RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO NILAI TUKAR FOREIGN EXCHANGE RISK

Laporan Tahunan 2012 ฀Annual฀Report฀• bank bjb 516 The original consolidated financial statements included herein are in the Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 176 46. RISIKO NILAI TUKAR lanjutan 46. FOREIGN EXCHANGE RISK continued 31 Desember 2012December 31, 2012 Posisi Devisa Aset Liabilitas NetoNet Mata Uang Assets Liabilities Open Position Currency STATEMENT OF FINANCIAL LAPORAN POSISI KEUANGAN POSITION Dolar Amerika Serikat 1.191.718 1.204.587 12.869 United States Dollar Euro Eropa 15.862 3.225 12.637 European Euro Dolar Singapura 15.745 15.214 531 Singapore Dollar Dolar Australia 1.927 - 1.927 Australian Dollar Riyal Saudi Arabia 38 - 38 Saudi Arabian Riyal Yen Jepang 89 - 89 Japanese Yen Poundsterling Inggris 1.529 - 1.529 Great Britain Poundsterling Dolar Hong Kong 66 - 66 Hong Kong Dollar Yuan Cina 35.740 18.656 17.084 Chinese Yuan Total 21.032 Total Total modal - Desember 2012 4.572.375 Total capital - December 2012 Rasio PDN Keseluruhan 1,23 NOP ratio Aggregate NOP ratio Statement of Rasio PDN Laporan posisi keuangan 0,46 financial position Rasio PDN per 31 Desember 2012 jika menggunakan modal bulan November 2012 tidak diaudit adalah sebagai berikut: NOP Ratios as of December 31, 2012, based on the total capital in November 2012 unaudited are as follows: Total modal - November 2012 4.516.415 Total capital - November 2012 Rasio PDN Keseluruhan 1,25 NOP Ratio Aggregate NOP Ratio Statement of Rasio PDN Laporan posisi keuangan 0,47 financial position 31 Desember 2011December 31, 2011 Posisi Devisa Aset Liabilitas NetoNet Mata Uang Assets Liabilities Open Position Currency KESELURUHAN LAPORAN POSISI AGGREGATE STATEMENT OF KEUANGAN DAN REKENING FINANCIAL POSITION AND ADMINISTRATIF ADMINISTRATIVE ACCOUNTS Dolar Amerika Serikat 680.357 795.342 114.985 United States Dollar Euro Eropa 19.011 2.362 16.649 European Euro Dolar Singapura 9.551 7.369 2.182 Singapore Dollar Dolar Australia 439 32 407 Australian Dollar Riyal Saudi Arabia 330 - 330 Saudi Arabian Riyal Yen Jepang 86 16 70 Japanese Yen Poundsterling Inggris 1.081 - 1.081 Great Britain Poundsterling Dolar Hong Kong 3 - 3 Hong Kong Dollar Yuan Cina 130.085 65.051 65.034 Chinese Yuan Total 200.741 Total Laporan Tahunan 2012 ฀Annual฀Report฀•฀ bank bjb 517 Performance Good Corporate The original consolidated financial statements included herein are in the Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 177 46. RISIKO NILAI TUKAR lanjutan 46. FOREIGN EXCHANGE RISK continued