KewajibanLiabilities Selisih Aset dengan

Introduction Management Discussion Analysis on Company Performance Good Corporate Governance Corporate Social Responsibility Corporate Data bank bjb •฀Laporan฀Tahunan฀2013฀Annual฀Report 249 Consolidated Financial Statements No. Pos - pos Post Sandi Code Saldo Balance Jatuh TempoMaturity 1 minggu 1 week 1 minggu s- 2 minggu 2 weeks - 2 weeks 2 minggu - 1 bulan 2 weeks- 1 months 1 - 3 bulan 1 -3 months 3 - 6 bulan 3 - 6 months 6 - 12 bulan 6 - 12 months 12 bulan 12 months 6. Tagihan Lainnya Other Receivable 18,149 552 3,421 7,966 4,210 - 2,000 - a. Tagihan atas Surat Berharga yang dibeli dengan janji dijual kembali RR Claims on Securities purchased under agreements to resell RR - - - - - - - - b. Lainnya Other 18,149 552 3,421 7,966 4,210 - 2,000 - 7. Lain-lain Others - - - - - - - - 57,355,119 822,373

B. KewajibanLiabilities

56,532,746 6,700,917 3,018,159 3,416,322 3,965,433 3,462,846 4,757,468 31,211,601 1. Dana Pihak Ketiga Third Party Funds 46,268,841 2,081,712 961,166 2,454,969 3,925,929 3,415,787 4,420,644 29,008,634 a. Giro Current Accounts 16,166,694 1,056,261 114,237 114,237 870,840 2,056,261 2,112,521 9,842,337 b. Tabungan Saving Accounts 11,739,641 160,392 160,392 389,523 1,420,612 1,130,917 2,261,835 6,215,970 c. Simpanan Berjangka Time Deposits 18,362,506 865,059 686,537 1,951,209 1,634,477 228,609 46,288 12,950,327 1 Deposito on call Deposits on call 324,962 210,575 77,881 36,506 - - - - 2 Deposito berjangka Time Deposits 18,037,544 654,484 608,656 1,914,703 1,634,477 228,609 46,288 12,950,327 3 Lainnya Other - - - - - - - - 2. Kewajiban kepada Bank Indonesia Liabilities on Bank Indonesia - - - - - - - - 3. Kewajiban kepada bank lain Liabilities on Other Bank 4,632,106 3,692,106 875,000 65,000 - - - - 4. Surat Berharga yang Diterbitkan Securities Issued 2,396,611 - - - - - 276,000 2,120,611 a. Obligasi Bonds 2,396,611 - - - - - 276,000 2,120,611 b. Subordinasi Subordinated - - - - - - - - c. Lainnya Other - - - - - - - - 5. Pinjaman yang Diterima Borrowings 235,297 3,529 3,529 4,706 35,294 47,059 58,824 82,356 a. Pinjaman Subordinasi Subordinated Borrowings - - - - - - - - b. Lainnya Other 235,297 3,529 3,529 4,706 35,294 47,059 58,824 82,356 6. Kewajiban Lainnya Other Liabilities 2,999,891 923,570 1,178,464 891,647 4,210 - 2,000 - a. Kewajiban atas Surat Berharga yang dijual dengan janji dibeli kembali Repo Liability for Securities sold under repurchase agreements Repo 2,999,891 923,570 1,178,464 891,647 4,210 - 2,000 - b. Lainnya Other - - - - - - - - 7. Lain-lain Others - - - - - - - -

C. Selisih Aset dengan

Kewajiban dalam Neraca Difference Assets to Liabilities in the Balance Sheet 7,448,114 1,949,656 2,636,565 1,822,487 1,768,779 348,849 850,971 11,294,663 RISK MANAGEMENT MANAJEMEN RISIKO bank bjb •฀Laporan฀Tahunan฀2013฀Annual฀Report 250 No. Pos - pos Post Sandi Code Saldo Balance Jatuh TempoMaturity 1 minggu 1 week 1 minggu s- 2 minggu 2 weeks - 2 weeks 2 minggu - 1 bulan 2 weeks- 1 months 1 - 3 bulan 1 -3 months 3 - 6 bulan 3 - 6 months 6 - 12 bulan 6 - 12 months 12 bulan 12 months II. Rekening Administratif Off-Balance Sheet A. Tagihan Rekening Administratif Off-Balance Sheet Receivables - - - - - - - - 1. Komitmen Commitments - - - - - - - - a. Fasilitas pinjaman yang belum ditarik Undrawn borrowing facilities - - - - - - - - b. Posisi pembelian spot dan derivatif yang masih berjalan Outstanding buying spot and derivative - - - - - - - - 1 Spot Spot - - - - - - - - 2 Derivatif derivative - - - - - - - - c. Lainnya Other - - - - - - - - 2. Kontijensi Contingencies - - - - - - - - B. Kewajiban Rekening Administratif Liabilities Balance Sheet 3,634,765 303,051 75,653 73,892 208,334 384,823 446,770 2,142,242 1. Komitmen Commitments 2,753,444 4,979 34,828 22,727 77,698 181,385 341,796 2,090,031 a. Fasilitas pinjaman yang belum ditarik Undrawn borrowing facilities 2,666,447 4,979 34,828 13,269 77,698 181,385 264,257 2,090,031 b. Irrevocable LC yang masih berjalan Irrevocable L C is still running 86,997 - - 9,458 - - 77,539 - c. Posisi pembelian spot dan derivatif yang masih berjalan Outstanding buying spot and derivative - - - - - - - - 1 Spot Spot - - - - - - - - 2 DerivatifDerivative - - - - - - - - d. LainnyaOther - - - - - - - - 2. Kontijensi Contingencies 881,321 298,072 40,825 51,165 130,636 203,438 104,974 52,211 - - - - - - - C. Selisih Tagihan dan Kewajiban dalam Rekening Administratif Difference in Account Receivables and Payables Administrative 3,634,765 303,051 75,653 73,892 208,334 384,823 446,770 2,142,242 Selisih IA-IB + IIA-IIB Net IA-IB + IIA-IIB 3,813,349 1,568,514 2,697,880 1,907,354 2,015,134 766,969 356,624 9,275,548 Selisih Kumulatif Cumulative Differences 1,568,514 1,129,366 3,036,720 5,051,854 5,818,823 5,462,199 3,813,349 Introduction Management Discussion Analysis on Company Performance Good Corporate Governance Corporate Social Responsibility Corporate Data bank bjb •฀Laporan฀Tahunan฀2013฀Annual฀Report 251 Consolidated Financial Statements 9.2.b Pengungkapan Profil Maturitas Rupiah - Bank secara Konsolidasi dengan Perusahaan Anak No. Pos - pos Post Sandi Code Saldo Balance Jatuh TempoMaturity 1 minggu 1 week 1 minggu s- 2 minggu 2 weeks - 2 weeks 2 minggu - 1 bulan 2 weeks- 1 months 1 - 3 bulan 1 -3 months 3 - 6 bulan 3 - 6 months 6 - 12 bulan 6 - 12 months 12 bulan 12 months I. NeracaBalance Sheet A. AssetAssets 478.355 344.184 6.494 - 8.686 28.451 48.819 41.722 1. Kas Cash 15.319 15.319 - - - - - - 2. Penempatan pada Bank Indonesia Placement to Bank Indonesia 41.378 41.378 - - - - - - a. Giro Current Accounts 41.378 41.378 - - - - - - b. SBI - c. Lainnya Other Depo Facility,Term Deposit Reverse Repo - - - - - - - - 3. Penempatan pada bank lain Interbank placement 140.489 140.489 - - - - - - 4. Surat Berharga Securities 23.568 - - - - 19.857 3.710 - a. SUN - - - - - - - - 1 diperdagangkan trading - 2 tersedia untuk dijual available for sale - 3 dimiliki hingga jatuh tempo held to maturity - 4 pinjaman yang diberikan dan piutang loans and receivables - b. Surat Berharga Korporasi Corporate Securities 23.568 - - - - 19.857 3.710 - 1 diperdagangkan trading - - - - - - - - 2 tersedia untuk dijual available for sale - - - - - - - - 3 dimiliki hingga jatuh tempo held to maturity 23.568 - - - - 19.857 3.710 - 4 pinjaman yang diberikan dan piutang loans and receivables - - - - - - - - c. Lainnya Other - - - - - - - - 5. Kredit yang Diberikan Loans 242.515 146.998 - - 93 8.593 45.109 41.722 a. Belum Jatuh Tempo Non Past Due 242.515 146.998 - - 93 8.593 45.109 41.722 b. Sudah Jatuh Tempo Past Due - - - - - - - - 6. Tagihan Lainnya Other Receivable 15.087 - 6.494 - 8.593 - - - a. Tagihan atas Surat Berharga yang dibeli dengan janji dijual kembali RR Claims on Securities purchased under agreements to resell RR - - - - - - - - b. Lainnya Other 15.087 - 6.494 - 8.593 - - - 7. Lain-lain Others - - - - - - - - 637.612 11.213 9.2.b Disclosure of Rupiah Maturity Profile - Bank Consolidated with Subsidiary RISK MANAGEMENT MANAJEMEN RISIKO bank bjb •฀Laporan฀Tahunan฀2013฀Annual฀Report 252 No. Pos - pos Post Sandi Code Saldo Balance Jatuh TempoMaturity 1 minggu 1 week 1 minggu s- 2 minggu 2 weeks - 2 weeks 2 minggu - 1 bulan 2 weeks- 1 months 1 - 3 bulan 1 -3 months 3 - 6 bulan 3 - 6 months 6 - 12 bulan 6 - 12 months 12 bulan 12 months B. KewajibanLiabilities 626.399 386.509 10.522 124.860 102.839 32 1.638 - 1. Dana Pihak Ketiga Third Party Funds 492.967 264.809 4.028 124.860 97.601 32 1.638 - a. Giro Current Accounts 193.826 193.826 - - - - - - b. Tabungan Saving Accounts 37.368 37.368 - - - - - - c. Simpanan Berjangka Time Deposits 261.773 33.615 4.028 124.860 97.601 32 1.638 - 1 Deposito on call Deposits on call - - - - - - - - 2 Deposito berjangka Time Deposits 261.773 33.615 4.028 124.860 97.601 32 1.638 - 3 Lainnya Other - - - - - - - - 2. Kewajiban kepada Bank Indonesia Liabilities on Bank Indonesia - - - - - - - - 3. Kewajiban kepada bank lain Liabilities on Other Bank 121.700 121.700 - - - - - - 4. Surat Berharga yang Diterbitkan Securities Issued - - - - - - - - a. Obligasi Bonds - - - - - - - - b. Subordinasi Subordinated - - - - - - - - c. Lainnya Other - - - - - - - - 5. Pinjaman yang Diterima Borrowings - - - - - - - - a. Pinjaman Subordinasi Subordinated Borrowings - - - - - - - - b. Lainnya Other - - - - - - - - 6. Kewajiban Lainnya Other Liabilities 11.732 - 6.494 - 5.238 - - - a. Kewajiban atas Surat Berharga yang dijual dengan janji dibeli kembali Repo Liability for Securities sold under repurchase agreements Repo 11.732 - 6.494 - 5.238 - - - b. Lainnya Other - - - - - - - - 7. Lain-lain Others - - - - - - - -

C. Selisih Aset dengan