RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued

BNI฀•฀2010฀Annual฀Report 456 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ANAK PERUSAHAAN CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2010 dan 2009 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2010 and 2009 Expressed in millions of Rupiah, unless otherwise stated 169 41. RISIKO LIKUIDITAS lanjutan 41. LIQUIDITY RISK continued 2009 Nilai Kurang dari 1 - 3 3 - 6 6 - 12 Lebih dari Tercatat 1 Bulan Bulan Bulan Bulan 12 Bulan Carrying Lainnya Less than 1 - 3 3 - 6 6 - 12 More than Value Others 1 Month Months Months Months 12 Months ASET ASSETS Kas 4.903.316 - 4.903.316 - - - - Cash Giro pada Current accounts with Bank Indonesia 8.531.044 - 8.531.044 - - - - Bank Indonesia Current accounts with Giro pada bank lain 6.858.342 69.276 6.927.618 - - - - other banks Placements with other Penempatan pada bank lain banks and Bank dan Bank Indonesia 29.622.162 229.550 29.549.428 293.750 1.150 7.384 - Indonesia Surat-surat berharga 19.197.927 317.584 12.597.783 25.121 165.625 107.674 6.619.308 Marketable securities Wesel ekspor dan tagihan lainnya 668.764 19.207 555.564 98.628 4.303 286 29.190 Bills and other receivables Tagihan akseptasi 4.729.379 63.479 621.100 2.172.688 1.594.801 403.879 390 Acceptances receivable Tagihan derivatif 7.301 92 3.683 668 249 - 2.793 Derivatives receivable Pinjaman yang diberikan 113.922.685 6.920.455 13.952.257 9.127.707 15.880.378 13.390.863 68.491.935 Loans Obligasi Pemerintah 31.039.523 - 349.961 1.213.428 268.210 455.285 28.752.639 Government Bonds Penyertaan saham 51.267 15.523 - - - - 66.790 Equity investments Aset lain-lain 2.898.406 - 2.898.406 - - - - Other assets Jumlah 222.430.116 7.635.166 80.890.160 12.931.990 17.914.716 14.365.371 103.963.045 Total KEWAJIBAN LIABILITIES Kewajiban segera 1.109.216 - 1.109.216 - - - - Obligations due immediately Simpanan nasabah 188.468.987 - 165.903.491 14.188.692 4.406.081 3.922.285 48.438 Deposits from customers Simpanan dari bank lain 3.819.149 - 2.213.175 948.274 281.900 375.800 - Deposits from other banks Kewajiban derivatif 152.423 - 1.045 2.566 232 207 148.373 Derivatives payable Kewajiban akseptasi 2.558.681 - 451.482 912.839 810.254 384.106 - Acceptances payable Surat berharga yang Marketable securities diterbitkan 1.260.750 - - - - - 1.260.750 issued Pinjaman yang diterima 5.569.805 - - 1.824.404 422.775 101.468 3.221.158 Borrowings Kewajiban lain-lain 5.133.675 - - - - - 5.133.675 Other liabilities Jumlah 208.072.686 - 169.678.409 17.876.775 5.921.242 4.783.866 9.812.394 Total Perbedaan jatuh tempo 14.357.430 7.635.166 88.788.249 4.944.785 11.993.474 9.581.505 94.150.651 Maturity gap Termasuk penyisihan atas aset dan kewajiban keuangan Includes allowances for financial assets and liabilities Merupakan jumlah seluruh penyertaan saham Represents all equity investments Merupakan jumlah seluruh asetkewajiban lain-lain Represents all other assetsliabilities BNI฀•฀Laporan฀Tahunan฀2010 457 are in Indonesian language. PT BANK NEGARA INDONESIA PERSERO Tbk DAN ANAK PERUSAHAAN CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2010 dan 2009 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK NEGARA INDONESIA PERSERO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2010 and 2009 Expressed in millions of Rupiah, unless otherwise stated 170 42. RISIKO PASAR 42. MARKET RISK