Berdasarkan sektor ekonomi PEMBIAYAAN SYARIAH lanjutan SHARIA FINANCING continued

Laporan Tahunan 2012 ฀Annual฀Report฀•฀ bank bjb 445 Performance Good Corporate The original consolidated financial statements included herein are in the Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 105 13. TAGIHAN AKSEPTASI 13. ACCEPTANCE RECEIVABLES Informasi mengenai jatuh tempo tagihan akseptasi diungkapkan pada Catatan 47. Information with respect to maturities of acceptances receivable is disclosed in Note 47. 2012 2011 Rupiah Rupiah Debitur non-bank 18.320 322 Non-bank debtors Bank - - Bank Total Rupiah 18.320 322 Total Rupiah Mata uang asing Foreign currencies Debitur non-bank 206.655 78.393 Non-bank debtors Bank - - Bank Total mata uang asing 206.655 78.393 Total foreign currencies Total 224.975 78.715 Total Cadangan kerugian Allowance for penurunan nilai - - impairment losses Neto 224.975 78.715 Net Perincian tagihan akseptasi berdasarkan mata uang adalah sebagai berikut: Acceptances receivable based on currencies are as follows: 2012 2011 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount In foreign Ekuivalen in foreign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Rupiah 18.320 322 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 21.442.794 206.655 8.645.505 78.393 United States Dollar Total 224.975 78.715 Total Cadangan kerugian Allowance for penurunan nilai - - impairment losses Neto 224.975 78.715 Net Manajemen berpendapat bahwa tagihan atau kewajiban akseptasi tidak mengalami penurunan nilai. Cadangan kerugian penurunan nilai tidak diperlukan. Management believes that acceptance payable or receivable is not impaired. No allowance for impairment losses is necessary.