TRANSAKSI DENGAN PIHAK-PIHAK BERELASI lanjutan

Laporan Tahunan 2012 ฀Annual฀Report฀•฀ bank bjb 499 Performance Good Corporate The original consolidated financial statements included herein are in the Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 159 44. INFORMASI SEGMEN USAHA 44. SEGMENT INFORMATION Bank mempertimbangkan jenis usaha sebagai segmen utama dan lokasi geografis sebagai segmen sekunder. The Bank considers the nature of its business as the primary segment and geographical areas as the secondary segment. Informasi yang berkaitan dengan segmen usaha yang utama dari Bank disajikan dalam tabel di bawah ini: Information concerning the primary segment information of the Bank is set out in the table below: 2012 Konvensional Syariah Eliminasi Conventional Sharia Elimination Total Pendapatan segmen 6.440.774 354.912 - 6.795.686 Segment income Beban segmen 2.990.202 150.109 - 3.140.311 Segment expenses Pendapatan segmen - neto 3.450.572 204.803 - 3.655.375 Segment Income - net Pendapatan operasional lainnya 321.890 8.472 - 330.362 Other operating income penyisihan kerugian penurunan Provision for impairment nilai aset keuangan dan losses on financial assets non-aset keuangan 360.965 44.851 2.428 403.388 and non-financial assets Beban estimasi Estimated losses on kerugian komitmen dan commitments and kontinjensi - 133 - 133 contingencies Beban operasional lainnya 2.015.397 147.578 - 2.162.975 Other operating expenses Laba operasional 1.396.100 20.713 2.428 1.419.241 Income from operations Pendapatan beban bukan Non-operating income operasional - neto 102.737 129 9.608 93.258 expenses - net Beban pajak - neto 312.825 6.370 - 319.195 Tax expense - net Laba tahun berjalan 1.186.012 14.472 7.180 1.193.304 Income for the year Total aset 67.187.111 4.275.098 621.331 70.840.878 Total assets 2011 Konvensional Syariah Eliminasi Conventional Sharia Elimination Total Pendapatan segmen 5.722.361 254.689 - 5.977.050 Segment income Beban segmen 2.812.721 103.120 - 2.915.841 Segment expenses Pendapatan segmen - neto 2.909.640 151.569 - 3.061.209 Segment Income - net Pendapatan operasional lainnya 235.207 4.961 - 240.168 Other operating income penyisihan kerugian penurunan Provision for impairment nilai aset keuangan dan losses on financial assets non-aset keuangan 330.733 9.986 - 340.719 and non-financial assets Beban estimasi Estimated losses on kerugian komitmen dan commitments and kontinjensi 36.151 278 - 35.873 contingencies Beban operasional lainnya 1.601.167 120.470 - 1.721.638 Other operating expenses Laba operasional 1.249.098 25.796 - 1.274.894 Income from operations Pendapatan beban bukan Non-operating income operasional - neto 48.127 28 3.177 44.922 expenses - net Beban pajak - neto 349.747 7.374 - 357.121 Tax expense - net Laba tahun berjalan 947.478 18.394 3.177 962.695 Income for the year Total aset 52.102.571 2.849.451 503.364 54.448.658 Total assets