Berdasarkan jenis, By type, currency and relationship

Laporan Tahunan 2012 ฀Annual฀Report฀• bank bjb 430 The original consolidated financial statements included herein are in the Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 90 11. KREDIT YANG DIBERIKAN lanjutan 11. LOANS continued

a. Berdasarkan jenis,

mata uang dan kolektibilitas lanjutan

a. By type,

currency and collectibility continued 2012 2011 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount In foreign Ekuivalen in foreign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Dolar Amerika Serikat United States Dollar Modal kerja 25.047.694 241.397 11.260.096 102.101 Working capital Sindikasi - 10.000.000 90.675 Syndicated Investasi 564.089 5.436 620.00 5.622 Investment 35.178.620 26.823.406 Total 35.374.390 26.998.466 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 605.667 507.900 for impairment losses Neto 34.768.723 26.490.566 Neto 2012 2011 Pokok Cadangan Pokok Cadangan Principal Allowance Principal Allowance Individual 5.420.906 343.111 3.928.528 132.924 Individual Kolektif Collective Lancar 28.775.929 7.779 22.538.848 226.214 Current Dalam perhatian khusus 798.528 13.379 336.738 16.837 Special mention Kurang lancar 69.208 11.920 31.817 4.773 Substandard Diragukan 104.233 26.195 49.579 24.790 Doubtful Macet 205.586 203.283 112.956 102.362 Loss Total 35.374.390 605.667 26.998.466 507.900 Total b. Berdasarkan sektor ekonomi b. By economic sector 2012 2011 Perdagangan 4.321.224 3.193.091 Trading Jasa dunia usaha 2.484.038 1.150.078 Business services Konstruksi 1.550.108 937.725 Construction Industri 971.387 515.942 Industry Pertambangan 544.391 187.971 Mining Pertanian 372.723 283.919 Agriculture Jasa-jasa sosial 366.012 317.139 Social services Pengangkutan dan pergudangan 328.088 257.318 Transportation and warehousing Listrik, gas dan air 48.372 133.068 Electricity, gas and water Lain-lain 24.388.047 20.022.215 Others Total 35.374.390 26.998.466 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 605.667 507.900 for impairment losses Neto 34.768.723 26.490.566 Net