Peter B. Stok Fero Poerbonegoro Tirta Hidayat B.S. Kusmuljono Ekoputro Adijayanto
2. Bagus Rumbogo
Komisaris Commissioner3. Peter B. Stok
Komisaris UtamaKomisaris Independen President Commissioner Independent Commissioner4. Fero Poerbonegoro
Komisaris Independen Independent Commissioner5. Tirta Hidayat
Wakil Komisaris Utama Vice President Commissioner6. B.S. Kusmuljono
Komisaris Independen Independent Commissioner7. Ekoputro Adijayanto
Komisaris Commissioner BNI•2010AnnualReport BNI•LaporanTahunan2010 36 BNI•2010AnnualReport BNI•LaporanTahunan2010 Board of Commissioners Supervisory Report Introduction The Board of Commissioners carries out its duties and responsibilities independently and adhere to the Articles of Association of PT Bank Negara Indonesia Persero Tbk and prevailing regulations, as well as good corporate governance, which include supervision over the Bank’s policies and management, providing advice to Directors, ensuring the implementation of the provisions of the Articles of Association and other prevailing laws and regulations. All members of the Board of Commissioners have the required core competencies to ensure that the Board of Commissioners performs its duties and responsibilities effectively. The Board of Commissioners performs supervisory and advisory tasks for the interest of the Company and to ensure that the Directors carry out their duty in accordance with the goals and objectives of the Company and to ensure that the Company is managed to safeguard the interests of shareholders and stakeholders. In performing their duties, the Board of Commissioners is assisted by a number of committees, comprised of the Audit Committee, the Risk Monitoring Committee and Remuneration Nomination Committee. Implementation of Supervisory Duties and Responsibilities in 2010 Members of the Board of Commissioners are appointed by GMS to perform supervisory duties and to provide advice for the Board of Directors with good faith, prudence and responsibility for the interest of the Company. To maintain objectivity and independence in conducting supervision, the Board of Commissioners is not involved in operational decisions, except in the provision of funds to related parties and other matters as stipulated in Articles of Association and prevailing laws. In general, the duties and responsibilities of the Board of Commissioners include, but are not limited to, the following: • todirect,monitorandevaluatethe implementation of the Company’s strategic policy; • toensurethatalldecisionsmadebytheBoard of Directors are in line with long-term strategic goals; • toensurethattheDirectorshavedesigned appropriate risk management systems to manage the main risks of the Company; Pengantar Dewan Komisaris melaksanakan tugas dan tanggung jawabnya secara independen dengan berpedoman kepada ketentuan Anggaran Dasar PT Bank Negara Indonesia Persero Tbk dan peraturan perundangan yang berlaku, serta tata kelola perusahaan yang baik, meliputi pengawasan terhadap kebijakan pengurusan dan jalannya pengurusan Perseroan oleh Direksi, memberikan nasihat kepada Direksi, memastikan terlaksananya ketentuan Anggaran Dasar Perseroan dan ketentuan perundang-undangan lainnya yang berlaku. Seluruh anggota Dewan Komisaris sebagai suatu majelis memiliki kompetensi inti yang dibutuhkan untuk memastikan efektivitas pelaksanaan tugas dan tanggung jawab Dewan Komisaris. Tugas pengawasan dan pemberian nasihat dilakukan oleh Dewan Komisaris demi kepentingan Perseroan dan untuk memastikan bahwa pelaksanaan tugas Direksi telah sesuai dengan maksud dan tujuan Perseroan serta memastikan bahwa Perseroan dikelola untuk menjaga kepentingan pemegang saham dan para pemangku kepentingan lainnya. Dalam melaksanakan tugas tersebut Dewan Komisaris dibantu oleh beberapa Komite, terdiri dari Komite Audit, Komite Pemantau Risiko dan Komite Remunerasi Nominasi. Pelaksanaan Tugas dan Tanggung Jawab Pengawasan Tahun 2010 Anggota Dewan Komisaris diangkat oleh RUPS untuk melakukan tugas pengawasan dan pemberian nasihat kepada Direksi dengan itikad baik, penuh kehati-hatian dan bertanggung jawab demi kepentingan Perseroan. Untuk menjaga obyektivitas dan independensi dalam melakukan pengawasan, Dewan Komisaris tidak terlibat dalam pengambilan keputusan operasional Perseroan, kecuali dalam penyediaan dana kepada pihak terkait dan hal-hal lain yang diatur dalam Anggaran Dasar Perseroan dan ketentuan perundang- undangan. Secara umum, tugas dan tanggung jawab Dewan Komisaris, termasuk namun tidak terbatas pada hal-hal sebagai berikut: • mengarahkan,memantaudanmengevaluasi pelaksanaan kebijakan strategis Perseroan; • memastikanbahwakeputusanDireksitelahsejalan dengan sasaran strategik jangka panjang; • memastikanbahwaDireksitelahmerancang sistem manajemen risiko yang tepat dalam mengelola risiko utama Perseroan; BNI•2010AnnualReport BNI•LaporanTahunan2010 BNI•2010AnnualReport BNI•LaporanTahunan2010 37 • tomonitor,evaluateandimprovethe effectiveness of Good Corporate Governance GCG practices in the Company. • toconductsupervisoryfunction,throughits committees, to ensure the implementation of effective internal control systems, integrated accounting and financial reporting systems, and transparency of disclosure, as well as an integrated process and risk management system. 2010 Performance Financially, the Bank delivered positive performance in 2010, in particular when compared to the previous year’s results. Although not all business targets for 2010 were achieved, the Bank delivered quantitative and qualitative improvements in various areas, including a net profit of Rp 4,102 billion, or 65.1 of 2009 net profit.1. Capital The Capital Adequacy Ratio CAR reached 18.6
Parts
» Pegawai yang Profesional Bagus Rumbogo
» Peter B. Stok Fero Poerbonegoro Tirta Hidayat B.S. Kusmuljono Ekoputro Adijayanto
» Sensitivitas terhadap Risiko Pasar Penetapan Akuntan Publik
» Organization and Human Resources According to the Board of Commissioners,
» TOTAL Honggo Widjojo Kangmasto
» Pengembangan Produk Baru Pengembangan Layanan New Product Development
» Service Development Promosi Total Undisbursed
» Infrastruktur dan Sumberdaya Promotion
» Infrastructure and Resources Total Undisbursed
» BNI Honggo Widjojo Kangmasto
» Voice of internal customer 31.72 6.12 12.75
» Program Peningkatan Layanan Bagi Nasabah Customer Service Improvement Program
» Program Pengembangan Pendidikan Honggo Widjojo Kangmasto
» Education Development Program Program Perbaikan Kesehatan
» Program Pengembangan Seni dan Budaya Biaya yang dikeluarkan Health Improvement Program
» Arts and Cultural Program Cost
» Aktivitas Pengelolaan Lingkungan Environmental Management
» UNEP-FI Signatory Member Biaya yang dikeluarkan UNEP-FI Signatory Member
» Expenses Honggo Widjojo Kangmasto
» Independence of the Board of Commissioners Members
» Tugas dan Tanggung Jawab Dewan Komisaris Duties and Resposibilities of the Board of Commissioners
» Pelaksanaan Tugas Dewan Komisaris
» Implementation of Duties of the Board of Commissioners
» Rapat Dewan Komisaris bni ar 2010 th
» Procedures to Determine the Remuneration and Other Facilities for BOC
» Share Ownership of Members of the Board of Commissioners Reach 5 five percent
» Independensi Anggota Direksi Independence of the Board of Directors Members
» Pembagian Bidang atau Sektor Tugas masing-masing Anggota Direksi Division of Duties of the BOD
» Tugas dan Tanggung Jawab Direksi a. Umum Rapat Direksi
» Meetings of the Board of Directors Prosedur Penetapan Remunerasi dan Fasilitas Lain Direksi
» Procedures for Determination of Remuneration and Other Facilities for BOD
» SeminarTrainingWorkshop Direksi bni ar 2010 th
» SeminarsTrainingsWorkshops of the Board of Directors
» Composition of the Audit Committee in 2010
» Independensi Anggota Komite Piagam Komite Audit Independence of Committee Members
» Criteria of the Audit Committee Member
» Tugas dan Tanggung Jawab Komite Audit Duties and Responsibilities of the Audit Committee
» Composition of Committee Members 2010
» Masa tugas Komite Pemantau Risiko
» Tenure of Risk Monitoring Committee Kriteria Anggota Komite Pemantau Risiko
» Membership Criteria Tugas dan Tanggung Jawab Komite Pemantau Risiko
» Duties and Responsibilities of the Risk Monitoring Committee
» Susunan Anggota Komite Remunerasi dan Nominasi Remuneration and Nomination Committee Charter
» Independensi Anggota Komite Remunerasi dan Nominasi Piagam Komite Remunerasi dan Nominasi
» Membership Criteria Committee Responsibilities and Scope of Work
» RCC Membership Structure consists of: Tugas dan Tanggung Jawab Komite
» Duties and Responsibilities of the Committee
» Susunan Anggota Komite Teknologi Tugas dan Tanggung Jawab Komite Teknologi
» Membership Structure Duties and Responsibilities of the Technology Committee
» Ruang Lingkup dan Jenis AuditKonsultasi Metodologi Audit Konsultasi
» Scope and Type of AuditConsultancy Audit Consultancy Methodology Realisasi Pelaksanaan Audit
» Struktur dan Kedudukan SPI Tugas dan Tanggung Jawab SPI IAU Structure and Position
» Duties and Responsibilities of IAU Wewenang SPI
» IAU Code of Conduct Kompetensi Persyaratan Auditor SPI
» Competence IAU Auditor Criteria Perlindungan Hukum kepada Pemimpin dan Auditor SPI
» Legal Protection for IAU Head and Auditor
» Komite Layanan Rencana Jangka Panjang Corporate Plan
» Rencana Jangka Menengah dan Pendek Business Plan
» Medium and Short-Term Business Plan
» gcgbni.co.id. serta PO BOX GCG BNI
» gcgbni.co.id. and PO BOX GCG BNI
» Rencana Strategis Bank = peringkat 2
» Bank Strategic Plan = second rank
» Pendirian Bank Establishment of the Bank
» Rekapitalisasi Recapitalization Struktur dan Manajemen Organizational and Management Structure
» Struktur dan Manajemen lanjutan Organizational and Management Structure
» Anak Perusahaan lanjutan Subsidiaries continued
» Basis of preparation of the consolidated financial statements
» Basis of preparation of the consolidated financial statements continued
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Placements with other banks and Bank Surat-surat berharga
» Marketable securities and Government Bonds continued
» Instrumen keuangan derivatif Derivative financial instruments
» Pinjaman yang diberikan Loans
» Loans continued Sebelum 1 Januari 2010 lanjutan
» Loans continued Sebelum dan setelah 1 Januari 2010
» Aset tetap dan penyusutan Fixed assets and depreciation
» Fixed assets and depreciation continued
» Foreclosed collaterals continued Piutang pembiayaan konsumen Consumer financing receivables
» Consumer financing IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» Simpanan dari bank lain Deposits from other banks
» Fund borrowing continued Pendapatan bunga dan syariah, beban bunga dan bonus Interest and
» Perpajakan Taxation IKHTISAR KEBIJAKAN AKUNTANSI lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING
» KAS GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» GIRO PADA BANK INDONESIA lanjutan CURRENT ACCOUNTS WITH BANK INDONESIA
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Berdasarkan peringkat lanjutan By rating continued
» Informasi Other significant information relating to
» TAGIHAN DAN OBLIGASI PEMERINTAH GOVERNMENT BONDS
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued
» OBLIGASI PEMERINTAH lanjutan GOVERNMENT BONDS continued PENYERTAAN SAHAM EQUITY INVESTMENTS
» PENYERTAAN SAHAM lanjutan EQUITY INVESTMENTS continued
» ASET TETAP lanjutan FIXED ASSETS continued ASET LAIN-LAIN - BERSIH OTHER ASSETS - NET
» ASET LAIN-LAIN - BERSIH lanjutan OTHER ASSETS - NET continued
» Berdasarkan jenis dan mata uang By type and currency
» Beban pajak lanjutan Tax expense continued
» Aset pajak tangguhan Deferred tax assets
» Surat ketetapan pajak Tax assessment letter
» CADANGAN UMUM DAN WAJIB GENERAL AND LEGAL RESERVES CADANGAN KHUSUS SPECIFIC RESERVES
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» KOMITMEN DAN KONTINJENSI lanjutan COMMITMENTS
» Bank guarantees Irrevocable letters of credit Irrevocable letters of credit
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued RISIKO KREDIT CREDIT RISK
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO PASAR lanjutan MARKET RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» NILAI WAJAR FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued
» AKTIVITAS FIDUCIARY lanjutan FIDUCIARY ACTIVITIES continued HAL-HAL LAINNYA OTHER MATTERS
» HAL-HAL LAINNYA lanjutan OTHER MATTERS continued
» RENCANA BARANG MODAL CAPITAL EXPENDITURE COMMITMENTS KREDIT KELOLAAN CHANNELING LOANS
» PERNYATAAN STANDAR REVISED STATEMENTS
» PERNYATAAN STANDAR REVISED STATEMENTS REKLASIFIKASI LAPORAN
» INFORMASI KEUANGAN TAMBAHAN 53. SUPPLEMENTARY FINANCIAL INFORMATION TANGGUNG JAWAB
» MANAGEMENT’S RESPONSIBILITY ON THE CONSOLIDATED FINANCIAL STATEMENTS
Show more