSTOMERS continued b.
» LIABILITAS AKSEPTASI ACCEPTANCES PAYABLE ACCEPTANCES PAYABLE continued a.
» ACCEPTANCES PAYABLE c. SURAT-SURAT BERHARGA MARKETABLE SECURITIES ISSUED
» PINJAMAN YANG DITERIMA BORROWINGS BORROWINGS continued a.
» BORROWINGS continued a. Berdasarkan jenis dan mata uang lanjutan
» PERPAJAKAN TAXATION TAXATION continued b. Beban
» TAXATION continued b. Beban pajak lanjutan
» TAXATION continued c. Aset pajak tangguhan
» TAXATION continued e. Surat ketetapan pajak lanjutan LIABILITAS LAIN-LAIN OTHER LIABILITIES
» PENGGUNAAN LABA NETO APPROPRIATION OF NET INCOME APPROPRIATION OF NET INCOME continued
» CADANGAN UMUM DAN WAJIB GENERAL AND LEGAL RESERVES CADANGAN KHUSUS SPECIFIC RESERVES
» SALARIES AND EMPLOYEE BENEFITS BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES
» EMPLOYEE BENEFITS Program pensiun manfaat pasti
» EMPLOYEE BENEFITS continued Program pensiun manfaat pasti lanjutan
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» EMPLOYEE BENEFITS continued Imbalan kerja jangka panjang lainnya lanjutan
» COMMITMENTS AND CONTINGENCIES TRANSAKSI DENGAN PIHAK BERELASI RELATED PARTY TRANSACTIONS
» RELATED PARTY TRANSACTIONS continued a. Jenis hubungan dan unsur transaksi pihak
» RELATED PARTY TRANSACTIONS continued a.
» RELATED PARTY TRANSACTIONS continued d. Surat berharga lanjutan
» RELATED PARTY TRANSACTIONS continued g. Pinjaman
» KEPENTINGAN NONPENGENDALI NON-CONTROLLING INTEREST SEGMENT INFORMATION
» SEGMENT INFORMATION continued bni ar 2011 th
» SEGMENT INFORMATION continued RISK MANAGEMENT
» RISK MANAGEMENT continued bni ar 2011 th
» CREDIT RISK continued bni ar 2011 th
» CREDIT RISK continued RISIKO LIKUIDITAS LIQUIDITY RISK
» LIQUIDITY RISK continued bni ar 2011 th
» RISIKO PASAR MARKET RISK MARKET RISK continued
» MARKET RISK continued i Risiko tingkat suku bunga lanjutan
» MARKET RISK continued ii. Risiko mata uang lanjutan
» OPERATIONAL RISK bni ar 2011 th
» OPERATIONAL RISK continued bni ar 2011 th
» NILAI WAJAR ASET DAN LIABILITAS KEUANGAN FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES
» FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» AKTIVITAS JASA LAINNYA OTHER ACTIVITIES
» OTHER ACTIVITIES continued Kegiatan Jasa Kustodian lanjutan
» OTHER ACTIVITIES continued Kegiatan Jasa Kustodian lanjutan HAL-HAL LAINNYA OTHER MATTERS
» OTHER MATTERS continued bni ar 2011 th
» CAPITAL EXPENDITURE COMMITMENTS PROGRAM PENGGANTI MANAGEMENT - EMPLOYEE STOCK
» MANAGEMENT - EMPLOYEE STOCK KREDIT KELOLAAN CHANNELING LOANS
» INFORMASI KEUANGAN TAMBAHAN SUPPLEMENTARY FINANCIAL INFORMATION
» MANAGEMENT’S RESPONSIBILITY ON THE CONSOLIDATED FINANCIAL STATEMENTS 2011
» December December 2011 bni ar 2011 th
» December December December December
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